{"id":1184,"date":"2018-01-09T05:33:44","date_gmt":"2018-01-09T05:33:44","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=1184"},"modified":"2019-07-11T16:36:21","modified_gmt":"2019-07-11T16:36:21","slug":"kunal-happy-kuverian","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/","title":{"rendered":"Kunal: Happy Kuverian!"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69f0658a3f574\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69f0658a3f574\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\" title=\"Please tell us about yourself, where did you grow up and your story?\">Please tell us about yourself, where did you grow up and your story?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#What_is_your_approach_to_financial_planning\" title=\"What is your approach to financial planning?\">What is your approach to financial planning?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#How_did_you_learn_about_Kuvera\" title=\"How did you learn about Kuvera?\">How did you learn about Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\" title=\"How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?\">How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#Why_do_you_invest_and_why_Mutual_Funds\" title=\"Why do you invest and why Mutual Funds?\">Why do you invest and why Mutual Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\" title=\"What were the biggest problems that you have faced with investing and financial planning in India?\">What were the biggest problems that you have faced with investing and financial planning in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#Can_you_describe_your_experience_with_Kuvera\" title=\"Can you describe your experience with Kuvera?\">Can you describe your experience with Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#What_goals_have_you_planned_for\" title=\"What goals have you planned for?\">What goals have you planned for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\" title=\"How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?\">How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/#Become_a_HappyKuverian_today\" title=\"Become a #HappyKuverian today\">Become a #HappyKuverian today<\/a><\/li><\/ul><\/nav><\/div>\n<h5><img loading=\"lazy\" class=\"size-medium wp-image-1191 alignleft\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2018\/01\/KunalPurohitPortait-214x300.png\" alt=\"Kunal Happy Kuverian\" width=\"214\" height=\"300\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/01\/KunalPurohitPortait-214x300.png 214w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/01\/KunalPurohitPortait.png 300w\" sizes=\"(max-width: 214px) 100vw, 214px\" \/><\/h5>\n<p>Kunal is a #HappyKuverian. He has had a fruitful career in technology services in India and has traveled the world for work. He is currently based out of Noida, where he works for a multi-national technology service provider. We spoke to Kunal about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform.<\/p>\n<p><em>Emphasis and links are ours.<\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\"><\/span>Please tell us about yourself, where did you grow up and your story?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I work at a global technology company. Brought up in a small town in India, I have gotten to see the world while performing my day job (lots of tours) and get to dream about a better world while off work. I am a sports fan and am enabling a few small steps towards making India a giant sporting nation!<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_is_your_approach_to_financial_planning\"><\/span>What is your approach to financial planning?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>It&#8217;s a mix of equity , mutual funds and real estate.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_learn_about_Kuvera\"><\/span>How did you learn about Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I learnt about Kuvera from a friend who has been investing in mutual funds through their platform<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\"><\/span>How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I was investing in a sporadic manner and not in disciplined way. Some of these were done through brokers \/ agents while others through demat accounts. Ofcourse now I know better than to use demat accounts for Mutual Fund investing. No, I wasn\u2019t aware about these <a href=\"http:\/\/blog.kuvera.in\/direct-plans-better\/\" target=\"_blank\" rel=\"noopener noreferrer\">direct plans<\/a> on offer till I visited Kuvera and saw the benefits of direct plans.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Why_do_you_invest_and_why_Mutual_Funds\"><\/span>Why do you invest and why Mutual Funds?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I invest primarily for two reasons<br \/>\nA. To plan for retirement<br \/>\nB. To generate higher returns on my savings so that I can lead a better quality of life TODAY.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\"><\/span>What were the biggest problems that you have faced with investing and financial planning in India?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>My work schedule is very taxing and hence I don\u2019t have enough time to manage my personal finances well. I have therefore always been taking external help for investments. In doing so I\u2019ve faced two challenges : 1. Lack of transparency by the advisor at times and 2. Lack of regular advise from the advisor to make changes to the portfolio. These factors lead to frustration and a desire to have a transparent and high performing advisor who can help with the right guidance on how to multiply wealth<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Can_you_describe_your_experience_with_Kuvera\"><\/span>Can you describe your experience with Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Experience with Kuvera has been good. The platform is very very simple to use and the algorithms seem to pick the right choice of funds based on my need. And the return on the investment has been higher ( touchwood \ud83d\ude42 ) than I thought it would be for direct funds .<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_goals_have_you_planned_for\"><\/span>What goals have you planned for?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Retirement planning as well as regular returns in short term to ensure wealth multiplication and a better standard of living<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\"><\/span>How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Kuvera platform suggests the schemes I should invest in based on my need. At first I was a bit skeptical. But once I saw the portfolio perform I started simply going by the recommendations and investing. It helps my cause because I get sound advise without me having to investigate and research myself.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Become_a_HappyKuverian_today\"><\/span>Become a <a href=\"https:\/\/blog.kuvera.in\/shobhini-mukerji-happy-kuverian\/https:\/\/blog.kuvera.in\/category\/happy-kuverian\/\" target=\"_blank\" rel=\"noopener noreferrer\">#HappyKuverian<\/a> today<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\">kuvera.in<\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a> and <a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kunal is a #HappyKuverian. He has had a fruitful career in technology services in India and has traveled the world for work. He is currently based out of Noida, where he works for a multi-national technology service provider. We spoke to Kunal about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform. Emphasis and [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[104],"tags":[3,92,52,89,93,19],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kunal: Happy Kuverian! - Kuvera<\/title>\n<meta name=\"description\" content=\"Kunal is a Happy Kuverian. Read why he chooses Mutual Funds for long term goals and his approach to financial planning while keeping a busy schedule.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kunal: Happy Kuverian! - Kuvera\" \/>\n<meta property=\"og:description\" content=\"Kunal is a Happy Kuverian. Read why he chooses Mutual Funds for long term goals and his approach to financial planning while keeping a busy schedule.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/kunal-happy-kuverian\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-09T05:33:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-07-11T16:36:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/12\/kunal_p.png\" \/>\n\t<meta property=\"og:image:width\" content=\"161\" \/>\n\t<meta property=\"og:image:height\" content=\"185\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Gaurav Rastogi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gaurav Rastogi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kunal: Happy Kuverian! - Kuvera","description":"Kunal is a Happy Kuverian. 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A graduate of IITD and Chicago Booth, he managed a long-short equity strategy for Morgan Stanley before starting Kuvera.","url":"https:\/\/kuvera.in\/blog\/author\/rustyhk123\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1184"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=1184"}],"version-history":[{"count":8,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1184\/revisions"}],"predecessor-version":[{"id":1197,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/1184\/revisions\/1197"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=1184"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=1184"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=1184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}