Online investing in
India simplified - Kuvera

Zero fee. Higher return.

LIC MF Infrastructure Growth Direct Plan

84.23%

37.79%

Bandhan Infrastructure Growth Direct Plan

80.16%

35.04%

Bandhan Small Cap Growth Direct Plan

74.14%

28.86%

Source: Morningstar

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Mobile First

Available on all devices

Tax saver

Lowest lock-ins. Simple withdrawals. Potentially better returns. ELSS is the new hero to save the day!

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Tax harvesting

Minimise your long term tax impact by realising up to ₹1 Lakh of Long Term Capital Gain (LTCG) every year with no tax.

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TradeSmart

Switching away from commission laden regular mutual funds used to be cumbersome. We have changed that!

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Family account

Just Sign up with one account, and manage investments for your relatives and family members.

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Automated tracking

Consolidate and track your entire Mutual Fund portfolio with highest level of privacy protection.

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Set a goal

A new car, owning your own home, sending your kids to study abroad - you have many reasons to invest.

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Oct 2017

We pioneered commission free Direct Plan investing.

Super support

Handled by a caring team on chat, email and tweet!

Reach us at support@kuvera.in

Stop paying commission

Switch to commission free Direct Plans on Kuvera.

We care.

Share your comments and feedback with Gaurav (CEO).

Expert team

We are data driven ex-money managers & technologists. We know how to make financial management easy.

More about our team

Only direct plans

We offer Direct Plans. So you never pay the commissions (up to 1.5%) that you would in a Regular Plan. That adds up, up to 35% more in just 20 years!

Bank level security

We employ the latest security protocols & partner with reputable institutions to keep your money safe.

SEBI registered

We are registered with the Securities and Exchange Board of India (SEBI) as an Investment Advisor (INA200005166).

The first free investment management platform

No conflict of interest. Nada.

Industry Leading

45 Fund houses

#happykuverians

Our users love us

The platform is super easy to use & navigate and provides just the information you need!

Krati Golash

IT Marketer, 28, Madhya Pradesh

Read Krati's story

I found Kuvera when I searched "Best online Platform to invest in mutual fund".

Harshil Gandhakwala

PSU Banker, 28, Ahmedabad

Read Harshil's story

Each time I get a notification email stating that a certain feature has been added…I have just two words – oh wow.

Aniket Jha

NGO, 31, Bangalore

Read Aniket's story

TradeSmart is a great feature. I cannot imagine a site like this 5 years back!

Anand B

Software Engineer, 38, Bangalore

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Kuvera has goal planning, portfolio recommendation and also TradeSmart which really helps to save on taxes and exit loads.

Niladri Dutta

Software Engineer, 29, Bangalore

Read Niladri's story

I am truly impressed by the import portfolio and STP/ SWP option in Kuvera.

Deepak Sahu

Data Engineer, 25, Mumbai

Read Deepak's story

You can reach out to the support team, to get the satisfactory response, every time

Aniruddh Bhilvare

Software Engineer, 27, Pune

Read Aniruddh's story

Kuvera platform suggests the schemes I should invest in based on my need

Kunal Purohit

Tech Professional, 40, Noida

Read Kunal's story

I loved the fact that nobody threw intimidating financial jargon or painful paperwork at me.

Sonal Biyani

Entrepreneur, 33, Gurgaon

Read Sonal's story

The goal planning and investment process has made me better prepared for the things I want in the future.

Shobini Mukherjee

Executive Director -J Pal, 37, Delhi

Read Shobini's story

.. a refreshing approach to investing. The goal planning tool helps me plan and visualize. Makes my life simple.

Kunal Mahipal

Founder- onSiteGo, 33, Bangalore

Read Kunal's story

I love that I can invest in under 5 minutes whenever i want and not pay any hidden charges and expenses.

Ankur Jain

Insurance Professional, 35, Mumbai

Read Ankur's story

For me, Kuvera, has been the perfect mix. A comprehensive solution, provided simply.

Marshniel Singh

Financial services, 39, Bengaluru

Read Marshniel's story

Quite easy to get started and love the dashboard – great to see the worm sneaking up!

Amritha Mani

Financial Inclusion Consultant, 36, Kochi

Read Amritha's story

Account opening was done easily, and they plans suggested fit perfectly with my goals.

Zodingliani

Entrepreneur, 38, New Delhi

Read Zodingliani's story

Kuvera is wonderful company, to help meet my financial goals and plans.

Nagu K

Tech Lead, Lazada, 36, Singapore

Read Nagu's story

I get regular updates from them and they are just a call away from answering any queries however simple they may be.

