{"id":12254,"date":"2022-06-08T12:40:20","date_gmt":"2022-06-08T07:10:20","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=12254"},"modified":"2022-07-14T16:49:29","modified_gmt":"2022-07-14T11:19:29","slug":"sip-vs-lump-sum-mutual-fund","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/","title":{"rendered":"SIP vs Lump Sum Mutual Fund: A Detailed Comparison"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d06f93999f6\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d06f93999f6\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#What_Is_SIP\" title=\"What Is SIP?\">What Is SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#What_Is_a_Lump_Sum_Investment\" title=\"What Is a Lump Sum Investment?\">What Is a Lump Sum Investment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#What_Are_the_Differences_between_SIP_and_Lump_Sum_Investments\" title=\"What Are the Differences between SIP and Lump Sum Investments?\">What Are the Differences between SIP and Lump Sum Investments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#SIP_vs_Lump_Sum_Which_is_the_Better_Investment_Method\" title=\"SIP vs Lump Sum: Which is the Better Investment Method?\">SIP vs Lump Sum: Which is the Better Investment Method?<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#_How_can_you_start_a_SIP_for_a_mutual_fund\" title=\"\u00a0How can you start a SIP for a mutual fund?\">\u00a0How can you start a SIP for a mutual fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#_Can_you_transfer_funds_from_one_mutual_fund_scheme_to_another\" title=\"\u00a0Can you transfer funds from one mutual fund scheme to another?\">\u00a0Can you transfer funds from one mutual fund scheme to another?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#_What_is_the_difference_between_SIP_and_SWP_for_mutual_funds\" title=\"\u00a0What is the difference between SIP and SWP for mutual funds?\">\u00a0What is the difference between SIP and SWP for mutual funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#_What_will_happen_if_you_miss_an_installment_of_your_SIP\" title=\"\u00a0What will happen if you miss an installment of your SIP?\">\u00a0What will happen if you miss an installment of your SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#_How_can_you_stop_your_SIP\" title=\"\u00a0How can you stop your SIP?\">\u00a0How can you stop your SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/app.kuvera.in\/explore\/mf\/c\/all\">Mutual funds<\/a> are a popular investment option in India today, with an increasing number of people using them to grow their wealth. Investing in mutual funds is easy and offers the benefits of a diversified portfolio, expert money management, and various tax benefits.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">If you have a large sum of money, you can invest the lump sum in your preferred scheme. On the other hand, SIP (Systematic Investment Plan) allows you to invest small amounts over a long time.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The following sections will compare <\/span>SIP vs lump sum<span style=\"font-weight: 400;\"> investment in more detail.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\"><img loading=\"lazy\" class=\"size-large wp-image-13417 aligncenter\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg\" sizes=\"(max-width: 640px) 100vw, 640px\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-300x98.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-768x250.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022.jpg 1080w\" alt=\"Online Fixed Deposits on Kuvera\" width=\"640\" height=\"209\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_SIP\"><\/span>What Is SIP?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">A <a href=\"https:\/\/kuvera.in\/blog\/sip-systematic-investment-plan-definition-types-benefits\/\">Systematic Investment Plan<\/a> means you periodically allocating small amounts of money to your preferred mutual fund scheme. SIPs allow you to invest as little as Rs. 500 in installments weekly, monthly, quarterly, semi-annual or annual. So, if you have small but regular amounts to invest, SIP would be your preferred investment option.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you invest via a SIP, a fixed amount will be deducted from your bank account at regular intervals on a given date. You can skip, start or terminate the SIP at any time. SIPs will stop when there is not enough money in your account, but there is no penalty for continuing it again.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">One of the main benefits of investing via a SIP is rupee cost averaging. With SIPs, you can purchase more units when the markets are down and fewer units when they are up. As a result, you can invest more during falling markets and realize more gains during surging markets.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_a_Lump_Sum_Investment\"><\/span>What Is a Lump Sum Investment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In the case of a lump sum investment, you can allocate all your available funds in one go to purchase as many units as you can buy. If you have Rs. 1,00,000 and know how to choose the right mutual funds, you can go for this investment method. The minimum investment amount for lump sum is Rs. 1,000.