{"id":1327,"date":"2018-06-09T03:46:37","date_gmt":"2018-06-09T03:46:37","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=1327"},"modified":"2024-08-28T19:03:39","modified_gmt":"2024-08-28T13:33:39","slug":"deepak-happy-kuverian","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/","title":{"rendered":"Deepak: Happy Kuverian!"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69ebd4bfe64e1\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69ebd4bfe64e1\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\" title=\"Please tell us about yourself, where did you grow up and your story?\">Please tell us about yourself, where did you grow up and your story?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#What_is_your_approach_to_financial_planning\" title=\"What is your approach to financial planning?\">What is your approach to financial planning?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#How_did_you_learn_about_Kuvera\" title=\"How did you learn about Kuvera?\">How did you learn about Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\" title=\"How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?\">How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#Why_do_you_invest_and_why_Mutual_Funds\" title=\"Why do you invest and why Mutual Funds?\">Why do you invest and why Mutual Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\" title=\"What were the biggest problems that you have faced with investing and financial planning in India?\">What were the biggest problems that you have faced with investing and financial planning in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#Can_you_describe_your_experience_with_Kuvera\" title=\"Can you describe your experience with Kuvera?\">Can you describe your experience with Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#What_goals_have_you_planned_for\" title=\"What goals have you planned for?\">What goals have you planned for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\" title=\"How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?\">How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/#Become_a_HappyKuverian_today\" title=\"Become a #HappyKuverian today\">Become a #HappyKuverian today<\/a><\/li><\/ul><\/nav><\/div>\n<p><em><img loading=\"lazy\" class=\"alignnone size-medium wp-image-1393 alignleft\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2018\/06\/Capture-220x300.png\" alt=\"\" width=\"220\" height=\"300\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/06\/Capture-220x300.png 220w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/06\/Capture.png 412w\" sizes=\"(max-width: 220px) 100vw, 220px\" \/>Deepak is a Happy Kuverian. A 25 year old Data Engineer, he works in Mumbai. We spoke to Deepak about his experience with Kuvera, <a href=\"https:\/\/kuvera.in\/\" target=\"_blank\" rel=\"noopener noreferrer\">India\u2019s friendliest Direct Plan Investment Platform.<\/a><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\"><\/span><strong>Please tell us about yourself, where did you grow up and your story?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I am a technology driven person currently working as a Data Engineer in one of the top banks in India. I was born and brought up in a small town of Odisha named Berhampur. Currently am in the city of dreams, Mumbai, trying to solve problems using Data.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_is_your_approach_to_financial_planning\"><\/span><strong>What is your approach to financial planning?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>As I come from a middle-class family we do a lot of things to save money. A few months back, I came to know about the Stock market and I am still learning and exploring that part. Meanwhile investing a huge part of my savings in Mutual fund. Also, have some emergency fund in form of FD.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_learn_about_Kuvera\"><\/span><strong>How did you learn about Kuvera?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>While doing research on Mutual fund investment, I got to know the difference between the regular and direct MF and for obvious reason I prefer direct MF. I usually bought MF from direct AMC website, but after some time I felt some difficulty to manage and track the investment. I wrote a python script to get that information for me, but due to captcha validation, it also needed some manual activities. Then I searched some on Quora and got to know about the platform like Zerodha coin and Kuvera.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-1368\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2018\/06\/Quotes.png\" alt=\"\" width=\"940\" height=\"788\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/06\/Quotes.png 940w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/06\/Quotes-300x251.png 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/06\/Quotes-768x644.png 768w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\"><\/span><strong>How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>As mentioned in the previous question, yes I was aware of the direct plan before but failed to organize and track them. The <a href=\"https:\/\/kuvera.in\/import\" target=\"_blank\" rel=\"noopener noreferrer\">import portfolio tab<\/a> in Kuvera helped me a lot to track them.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Why_do_you_invest_and_why_Mutual_Funds\"><\/span><strong>Why do you invest and why Mutual Funds?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>As I am a working professional, I don&#8217;t have ample time to do the required research and invest in stocks. I do it on a very small scale. I don&#8217;t want to take the risk on my hard earned capital. That&#8217;s the reason I usually invest in MFs. I am thankful that I got to know about MFs early in my life.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\"><\/span><strong>What were the biggest problems that you have faced with investing and financial planning in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Of course, there wasn&#8217;t a proper platform like Kuvera to invest in the Direct Mutual fund.<\/p>\n<p>Reason:<\/p>\n<p>As I mentioned earlier we didn&#8217;t have a consolidated portfolio to organize.<\/p>\n<p>There is no option for STP and SWP in Zerodha coin which I am using simultaneously.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Can_you_describe_your_experience_with_Kuvera\"><\/span><strong>Can you describe your experience with Kuvera?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I am truly impressed by the import portfolio and <a href=\"https:\/\/kuvera.in\/systematic\/sip\" target=\"_blank\" rel=\"noopener noreferrer\">STP\/ SWP option<\/a> in Kuvera. Am still exploring it, will keep you updated.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_goals_have_you_planned_for\"><\/span><strong>What goals have you planned for?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Goals should be secret. \ud83d\ude1b<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\"><\/span><strong>How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I do some research on money control and value research then come to a conclusion. Planning to write a blog about it when I feel like I have enough knowledge to share. I already recommended that to my manager, will spread the words further as the most deserving candidate should get the spotlight.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Become_a_HappyKuverian_today\"><\/span>Become a <a href=\"https:\/\/blog.kuvera.in\/shobhini-mukerji-happy-kuverian\/https:\/\/blog.kuvera.in\/category\/happy-kuverian\/\" target=\"_blank\" rel=\"noopener noreferrer\">#HappyKuverian<\/a> today<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\">Kuvera<\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a> and <a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deepak is a Happy Kuverian. A 25 year old Data Engineer, he works in Mumbai. We spoke to Deepak about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform. Please tell us about yourself, where did you grow up and your story? I am a technology driven person currently working as a Data Engineer [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/deepak-happy-kuverian\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[104],"tags":[92,93,66,98],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deepak: Happy Kuverian! - Kuvera<\/title>\n<meta name=\"description\" content=\"Deepak is a Happy Kuverian. 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