{"id":13687,"date":"2022-07-18T19:00:06","date_gmt":"2022-07-18T13:30:06","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=13687"},"modified":"2022-07-20T15:50:49","modified_gmt":"2022-07-20T10:20:49","slug":"etf-vs-mutual-funds","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/","title":{"rendered":"Mutual funds and ETF providers in India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69db4dce286a0\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69db4dce286a0\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#What_are_Mutual_Funds\" title=\"What are Mutual Funds?\">What are Mutual Funds?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#How_Do_Mutual_Funds_Work\" title=\"How Do Mutual Funds Work?\">How Do Mutual Funds Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Appreciation_In_Net_Asset_Value\" title=\"Appreciation In Net Asset Value\">Appreciation In Net Asset Value<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Redemption\" title=\"Redemption\">Redemption<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#List_of_most_eminent_fund_houses_in_India\" title=\"List of most eminent fund houses in India:\">List of most eminent fund houses in India:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#What_Is_An_ETF_and_How_does_It_Work\" title=\"What Is An ETF and How does It Work?\">What Is An ETF and How does It Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Top_Companies_Offering_ETFs_in_India\" title=\"Top Companies Offering ETFs in India:\">Top Companies Offering ETFs in India:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#ETF_Vs_Mutual_Funds\" title=\"ETF Vs Mutual Funds\">ETF Vs Mutual Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Trading_Flexibility\" title=\"Trading Flexibility\">Trading Flexibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Mutual_funds_and_ETFs_are_priced_differently\" title=\"Mutual funds and ETFs are priced differently\">Mutual funds and ETFs are priced differently<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Fund_management\" title=\"Fund management\">Fund management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Expense\" title=\"Expense\">Expense<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Lock-in_Period\" title=\"Lock-in Period\">Lock-in Period<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Tax-Efficiency\" title=\"Tax-Efficiency\u00a0\">Tax-Efficiency\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Q1_Which_is_better_mutual_fund_or_ETF\" title=\"Q.1. Which is better: mutual fund or ETF?\">Q.1. Which is better: mutual fund or ETF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Q2_Why_choose_an_ETF_over_a_mutual_fund\" title=\"Q.2. Why choose an ETF over a mutual fund?\">Q.2. Why choose an ETF over a mutual fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Q3_Are_ETFs_safer_than_mutual_funds\" title=\"Q.3. Are ETFs safer than mutual funds?\">Q.3. Are ETFs safer than mutual funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Q4_Which_is_the_best_ETF_in_India\" title=\"Q.4. Which is the best ETF in India?\">Q.4. Which is the best ETF in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_are_Mutual_Funds\"><\/span>What are Mutual Funds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">A mutual fund is a collection of funds that are professionally managed by a fund manager.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">A trust that invests money in stocks, bonds, money market instruments, and\/or other securities after collecting funds from a number of participants who have similar investing goals. By determining a scheme&#8217;s &#8220;<a href=\"https:\/\/kuvera.in\/blog\/what-is-net\/\">Net Asset Value<\/a>,&#8221; or NAV, the income\/gains earned from this collective investment are dispersed proportionately among the investors after taking into account any necessary expenses and levies.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"> Simply explained, a mutual fund is made up of the money that many different investors have pooled together.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Let&#8217;s get a grasp on the concept of &#8220;Net Asset Value,&#8221; also known as NAV. A mutual fund unit, like an equity share, will have a price at which it can be traded. However, a mutual fund unit will also have a Net Asset Value per Unit. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The net asset value, or NAV, of a fund, is the total market value of the shares, bonds, and securities that are held by the fund on any given day (as reduced by permitted expenses and charges). The net asset value (NAV) of a unit is the market worth of all of the units in a mutual fund scheme on any given day, after deducting all of the scheme&#8217;s expenses and obligations and adding in any income that has been earned, divided by the total number of outstanding units in the scheme.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Investors who do not have the means to invest significant quantities of money or who do not have the interest or the time to conduct extensive market research but still want to increase their wealth can consider purchasing shares in mutual funds. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The money that is invested in mutual funds is then invested by qualified fund managers in a manner that is consistent with the overall goal of the scheme. In exchange for its services, the fund house will charge a nominal fee, which will be subtracted from the total amount invested. The Securities and Exchange Board of India has the authority to regulate the fees that mutual funds charge, and those fees are subject to certain limits that it establishes (SEBI).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">India has one of the highest rates of personal savings in the world. This propensity for wealth development makes it vital for Indian investors to choose investment options other than the historically preferred bank fixed deposits and gold, which are mutual funds. Mutual funds, on the other hand, have become a less popular choice for investors due to a lack of information.