{"id":1127,"date":"2017-08-17T06:55:22","date_gmt":"2017-08-17T06:55:22","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=1127"},"modified":"2019-07-11T16:31:55","modified_gmt":"2019-07-11T16:31:55","slug":"nagu-happy-kuverian","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/","title":{"rendered":"Nagu: Happy Kuverian"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d0cb0348cef\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d0cb0348cef\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\" title=\"Please tell us about yourself, where did you grow up and your story?\">Please tell us about yourself, where did you grow up and your story?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#What_is_your_approach_to_investing\" title=\"What is your approach to investing?\">What is your approach to investing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#How_did_you_learn_about_Kuvera\" title=\"How did you learn about Kuvera?\">How did you learn about Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\" title=\"How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?\">How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#Why_do_you_invest_and_why_Mutual_Funds\" title=\"Why do you invest and why Mutual Funds?\">Why do you invest and why Mutual Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\" title=\"What were the biggest problems that you have faced with investing and financial planning in India?\">What were the biggest problems that you have faced with investing and financial planning in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#Can_you_describe_your_experience_with_Kuvera\" title=\"Can you describe your experience with Kuvera?\">Can you describe your experience with Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#What_goals_have_you_planned_for\" title=\"What goals have you planned for?\">What goals have you planned for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#How_did_you_choose_which_schemes_to_invest_in\" title=\"How did you choose which schemes to invest in?\">How did you choose which schemes to invest in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#Will_you_recommend_Kuvera_to_your_friends_and_colleagues\" title=\"Will you recommend Kuvera to your friends and colleagues?\">Will you recommend Kuvera to your friends and colleagues?<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-1139 alignleft\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2017\/08\/NaguKHappyKuverianPortrait-214x300.png\" alt=\"\" width=\"214\" height=\"300\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2017\/08\/NaguKHappyKuverianPortrait-214x300.png 214w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2017\/08\/NaguKHappyKuverianPortrait.png 300w\" sizes=\"(max-width: 214px) 100vw, 214px\" \/>Nagu is a Happy Kuverian and a global tech citizen having worked in India, Riyadh and Singapore. He is currently a Tech Lead with SEA e-commerce giant Lazada in Singapore. We spoke to Nagu about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform.<\/p>\n<p><em>Emphasis and links are ours.<\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\"><\/span>Please tell us about yourself, where did you grow up and your story?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I grew up in a village until 10th standard. Then we moved to a city where I completed my masters in engineering. Like most engineers, I started my career in the IT industry as a software engineer. After working for a few years in Riyadh, I am currently a Tech Lead with the e-commerce giant Lazada in Singapore.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_is_your_approach_to_investing\"><\/span>What is your approach to investing?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Until last year, I did only conventional investment &#8211;&nbsp; banks, post office etc. Last year I started investing in Mutual funds and it has worked for me so far. As I get more comfortable, I am slowly increasing my investments in Mutual Funds.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_learn_about_Kuvera\"><\/span>How did you learn about Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I work for a startup that has seen significant success recently. So I searched for an online Mutual Fund investment startup and found Kuvera. From the beginning of my interaction, I have found everyone at Kuvera as knowledgeable and humble.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\"><\/span>How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I have been investing in Mutual Funds since past one year. Though I knew of <a href=\"http:\/\/blog.kuvera.in\/direct-plans-better\/\">Direct Plans<\/a>, neither my bank or any agent would help me invest in them. I had to deal with the corresponding Mutual Funds directly, and it was cumbersome. As a non-resident I value the convenience of interacting with only one platform, along with all the other benefits of advice and planning.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Why_do_you_invest_and_why_Mutual_Funds\"><\/span>Why do you invest and why Mutual Funds?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I invest to meet my <a href=\"http:\/\/blog.kuvera.in\/financial-success-using-goal-based-investment\/\">goals<\/a>, like for my kids education, retirement, vacation, are example to name a few<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\"><\/span>What were the biggest problems that you have faced with investing and financial planning in India?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I am a relatively new investor and I am slowly building my knowledge about Mutual Funds. I found the <a href=\"http:\/\/blog.kuvera.in\/how-to-choose-an-investment-advisor\/\">banks and agents<\/a> more focused on selling me Mutual Funds but not as interested in educating me about aspects of investing, such as allocation, volatility, risk-reward or fund selection. The last one was particularly problematic as there are so many fund schemes to chose from.