Amarnath Rath

Financial Professional, 39, Dubai

Read Amarnath's story

Start investing today

Don’t wait. 1L today will buy a lot less in 10 years if not invested to grow. Take 2 minutes to sign up. The future you will be grateful.

Online investing in India simplified - Kuvera

Are you looking to invest in direct mutual funds or stocks?

Welcome to Kuvera — the first 100% free online investment and financial planning platform. Discover the best investment options without subscription fees, hidden charges, or commissions, and give more power to your investments.

At Kuvera, we make investing easy, and the experience awesome. Benefit from our AI-powered technology to super-charge your investments. Set your financial goals, invest in only direct plans, minimize your long term tax impact through tax harvesting, manage family accounts, consolidate your entire investment portfolio, and more.

How to Select and Invest in the Best Mutual Fund Plans in India?

Starting your investment journey with mutual funds can be challenging. At Kuvera, we make it easier with goal planning, selection of funds, tax optimisation, and more. Create your financial goal to know the required investment amount as a lump sum and/or SIP and check out our intelligent recommendations of funds. Or choose your preferred MFs and get started. Kuvera is an online investment platform that offers direct plans with zero commissions and charges zero subscription fees.

Are you searching for the best direct mutual funds to invest in?

The Kuvera app is one of the best mutual fund apps you can use to select investments for your portfolio. Simply follow the given steps:

Step 1: Download the Kuvera app on your smartphone, or sign up on our website with your email id and mobile number. Step 2: Get on board with our quick and simple KYC flow. Step 3: Go to 'Invest' and discover direct mutual funds based on your requirement.

There are several ways to find the best-performing mutual funds on Kuvera. Explore different categories of mutual funds based on your risk appetite, including equity, debt, and hybrid funds. You can also consider investing in global funds and NFOs through Kuvera.

You can also plan your specific financial objectives like owning a home, child’s education, a dream wedding, or building a retirement corpus through goal-based money investment. Enter the amount required for your goal, and the time you have. Viola! Kuvera will tell you how much you need to invest and the best mutual fund schemes that will help you accomplish the goal.

Keep Track of Top Stocks with Kuvera

To maximise your wealth, the key is to find stocks that have the potential to outperform the market. Before buying, you need to do thorough research on the stock's fundamentals. Kuvera makes it easy to find the best shares to invest in with all the necessary details in one place.

Search for any stock and track share prices on the Kuvera app. Keep an eye on stocks that are top gainers/losers for the day, or ones with 52-week highs or 52-week lows, along with total market capitalization.

Click on any stock you want to analyse on the Kuvera, the best investment app, and get all the details you’ll need.

The stock’s real-time price
Day’s high
Day’s low
52 week high
52 week low
1-year return
5-year return
Price-to-earnings (PE) ratio
Price-to-book (PB) ratio
Earnings per share (EPS)
Market cap
Trading volume
Dividend yield

You can also check the company’s detailed history and its financials, including the balance sheet, income statement, and cash flow. What’s more, you can also compare these details of stock with industry peers on the Kuvera app.

Import your stock portfolio on Kuvera and get a single view of all your investments. Track MFs, stocks, FD and insurance - all on one dashboard.

International Money Transfer with the Kuvera App

At Kuvera, we offer a faster and more affordable option for international money transfer through our partner Wise (formerly Transferwise). It is a smarter alternative to traditional international transfers and makes it easy to send money to your loved ones.

In contrast to some providers who sneak a markup into the exchange rate, Wise uses an exchange rate provided by Reuters to ensure fair and low-cost transfers. There are no hidden charges involved, and you can track the status of your transfers.

Transfer your money online using Wise through these few simple steps:

Step 1: Create a free account with Wise on its website or app. Step 2: Enter the transfer amount and your bank details. Step 3: Input account details from the Kuvera app. Step 4: Enter the rest of the required details and click ‘Confirm’. Step 5: Pay for your transfer using your preferred payment method.

In addition to the various benefits of transferring money through Wise, you can win an Amazon Pay Gift Card worth Rs. 1000 on your first international money transfer.

Invest in fixed deposits with the Kuvera App

Fixed deposits are one of the oldest and safest investment options offered by financial institutions. As an individual, you may want to diversify your portfolio by investing in such safe and fixed-income investments. That is why the Kuvera app lets you compare interest rates and invest in FDs.

Fixed Deposit facilities offered by Bajaj Finance Limited (“BFL”), Shriram Finance Limited ("Shriram") and Mahindra Finance Limited ("Mahindra") through commercial arrangements between Vueark Technology Services Private Limited (“VTSPL”), a 100% subsidiary of AASPL, and each such Fixed Deposit issuer.

