{"id":13941,"date":"2023-05-10T20:41:22","date_gmt":"2023-05-10T15:11:22","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=13941"},"modified":"2023-05-16T14:41:43","modified_gmt":"2023-05-16T09:11:43","slug":"14-financial-terms-for-beginners","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/","title":{"rendered":"Understanding financial terms for beginners"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69e77f7cf0a5a\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e77f7cf0a5a\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#1_Compounding\" title=\"1. Compounding\">1. Compounding<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#2_Inflation\" title=\"2. Inflation\">2. Inflation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#3_Time_value_of_money\" title=\"3. Time value of money\">3. Time value of money<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#4_Credit_Score\" title=\"4. Credit Score\">4. Credit Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#5_Stocks\" title=\"5. Stocks\">5. Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#6_Bonds\" title=\"6. Bonds\">6. Bonds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#7_Mutual_Funds\" title=\"7. Mutual Funds\">7. Mutual Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#8_Equity\" title=\"8. Equity\">8. Equity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#9_Risk_Assessment\" title=\"9. Risk Assessment\">9. Risk Assessment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#10_Asset_Allocation\" title=\"10. Asset Allocation\">10. Asset Allocation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#11_Demat_Account\" title=\"11. Demat Account\">11. Demat Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#12_Overdraft\" title=\"12. Overdraft\">12. Overdraft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#13_Portfolio\" title=\"13. Portfolio\">13. Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/#14_Emergency_Fund\" title=\"14. Emergency Fund\">14. Emergency Fund<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Starting anything can be hard. But starting financial planning can be especially harder because of the risk involved. We can all agree that the lack of financial education in schools and colleges did not make the matter any easier. On top of that, all the financial terms &amp; jargon can be overwhelming for beginners.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Today we are making it easier for you. Here are 14 commonly used financial terms that you might come across if you are just getting started on your personal finance &amp; investing journey.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"1_Compounding\"><\/span><b>1. Compounding<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">The most important personal finance term is compounding. When you invest your money, you are expected to earn a return on your investment. Through compounding, this return gets reinvested and generates even more returns. This means that the value of your initial investment keeps on increasing as time goes and you keep earning more and more interest.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">For example, you invested \u20b91000 and earned a \u20b9100 return in the first year. Due to compounding, the next year your principal amount will be \u20b91100 and you will get returns on this amount. In the long term, your investment will grow exponentially.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">This is why it is so important to start your investments early. The more time you give to your investments, the more return they will give you.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">To understand this in more detail, <\/span><a href=\"https:\/\/kuvera.in\/blog\/the-power-of-compounding\/\"><span style=\"font-weight: 400;\">read this<\/span><\/a><span style=\"font-weight: 400;\">.<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"2_Inflation\"><\/span><b>2. Inflation<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Inflation refers to the general increase in the prices of goods and services in the economy. This means that the purchasing power of money decreases. For example, if you buy a bag for \u20b91000 today then due to inflation, the price of that bag will increase and you might have to spend \u20b91100 for the same bag.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Inflation is one of the main reasons why investing is preferred over savings. Because unless you increase the value of your money by investing, you will lose your money to inflation.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">To know more about inflation and how it affects your finances, watch <\/span><a href=\"https:\/\/www.youtube.com\/watch?v=ewiwyDry9zM&amp;list=PLDSzQdT9nLmBOsyCmLDKSz_PQcWdePZgI&amp;index=13\"><span style=\"font-weight: 400;\">this video<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"3_Time_value_of_money\"><\/span><b>3. Time value of money<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><b> <\/b><span style=\"font-weight: 400;\">Time value of money is a financial concept that states that the value of money is more today than it will be in the future. This is because a particular amount of money has the power to generate more money through investment today.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">This means if someone offers you to choose between \u20b91000 today or the same \u20b91000 after 2 years, then you will choose to take the money now. This is because \u20b91000 now can be used to generate more money through investment within the next 2 years. So, the value of money is more now.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><a href=\"https:\/\/kuvera.in\/blog\/where-to-invest-inr-1000-in-sip\/\"><span style=\"font-weight: 400;\">Click here<\/span><\/a><span style=\"font-weight: 400;\"> to know how you can invest \u20b91000 in the most efficient manner.<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"4_Credit_Score\"><\/span><b>4. Credit Score<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">A credit score is a number that indicates the ability of a person to pay back a loan. Banks &amp; financial institutions give you loans based on this score. In India CIBIL (Credit Information Bureau India Limited) is one of the 4 companies that are licensed by the RBI to issue credit scores. The credit score provided by CIBIL is the most popularly accepted credit score in India by all financial institutions.<\/span> <span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"5_Stocks\"><\/span><b>5. Stocks<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Simply put, stocks are investments in a company. When you buy a stock you are purchasing a very small part of the company called a share. When the value of the company increases, the value of the stock also increases, and then you can sell it at a higher price to get a profit.\u00a0<\/span> <span style=\"font-weight: 400;\">The company collects funds from the public and the public gets a chance to make a profit.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"6_Bonds\"><\/span><b>6. Bonds<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Bonds are a type of security. In this, a corporate or government entity issues a bond as they lend money to the borrower. These documents include all the important terms like the date of repayment, interest rate, etc of the loan and its repayment. <\/span><a href=\"https:\/\/kuvera.in\/blog\/bond-vs-fixed-deposit\/\"><span style=\"font-weight: 400;\">Click here<\/span><\/a><span style=\"font-weight: 400;\"> to read about how bonds work.