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Mutual funds give investors a diverse range of product options from which to choose when making financial investments. Expenses after retirement, money for children&#8217;s education or marriage, money for a house purchase, and so on are all different types of investment goals; consequently, the goods required to fulfil these goals also vary. The Indian mutual fund sector provides a wide variety of investment options and plans to satisfy the requirements of all kinds of investors.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Retail investors have a great opportunity to participate in and profit from positive trends in the capital markets through the use of mutual funds, which offer an ideal investment vehicle. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Choosing the right mutual fund to invest in can be difficult, despite the fact that doing so could result in financial gains. Therefore, investors ought to conduct appropriate research on the fund in question, taking into account the risk-return trade-off and the time horizon, or else they ought to seek the counsel of a qualified investment adviser. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In addition, in order for investors to get the most out of their investments in mutual funds, it is essential for them to diversify their holdings among a variety of fund types, including equity, debt, and gold, amongst others.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Even though all types of investors can benefit from mutual funds, a mutual fund is a superior alternative for novice investors since it provides access to all of the market&#8217;s benefits all at once.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\"><img loading=\"lazy\" class=\"aligncenter wp-image-13417 size-large\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg\" sizes=\"(max-width: 640px) 100vw, 640px\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-300x98.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-768x250.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022.jpg 1080w\" alt=\"Online Fixed Deposits on Kuvera\" width=\"640\" height=\"209\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_Do_Mutual_Funds_Work\"><\/span>How Do Mutual Funds Work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">For illustration&#8217;s sake, let&#8217;s assume that Quant Mutual Fund is going to introduce a new mutual fund program. Let&#8217;s use the example of the Quant Mid-cap fund. Let&#8217;s assume, for the sake of simplicity, that the scheme brings in a total of 1 crore from a hundred different investors. One lakh rupees (INR) are invested by each individual investor.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"> The fund firm issues the units with a NAV of Rs.10. Because of this, every investor receives 10,000 units. Therefore, the fund house has distributed a total of 10 lakh units out of the total number of units that it has issued.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The goal of Quant Mid-Cap Fund is to spread its investments over mid-cap companies that are in the range of 101st-250th companies in terms of full market capitalization(According to SEBI,\u00a0 it is mandatory for a mid-cap fund to invest a minimum of 65 percent of total assets in stock and equity-related securities of mid-cap companies).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"> In order to achieve the objective, The fund manager conducts research and selects the 50 mid-cap stocks as per his expertise and meets SEBI\u2019s guidelines. Let&#8217;s assume, the fund manager selects the shares and makes equal investments in each stock. Thus, the selected 50 stocks make up the equity fund.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Considering that the fund&#8217;s Assets Under Management (AUM) are INR 1 crore, the investment per stock is approximately INR 2 lakh. Thus, the<a href=\"https:\/\/kuvera.in\/explore\/mf\/c\/all\/equity\"> equity fund<\/a>&#8216;s portfolio now includes these stocks. Additionally, the fund manager actually deals and invests in large amounts. Research underpins each and every investment. The fund manager is a proponent of investing in stocks with high returns. The fund additionally keeps a cash balance. It has to do with investor redemption.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Appreciation_In_Net_Asset_Value\"><\/span>Appreciation In Net Asset Value<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The portfolio doesn&#8217;t experience any changes in holdings or investor count after a month. Eventually, as the stock prices began to fluctuate, the portfolio value keeps shifting. The overall worth of the portfolio rises as the prices rise. The portfolio&#8217;s value rises to INR 1.50 crores in this scenario. The fund units of 10,000 remain unchanged, hence the new NAV is now INR 15.0 (INR 1.50 crore\/10 lakh units).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Because of this, investors&#8217; investment value increases to INR 1.50 lakh (10,000 units * INR 12.5 NAV). Consequently, investors get a profit of INR 50,000 (INR 1.2 lakh minus INR 1 lakh). Additionally, the benefits are 50% [(INR 50,000\/INR 1 Lakh)*100] in percentage terms.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Redemption\"><\/span>Redemption<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Investors sell or redeem their holdings. A total of 1,00,000 units were redeemed for this fund. The total outflow in terms of value is INR 15 lakh (INR 15*1,00,000 units). The fund&#8217;s assets under management (AUM) decreased to INR 1.35 crore as a result. In the end, there are just 9 lakh units in all. Therefore, the NAV is still 15 INR per unit.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">First, the fund manager pays investors to handle redemptions by using the cash balance in the portfolio. In addition, he has the option to sell some shares if necessary. However, selling stock in companies with little upside potential would be a bad idea. These choices are supported by thorough research.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"List_of_most_eminent_fund_houses_in_India\"><\/span>List of most eminent fund houses in India:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<table style=\"width: 100%;\" border=\"1.5\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">S.No.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Asset Management Company<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Average AMU (Cr.)