To invest in FDs through the Kuvera app, follow the given steps:

Step 1: Go to the ‘Invest’ section and click on FD. Step 2: Find the best FDs for your investment based on your preferred tenure. Step 3: Click on the name of the investment to view the details, and then select 'Start FD'. Step 4: Enter the investment amount, tenure, and deposit option (cumulative/non-cumulative), and click on ‘Continue’. Step 5: Add details of your bank account to start investing.

You can compare FDs with similar tenure on the Kuvera app to find which financial institution is offering the best interest rates. Moreover, our app lets you calculate your returns from investments.

Why Choose Kuvera?

Are you looking to invest in direct mutual funds or stocks?

By investing in direct plans on Kuvera, you can earn up to 35% more in 20 years as you do not have to pay any commission ever.

For a longer answer, take a look at some of the benefits you will get by investing through our website/app.

100% free platform: A big reason why people consider Kuvera to be the best investment platform in India is that we impose no charges/fees. Kuvera’s online platform is completely free to use, with no feature locked behind a paywall. There are no fees, hidden commissions, or AUM linked charges
On your side: At Kuvera, we want you to invest at your own pace and comfort. We enable you to become your own wealth manager. And that’s why we created an investing experience that has no place for any #FOMO or pressure. You won’t find “hot tips”. Kuvera is your safe space to invest.
Switch to direct plans with Tradesmart: Regular plans for mutual funds can be cumbersome and expensive. But, what can you do if you already have one? We offer Tradesmart, which lets you switch to direct plans of the same plan. Now, you have no need to continue paying commissions.
Achieve your financial goals: Everyone has a dream, which might involve owning a car, purchasing a new home, sending kids abroad for education, or having ample funds after retirement. With Kuvera’s goal-based investment, you too, can make your dreams a reality.
Better account management: With Kuvera’s automated tracking facility, you can easily track your entire investment portfolio. You can also let your financial advisor guide your investment decisions by adding him/her as a manager to your Kuvera account.
Manage your family’s account: You can add multiple accounts to your login ID, which will allow you to look after your family members’ investments.

Kuvera is the one platform for all your investment needs. We have an experienced team of data-driven ex-money managers and technologists who understand your investment-related requirements.

Frequently Asked Questions

1. Can I start an SIP using the Kuvera app?

Yes, you can start a Systematic Investment Plan (SIP) using the Kuvera platform. Create your goal to get our recommendations, or find an MF of your choice. Select it and enter the amount for SIP and / or the lump sum amount you want to invest. If you do not have a folio, you can create a new one to start investing.

2. What is the use of following goal-based money investment?

It is common to spend money impulsively on things like a fancy gadget or an expensive vacation and end up not having enough funds for the important stuff. A goal-based investment prevents this as you are less likely to take money away from your goal of child’s education or retirement. When the money is tagged against a goal, we get more committed to ensure the financial goal is on track.

3. How do I create my financial goal on Kuvera?

To create your financial goal, follow these steps:

Step 1: Go to Create a Set a Goal Step 2: Enter an estimated cost of that goal. Step 3: Enter your age, investment period, planned loans, and upfront investment (if any). Step 4: Kuvera app will show the required monthly investment for this goal. Step 5: Add this goal to view recommended investments.

4. How does Kuvera’s Tax Harvesting technique work?

Tax Harvesting is a technique that involves benefitting from LTCG tax on equity funds. Long-term capital gains earned from equities and equity-related investments are taxable at a 10% rate on returns above Rs. 1,00,000 in a financial year. If you sell and buy back part of your investments every year, you can save on taxes. This utilises the ₹1 Lakh annual LTCG exemption by selling and buying back part of your investment such that you “realise” gains and not pay taxes on the exempt Rs 1 Lakh of LTCG. At Kuvera, we monitor your portfolio and recommend a transaction when applicable. We use sophisticated modelling to decide when is the right time to harvest taxes. Then we recommend the transactions you need to execute to harvest LTCG.

5. Why would I want to switch from a regular plan to a direct plan for mutual funds?

In regular plans, you pay commissions to the broker or the distributor, which can be as much as 1.5% of the value of your holding, every single year. This 1.5% leakage can make a huge difference, if you look at the compounded value over years. By investing in Direct Mutual funds, you save this commission every year. If you compare an investment of Rs 1 lakh in a Direct Plan and a Regular Plan, your investments will be worth 35% more in just 20 yrs when you invest in Direct Plans.

Direct MF plans are better than regular plans because they generate higher returns, have higher NAV, have no risk of mis-selling and give you full control of your investment.

Online investing inIndia simplified - Kuvera

Online investing in
India simplified - Kuvera