*Mutual fund investments are subject to market risks. Read all scheme
related documents carefully
Best Online Investment Platform in India — Kuvera
Are you looking to invest in direct mutual funds or stocks?
Welcome to Kuvera — the first 100% free online investment and financial
planning platform. Discover the best investment options without
subscription fees, hidden charges, or commissions, and give more power to
At Kuvera, we make investing easy, and the experience awesome. Benefit
from our AI-powered technology to super-charge your investments. Set your
financial goals, invest in only direct plans, minimize your long term tax
impact through tax harvesting, manage family accounts, consolidate your
entire investment portfolio, and more.
How to Select and Invest in the Best Mutual Fund Plans in India?
Starting your investment journey with mutual funds can be challenging. At Kuvera, we make it easier with goal planning, selection of funds, tax optimisation, and more. Create your financial goal to know the required investment amount as a lump sum and/or SIP and check out our intelligent recommendations of funds. Or choose your preferred MFs and get started.
Kuvera is an online investment platform that offers direct plans with zero
commissions and charges zero subscription fees.
Are you searching for the best direct mutual funds to invest in?
The Kuvera app is one of the best mutual fund apps you can use to select
investments for your portfolio. Simply follow the given steps:
Step 1: Download the Kuvera app on your smartphone, or sign up on our
website with your email id and mobile number.Step 2: Get on board with our quick and simple KYC flow.Step 3: Go to 'Invest' and discover direct mutual funds based on your
There are several ways to find the best-performing mutual funds on Kuvera.
Explore different categories of mutual funds based on your risk appetite,
including equity, debt, and hybrid funds. You can also consider investing
in global funds and NFOs through Kuvera.
You can also plan your specific financial objectives like owning a home,
child’s education, a dream wedding, or building a retirement corpus
through goal-based money investment. Enter the amount required for your
goal, and the time you have. Viola! Kuvera will tell you how much you need
to invest and the best mutual fund schemes that will help you accomplish
Keep Track of Top Stocks with Kuvera
To maximise your wealth, the key is to find stocks that have the potential
to outperform the market. Before buying, you need to do thorough research
on the stock's fundamentals. Kuvera makes it easy to find the best shares
to invest in with all the necessary details in one place.
Search for any stock and track share prices on the Kuvera app. Keep an eye
on stocks that are top gainers/losers for the day, or ones with 52-week
highs or 52-week lows, along with total market capitalization.
Click on any stock you want to analyse on the Kuvera, the best investment
app, and get all the details you’ll need.
The stock’s real-time price
52 week high
52 week low
Price-to-earnings (PE) ratio
Price-to-book (PB) ratio
Earnings per share (EPS)
You can also check the company’s detailed history and its financials,
including the balance sheet, income statement, and cash flow. What’s more,
you can also compare these details of stock with industry peers on the
Import your stock portfolio on Kuvera and get a single view of all your
investments. Track MFs, stocks, FD and insurance - all on one dashboard.
Invest in US Stocks through the Kuvera App
Investing in the US stock markets will let you in some of the best global
companies. With the Kuvera app installed on your phone, you can easily
access the US market. Open a US investing account with Vested through
Kuvera and start investing with as little as the US $10.
Opening an account involves three easy steps:
Step 1: Sign up and fulfill your KYC requirements.Step 2: Create your Vested investing account with Kuvera.Step 3: Deposit money into your US stock account through a fund transfer
and start investing.
Our app makes it easy for you to choose the best-performing US stocks. To
take a look at the day's top gainers and losers, visit the ‘Invest’
section of the Kuvera app and click on US Stocks.
Why invest in US stocks through our app? Here are some of the benefits of
No cost involved to buy or sell stocks or ETFs on Kuvera via Vested.
You can start investing from as little as $10.
File taxes easily as we offer capital gains reports at year's end.
Easy fund transfer process to fund your US stock account.
International Money Transfer with the Kuvera App
At Kuvera, we offer a faster and more affordable option for international
money transfer through our partner Wise (formerly Transferwise). It is a
smarter alternative to traditional international transfers and makes it
easy to send money to your loved ones.
In contrast to some providers who sneak a markup into the exchange rate,
Wise uses an exchange rate provided by Reuters to ensure fair and low-cost
transfers. There are no hidden charges involved, and you can track the
status of your transfers.
Transfer your money online using Wise through these few simple steps:
Step 1: Create a free account with Wise on its website or app.Step 2: Enter the transfer amount and your bank details.Step 3: Input account details from the Kuvera app.Step 4: Enter the rest of the required details and click ‘Confirm’.Step 5: Pay for your transfer using your preferred payment method.
In addition to the various benefits of transferring money through Wise,
you can win an Amazon Pay Gift Card worth Rs. 1000 on your first
international money transfer.