(INR)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/sbi\"><span style=\"font-weight: 400;\">SBI Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">64,747,434.71<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/sbi\"><span style=\"font-weight: 400;\">HDFC Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">41,530,657<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.\u00a0<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/sbi\"><span style=\"font-weight: 400;\">ICICI Prudential Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">46,546,815.57<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/sbi\"><span style=\"font-weight: 400;\">Nippon India Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">27,943,136.70<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.\u00a0<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/axis\"><span style=\"font-weight: 400;\">Axis Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">24,550,973.22<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/axis\"><span style=\"font-weight: 400;\">DSP Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">10,668,194.05<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/kotak\"><span style=\"font-weight: 400;\">Kotak Mahindra Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">28,200,166.48<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">8.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/tata\"><span style=\"font-weight: 400;\">Tata Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">8,836,742.34<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">9.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/absl\"><span style=\"font-weight: 400;\">Aditya Birla Sun Life Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">28,152,709.99<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">10.<\/span><\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/kuvera.in\/explore\/funds\/l_t\"><span style=\"font-weight: 400;\">L&amp;T Mutual Fund<\/span><\/a><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7,157,050.52<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_An_ETF_and_How_does_It_Work\"><\/span>What Is An ETF and How does It Work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">An exchange-traded fund, often known as an <a href=\"https:\/\/kuvera.in\/explore\/us-stocks\/list\/etf\">ETF<\/a>, is a mutual fund that mimics the performance of an index or a commodity or bonds, or a diversified portfolio of assets. ETFs are often not actively managed by a portfolio manager since their performance depends on the performance of an underlying asset or commodity price. Their objective is not to outperform the corresponding index.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">On a stock exchange, these can be bought and sold. ETFs&#8217; market price changes during the day. Its value is established using the stock or underlying asset&#8217;s net asset value.\u00a0 The fact that they can be purchased for a lower cost\/expense ratio and provides high liquidity, makes ETFs attractive to individual investors.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">When compared to investing in a single stock, ETFs provide diversity. The ability to invest across markets, industries, geographies, or asset classes is increased. ETFs are a group of equities, thus they are traded in large volumes. These large volumes imply a high level of liquidity. As a result, it makes entering and leaving the positions quite simple.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">ETFs have recently surpassed other investing options in popularity. ETFs are popular among investors who find it difficult to research and choose a stock for their portfolio. ETFs duplicate the NSE, and BSE indices. They seek returns that are roughly equal to the increases in the equities included in the index. ETFs come in a variety of forms, including equity, gold, world indices, and debt.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Equity Exchange Traded Funds combine the advantages of equity mutual funds and stock investments into a single investment product. Additionally, because the ETFs replicate the index, their holdings are completely transparent.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Top_Companies_Offering_ETFs_in_India\"><\/span>Top Companies Offering ETFs in India:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Since ETFs are a sub-category of <a href=\"https:\/\/kuvera.in\/explore\/mf\/c\/all\">mutual funds<\/a>, major fund houses or asset management companies have one or other ETF offering such as Aditya Birla Sun life,\u00a0 Nippon India Mutual Funds, SBI Mutual Funds, ICICI Prudential Mutual Funds, DSP Mutual Fund, HDFC Mutual Fund, etc.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"ETF_Vs_Mutual_Funds\"><\/span>ETF Vs Mutual Funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">ETFs are essentially a sub-category of mutual funds. However, there are a few crucial distinctions to be aware of while deciding which is best for you.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Trading_Flexibility\"><\/span><span style=\"font-weight: 400;\">Trading Flexibility<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">ETFs are freely traded on the market and can be purchased or sold at the investor&#8217;s discretion. Their market price is accessible in real-time, just as it is for common stocks. Units of mutual funds can only be purchased or sold by submitting a request to the fund house. NAV represents the unit price of a mutual fund.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Mutual_funds_and_ETFs_are_priced_differently\"><\/span><span style=\"font-weight: 400;\">Mutual funds and ETFs are priced differently<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Mutual funds only adjust their prices once every day, after the markets close. The price of a share in a mutual fund is formally referred to as the net asset value (NAV) because it represents the total value of the portfolio, not just a single holding. ETF share prices are similar to stock share prices in that they fluctuate continuously throughout the day based on market buying and selling activity. Consequently, they could be more volatile than mutual funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Fund_management\"><\/span><span style=\"font-weight: 400;\">Fund management<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Most mutual funds are run by a fund manager with a lot of experience who makes all the investment decisions on behalf of the investors. ETFs, more often than not, are passive funds and the fund managers take a back seat in the management of the funds. There are also some ETFs that are actively managed, but the fees for those are higher.