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Can_you_describe_your_experience_with_Kuvera\"><\/span>Can you describe your experience with Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Kuvera is wonderful company, to help meet my financial goals and plans. The folks from Kuvera are very humble and always reachable for any help to resolve my queries. From the beginning of my interaction with Guru, Neel or Gaurav, they always try to help as soon as possible. I have met Gaurav in Singapore, and he is very knowledgeable person. He shares his knowledge and experience with me, which I believe will help me become a better investor. I want to learn more and want to invest more into equity.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_goals_have_you_planned_for\"><\/span>What <a href=\"https:\/\/blog.kuvera.in\/category\/goal-based-planning\/\" target=\"_blank\" rel=\"noopener noreferrer\">goals<\/a> have you planned for?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Through Kuvera, I am planning for a vacation, retirement and my kids education.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_choose_which_schemes_to_invest_in\"><\/span>How did you choose which schemes to invest in?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I have continued with the Direct Plans of some funds that I have invested in before and have added some funds as recommended by Kuvera.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Will_you_recommend_Kuvera_to_your_friends_and_colleagues\"><\/span>Will you recommend Kuvera to your friends and colleagues?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>100% I will recommend them. I have already recommended them to my friends, even before I wrote my story for the Kuvera blog. I want my friends, colleagues and other to also get the benefit from Kuvera\u2019s expert advise and direct plan platform to help meet their financial goals.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nagu is a Happy Kuverian and a global tech citizen having worked in India, Riyadh and Singapore. He is currently a Tech Lead with SEA e-commerce giant Lazada in Singapore. We spoke to Nagu about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform. Emphasis and links are ours. Please tell us about yourself, [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[104],"tags":[92,89,93,96],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nagu: Happy Kuverian - Kuvera<\/title>\n<meta name=\"description\" content=\"A lead engineer with e-commerce giant Lazada in Singapore, Nagu shares his experience as a Happy Kuverian investing in Direct Plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nagu: Happy Kuverian - Kuvera\" \/>\n<meta property=\"og:description\" content=\"A lead engineer with e-commerce giant Lazada in Singapore, Nagu shares his experience as a Happy Kuverian investing in Direct Plans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-17T06:55:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-07-11T16:31:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/12\/nagu_k.png\" \/>\n\t<meta property=\"og:image:width\" content=\"161\" \/>\n\t<meta property=\"og:image:height\" content=\"185\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Gaurav Rastogi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gaurav Rastogi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Nagu: Happy Kuverian - Kuvera","description":"A lead engineer with e-commerce giant Lazada in Singapore, Nagu shares his experience as a Happy Kuverian investing in Direct Plans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/","og_locale":"en_US","og_type":"article","og_title":"Nagu: Happy Kuverian - Kuvera","og_description":"A lead engineer with e-commerce giant Lazada in Singapore, Nagu shares his experience as a Happy Kuverian investing in Direct Plans.","og_url":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2017-08-17T06:55:22+00:00","article_modified_time":"2019-07-11T16:31:55+00:00","og_image":[{"width":161,"height":185,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/12\/nagu_k.png","type":"image\/png"}],"author":"Gaurav Rastogi","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Gaurav Rastogi","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/"},"author":{"name":"Gaurav Rastogi","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/90a520bbda6e474788752100f61385bd"},"headline":"Nagu: Happy Kuverian","datePublished":"2017-08-17T06:55:22+00:00","dateModified":"2019-07-11T16:31:55+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/"},"wordCount":619,"commentCount":3,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"keywords":["Direct Plans","Goal Based Planning","Investment Advisor","Personal Finance"],"articleSection":["Happy Kuverian"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/","url":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/","name":"Nagu: Happy Kuverian - Kuvera","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2017-08-17T06:55:22+00:00","dateModified":"2019-07-11T16:31:55+00:00","description":"A lead engineer with e-commerce giant Lazada in Singapore, Nagu shares his experience as a Happy Kuverian investing in Direct Plans.","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/nagu-happy-kuverian\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Nagu: Happy Kuverian"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/90a520bbda6e474788752100f61385bd","name":"Gaurav Rastogi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/GR-150x150.jpg","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/GR-150x150.jpg","caption":"Gaurav Rastogi"},"description":"Gaurav is the CEO of Kuvera. A graduate of IITD and Chicago Booth, he managed a long-short equity strategy for Morgan Stanley before starting Kuvera.","url":"https:\/\/kuvera.in\/blog\/author\/rustyhk123\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1127"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=1127"}],"version-history":[{"count":12,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1127\/revisions"}],"predecessor-version":[{"id":1141,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1127\/revisions\/1141"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=1127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=1127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=1127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}