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/blog\/to-lump-sum-or-to-stp-is-the-question\/\">Lump sum investments<\/a> are preferable when mutual funds&#8217; NAV (Net Asset Value) is low. This allows you to purchase more units, while a higher NAV reduces the number of units you can purchase. When comparing SIP and lump sum investments, one can find that the latter offers more flexibility, affordability, and fewer risks.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">There is always a risk of losing a substantial amount during market downturns with lump-sum investments. That is why you need high-risk tolerance, substantial disposable income and financial knowledge to succeed with lump sum investments.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Are_the_Differences_between_SIP_and_Lump_Sum_Investments\"><\/span>What Are the Differences between SIP and Lump Sum Investments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The following table lists the main differences between the SIP vs lump sum<\/span><\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 100%;\" border=\"1.5\">\n<tbody>\n<tr>\n<td><b>Parameters<\/b><\/td>\n<td><b>SIP<\/b><\/td>\n<td><b>Lump Sum\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><strong>Purpose<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">For investing small sums regularly over time<\/span><\/td>\n<td><span style=\"font-weight: 400;\">For investing substantial sums in one go<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Required risk appetite<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Lower than lump sum investments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Higher than SIPs<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Cost of investment<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Low due to rupee cost averaging. This reduces investment costs by spreading it over a long time.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">High due to a large one-time investment\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Flexibility\u00a0<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">High, you can start, stop or pause a SIP at any time.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Lower than SIP<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Minimum investment amount<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">You can start investing with only Rs. 100\/month\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">At least Rs. 1,000; Rs. 5,000 for most fund houses<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Suitability in a continuously growing market<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Less suitable<\/span><\/td>\n<td><span style=\"font-weight: 400;\">More suitable<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Response to market volatility<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Less reactive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Highly reactive<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Suitability in falling markets<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">More suitable\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Less suitable<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Suitability for investors earning irregular income<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Less suitable<\/span><\/td>\n<td><span style=\"font-weight: 400;\">More suitable<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"SIP_vs_Lump_Sum_Which_is_the_Better_Investment_Method\"><\/span>SIP vs Lump Sum: Which is the Better Investment Method?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Both <\/span>SIP vs lump sum <span style=\"font-weight: 400;\">investments come with their own pros and cons. SIPs are popular investment methods due to their multiple benefits like lower costs, compounding benefits, market volatility resistance, etc. SIPs can help you overcome market fluctuations without having to time the markets.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">SIP investment suits most investors as it reduces their burden of investing a large amount. Unlike the lump sum method, SIPs work in both rising and falling markets. This lets you purchase more units during market downturns and benefit from high growth rates during uptrends.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">However, lump sum investments come with some benefits as well. You only have to make a one-time investment and not face the hassles of regular payments. It is also well-suited for investors without a fixed income. Moreover, the lump sum route is a suitable option for individuals with a long term investment horizon.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"blockquote\"><p><span style=\"font-weight: 400;\">Pro Tip: Start investing through a platform that brings goal planning and investing to your fingertips. Visit <\/span><a href=\"https:\/\/www.kuvera.in\/\"><span style=\"font-weight: 400;\">kuvera.in<\/span><\/a><span style=\"font-weight: 400;\"> to discover <\/span><a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><span style=\"font-weight: 400;\">Direct Plans<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\"><span style=\"font-weight: 400;\">Fixed Deposits<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/kuvera.in\/user\/login\"><span style=\"font-weight: 400;\">start investing today.<\/span><\/a><\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<p><b>Final Word<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The main difference between <\/span>SIP vs lump sum<span style=\"font-weight: 400;\"> is that the former involves investing small amounts over time while the latter is for a one-time investment. You will want to understand their differences and pick an investment route based on your income, financial situation, investment goals, etc.