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Expense\"><\/span>Expense<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Typically, ETFs do not require active management. Because of this, investing in ETFs has cheap fees and expenses. In contrast, the fund manager for mutual funds typically, actively makes investment decisions on behalf of the investors. As a result, the costs associated with mutual fund management are higher.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Lock-in_Period\"><\/span><span style=\"font-weight: 400;\">Lock-in Period<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">There is no required minimum holding period for ETFs, and investors are able to sell their investments whenever they want. A three-year lock-in period is required for mutual funds like ELSS (Equity Linked Savings Scheme). The investment cannot be disposed of during this time span. Depending on the mutual fund scheme selected, this can range from 9 days to 3 years.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Tax-Efficiency\"><\/span><span style=\"font-weight: 400;\">Tax-Efficiency\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">ETFs, as well as regular mutual funds, are taxed basis their nature, long-term capital gains tax in the case of equity ETFs as well as equity mutual funds is 10%, however, in the case of debt mutual funds and debt ETFs, it is 20% along with indexation benefits. Even short-term taxation regime is similar for both.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q1_Which_is_better_mutual_fund_or_ETF\"><\/span><b>Q.1. <\/b>Which is better: mutual fund or ETF?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You can create a diverse investment portfolio using either of the aforementioned investment choices. There are numerous considerations that need to be taken into account while deciding which choice should be selected, such as ease of selling the investment, risk tolerance, time horizon for investing, taxation implication, and financial objectives. However, as mentioned above, equity exchange-traded funds combine the advantages of equity mutual funds and stock investments into a single investment product.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_Why_choose_an_ETF_over_a_mutual_fund\"><\/span><b>Q.2. <\/b>Why choose an ETF over a mutual fund?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You may choose ETF if &#8211;<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you engage in active trading. You like to set limit orders and stop-limit orders or use margin in your investing techniques. These possibilities are available because ETFs trade similarly to stocks, however, these tactics cannot be used with mutual funds.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you desire to acquire inexpensive exposure to a specific market niche without studying individual companies. Numerous ETF choices serve as proxies for speciality market indexes.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_Are_ETFs_safer_than_mutual_funds\"><\/span><b>Q.3. <\/b>Are ETFs safer than mutual funds?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In comparison to hand-picked equities and bonds, mutual funds and ETFs are considered low-risk investments. Mutual funds and ETFs entail roughly the same degree of risk, despite the fact that investing, in general, is always risky. It depends on the specific mutual fund and ETF in which you invest.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q4_Which_is_the_best_ETF_in_India\"><\/span><b>Q.4. <\/b>Which is the best ETF in India?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Historically, Index ETFs especially those tacking Nifty and Sensex have outperformed other ETFs.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Did you know? You can now invest in arbitrage funds on Kuvera:<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 1:<\/strong> Download the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.gooogle.android.kuvera.app\">Kuvera app<\/a> or visit our website.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 2:<\/strong> Create your account on Kuvera by completing the mandatory KYC procedure. This will hardly take a few minutes. Once that\u2019s completed,\u00a0 select the \u2018Invest\u2019 option on our homepage after which you can select \u2018Mutual Funds\u2019 and \u201cETF\u201d.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 3:<\/strong> Kindly go through the list of all zero-commission direct plans of Arbitrage schemes to start investing.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube:<\/p>\n<p>&nbsp;<\/p>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/PTJ_lQXIAQ4\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/app.kuvera.in\/\">Kuvera.in<\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a>\u00a0and\u00a0<a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a>\u00a0and\u00a0<a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What are Mutual Funds? &nbsp; A mutual fund is a collection of funds that are professionally managed by a fund manager. &nbsp; A trust that invests money in stocks, bonds, money market instruments, and\/or other securities after collecting funds from a number of participants who have similar investing goals. By determining a scheme&#8217;s &#8220;Net Asset [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/etf-vs-mutual-funds\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":13695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99,822],"tags":[318,1179,661,154],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mutual funds and ETF providers in India - Kuvera<\/title>\n<meta name=\"description\" content=\"ETF vs Mutual Fund are the same in terms of Investing, with a few crucial distinctions to be aware of while deciding which is best for you. 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