Invest in fixed deposits with the Kuvera App
Fixed deposits are one of the oldest and safest investment options offered
by financial institutions. As an individual, you may want to diversify
your portfolio by investing in such safe and fixed-income investments.
That is why the Kuvera app lets you compare interest rates and invest in
To invest in FDs through the Kuvera app, follow the given steps:
Step 1: Go to the ‘Invest’ section and click on FD.Step 2: Find the best FDs for your investment based on your preferred
tenure.Step 3: Click on the name of the investment to view the details, and then
select 'Start FD'.Step 4: Enter the investment amount, tenure, and deposit option
(cumulative/non-cumulative), and click on ‘Continue’.Step 5: Add details of your bank account to start investing.
You can compare FDs with similar tenure on the Kuvera app to find which
financial institution is offering the best interest rates. Moreover, our
app lets you calculate your returns from investments.
Why Choose Kuvera?
Are you looking to invest in direct mutual funds or stocks?
By investing in direct plans on Kuvera, you can earn up to 35% more in 20
years as you do not have to pay any commission ever.
For a longer answer, take a look at some of the benefits you will get by
investing through our website/app.
100% free platform: A big reason why people consider Kuvera to be
the best investment platform in India is that we impose no charges/fees.
Kuvera’s online platform is completely free to use, with no feature
locked behind a paywall. There are no fees, hidden commissions, or AUM
On your side: At Kuvera, we want you to invest at your own pace
and comfort. We enable you to become your own wealth manager. And that’s
why we created an investing experience that has no place for any #FOMO
or pressure. You won’t find “hot tips”. Kuvera is your safe space to
Switch to direct plans with Tradesmart: Regular plans for mutual
funds can be cumbersome and expensive. But, what can you do if you
already have one? We offer Tradesmart, which lets you switch to direct
plans of the same plan. Now, you have no need to continue paying
Achieve your financial goals: Everyone has a dream, which might
involve owning a car, purchasing a new home, sending kids abroad for
education, or having ample funds after retirement. With Kuvera’s
goal-based investment, you too, can make your dreams a reality.
Better account management: With Kuvera’s automated tracking
facility, you can easily track your entire investment portfolio. You can
also let your financial advisor guide your investment decisions by
adding him/her as a manager to your Kuvera account.
Manage your family’s account: You can add multiple accounts to
your login ID, which will allow you to look after your family members’
Kuvera is the one platform for all your investment needs. We have an
experienced team of data-driven ex-money managers and technologists who
understand your investment-related requirements.
Frequently Asked Questions
1. Can I start an SIP using the Kuvera app?
Yes, you can start a Systematic Investment Plan (SIP) using the Kuvera
platform. Create your goal to get our recommendations, or find an MF of
your choice. Select it and enter the amount for SIP and / or the lump
sum amount you want to invest. If you do not have a folio, you can
create a new one to start investing.
2. What is the use of following goal-based money investment?
It is common to spend money impulsively on things like a fancy gadget or
an expensive vacation and end up not having enough funds for the
important stuff. A goal-based investment prevents this as you are less
likely to take money away from your goal of child’s education or
retirement. When the money is tagged against a goal, we get more
committed to ensure the financial goal is on track.
3. How do I create my financial goal on Kuvera?
To create your financial goal, follow these steps:
Step 1: Go to Create a Set a GoalStep 2: Enter an estimated cost of that goal.Step 3: Enter your age, investment period, planned loans, and upfront
investment (if any).Step 4: Kuvera app will show the required monthly investment for this
goal.Step 5: Add this goal to view recommended investments.
4. How does Kuvera’s Tax Harvesting technique work?
Tax Harvesting is a technique that involves benefitting from LTCG tax on
equity funds. Long-term capital gains earned from equities and
equity-related investments are taxable at a 10% rate on returns above
Rs. 1,00,000 in a financial year. If you sell and buy back part of your
investments every year, you can save on taxes. This utilises the ₹1 Lakh
annual LTCG exemption by selling and buying back part of your investment
such that you “realise” gains and not pay taxes on the exempt Rs 1 Lakh
of LTCG. At Kuvera, we monitor your portfolio and recommend a
transaction when applicable. We use sophisticated modelling to decide
when is the right time to harvest taxes. Then we recommend the
transactions you need to execute to harvest LTCG.
5. Why would I want to switch from a regular plan to a direct plan for mutual funds?
In regular plans, you pay commissions to the broker or the distributor,
which can be as much as 1.5% of the value of your holding, every single
year. This 1.5% leakage can make a huge difference, if you look at the
compounded value over years. By investing in Direct Mutual funds, you
save this commission every year. If you compare an investment of Rs 1
lakh in a Direct Plan and a Regular Plan, your investments will be worth
35% more in just 20 yrs when you invest in Direct Plans.
Direct MF plans are better than regular plans because they generate
higher returns, have higher NAV, have no risk of mis-selling and give
you full control of your investment.