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Frequently Asked Questions<\/b><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"_How_can_you_start_a_SIP_for_a_mutual_fund\"><\/span>\u00a0How can you start a SIP for a mutual fund?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Once you have selected a specific mutual fund, you can start investing via SIP. To do this, you have to follow the given steps:<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Log in to the official website of an AMC of your choice.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Complete the KYC verification process by providing the necessary documents.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Link your bank account and transfer funds.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Set up a SIP account by filling out the \u2018Start an SIP\u2019 form.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Send an ECS (Electronic Clearing Service) mandate to your bank to deposit a certain amount on the same date every month.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"_Can_you_transfer_funds_from_one_mutual_fund_scheme_to_another\"><\/span>\u00a0Can you transfer funds from one mutual fund scheme to another?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can use STP (Systematic Transfer Plan) to shift your assets from one mutual fund scheme to another.\u00a0<\/span><span style=\"font-weight: 400;\">You can use this option to change your portfolio composition over time. For example, you can keep your money in debt funds that offer higher returns than savings deposits. When the market improves,\u00a0 you can shift your funds to equity schemes for more gains.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"_What_is_the_difference_between_SIP_and_SWP_for_mutual_funds\"><\/span>\u00a0What is the difference between SIP and SWP for mutual funds?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">While SIP is a systematic approach to investing in mutual funds over time, SWP is meant for withdrawing funds. SWP involves withdrawing a fixed amount at regular monthly, weekly, quarterly, or yearly intervals.\u00a0\u00a0<\/span><span style=\"font-weight: 400;\">Investors who need regular cash from their mutual fund investment, such as senior citizens, can opt for SWP. In contrast, SIP is meant for those just starting their investment journey.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"_What_will_happen_if_you_miss_an_installment_of_your_SIP\"><\/span>\u00a0What will happen if you miss an installment of your SIP?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your SIP will stop only when you do not have the minimum amount required in our bank account for paying an installment. Missing a single SIP installment does not lead to any penalty or cancellation of SIPs.\u00a0<\/span><span style=\"font-weight: 400;\">However, if you miss three installments, the SIP will be automatically canceled. Moreover, the bank could charge a penalty for missing a SIP. You can avoid the penalty and cancellation by pausing the SIP when you cannot pay the installment.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"_How_can_you_stop_your_SIP\"><\/span>\u00a0How can you stop your SIP?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To stop a SIP, you need to send a stop request to the AMC to stop a SIP. Sign in to the official portal of the AMC and submit the SIP stop request form. Alternatively, you can visit the nearest branch of the AMC and fill up the cancellation form. The SIP will stop within 30 days of your request.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>Read more: <a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Check out all our &#8220;Investor Education Originals&#8221; videos on Youtube and get smart about investing.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><iframe loading=\"lazy\" title=\"How to choose between Stocks &amp; Mutual funds | Explained\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/N1li1d9X0jw?list=PLDSzQdT9nLmBFD2p94O5p2pZ4vEUR-Thz\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"http:\/\/app.kuvera.in\"><strong>Kuvera.in<\/strong><\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a> and <strong><a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a><\/strong> and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><br \/>\n#MutualFundSahiHai #KuveraSabs<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mutual funds are a popular investment option in India today, with an increasing number of people using them to grow their wealth. Investing in mutual funds is easy and offers the benefits of a diversified portfolio, expert money management, and various tax benefits.\u00a0 &nbsp; If you have a large sum of money, you can invest [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/sip-vs-lump-sum-mutual-fund\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":12256,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99,822,768],"tags":[929,67,927,928,926],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SIP vs Lump Sum Mutual Fund: A Detailed Comparison - Kuvera<\/title>\n<meta name=\"description\" content=\"It was never be a SIP vs lump sum. It was SIP and Lumpsum. 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