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"7_Mutual_Funds\"><\/span><b>7. Mutual Funds<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Mutual Fund is a professionally managed pool of investment. Here, the money is collected from a bunch of investors with common investment objectives and then invested into various securities like stocks, bonds, etc. There are various categories of mutual fund schemes according to diverse investment goals.<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">The main objective of a mutual fund is to diversify the investment in multiple places and decrease the chances of a major loss for investors. It is also beneficial because the investments are handled by a professional investment manager rather than by an amateur.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">It is one of the most popular forms of investment, especially for people who are beginners to investing. <\/span><span style=\"font-weight: 400;\">Here are a few <\/span><a href=\"https:\/\/kuvera.in\/blog\/mutual-funds-glossary-for-beginners\/\"><span style=\"font-weight: 400;\">mutual fund-related terms<\/span><\/a><span style=\"font-weight: 400;\"> that you should know if you want to start investing in it.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"8_Equity\"><\/span><b>8. Equity<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Equity is the amount of capital that is invested in the company by the shareholders or owners( for private companies). Simply put, it is the shareholder\u2019s stake in the company.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"9_Risk_Assessment\"><\/span><b>9. Risk Assessment<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">Risk assessment is a process through which you determine the risk of loss for a particular investment. It is important for all financial decision-making because it helps you make an informed financial decision. <\/span><a href=\"https:\/\/www.investopedia.com\/terms\/r\/risk-assessment.asp#:~:text=Qualitative%20risk%20analysis%20relies%20on,volatility%20indicates%20a%20riskier%20investment.\"><span style=\"font-weight: 400;\">There are two types of risk assessment<\/span><\/a><span style=\"font-weight: 400;\">, one is qualitative where past behaviors and personal judgment is used to assess the risk. This type of analysis is subjective. The second is quantitative, where mathematical formulas and theorems are used to assess risks.<\/span> <span style=\"font-weight: 400;\">In general, an investment with a higher return is riskier than an investment with a lesser return.<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"aligncenter wp-image-22082\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg\" alt=\"\" width=\"600\" height=\"151\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-150x38.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03.jpg 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"10_Asset_Allocation\"><\/span><b>10. Asset Allocation<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">The process of deciding where to invest your money to get the maximum return at minimum risk is called asset allocation. In simple words, when you invest in a variety of assets to get maximum returns at minimum risk.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><a href=\"https:\/\/kuvera.in\/blog\/understanding-asset-allocation\/\"><span style=\"font-weight: 400;\">Read this<\/span><\/a><span style=\"font-weight: 400;\"> to understand how this works.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"11_Demat_Account\"><\/span><b>11. Demat Account<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">If you plan to invest in the share market, then demat or dematerialization account is a mandatory account that you need to open to be able to hold various investments like listed shares, listed government securities, etc.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">This is a digital account where all your investment-related documents are organized and maintained. This was done to avoid the hefty paperwork that was previously required to operate and trade in the market.<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"12_Overdraft\"><\/span><b>12. Overdraft<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">When you withdraw or transfer more money than what is present in your account, it is called an overdraft. It is a type of a loan since you don\u2019t have the money in your account and you are borrowing money from the bank. There is an interest charged for this as you would find in your normal loan.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>There are two types of overdrafts, one is an unplanned overdraft where you withdraw more money that is present in your account on accident while the other is a planned overdraft, where the overdraft is agreed upon and arranged with the bank in advance.<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/blog\/loan-against-fixed-deposit\/\">Read this<\/a> to understand the difference between a loan and arranged overdraft.\u00a0\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"13_Portfolio\"><\/span><strong><span data-preserver-spaces=\"true\">13. Portfolio<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span data-preserver-spaces=\"true\">A portfolio shows all the investment that has been made by a particular investor. It is a collection of all kinds of investments like stocks, mutual funds, bonds, etc that one has decided to invest in. A portfolio can have all forms of investments like land, properties, art, etc.\u00a0<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"14_Emergency_Fund\"><\/span><b>14. Emergency Fund<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">One of the most common terms you will come across while getting started on personal finance management is an emergency fund. An emergency fund as the name suggests is a fund that you keep aside from your savings to finance any emergency expenditure that might occur.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><span style=\"font-weight: 400;\">This is done to avoid dipping into the investment money and losing the benefit of compounding in case of emergencies. The amount for an emergency fund is flexible but generally, you should have an emergency fund of 3 to 6 months of your salary.\u00a0<\/span> \u00a0<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><em>Interested in how we think about the markets?<\/em><\/p>\r\n<p><strong>Read more: <a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\">Zen And The Art Of Investing<\/a><\/strong><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><strong>Watch here:<\/strong> Investing in focussed mutual funds<\/p>\r\n<div class=\"embed-container\">\r\n<div class=\"embed-container\">\r\n<div class=\"embed-container\">\r\n<div class=\"embed-container\">\r\n<div class=\"embed-container\">\r\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/haVrdwgbJkc\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div>\u00a0<\/div>\r\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.youtube.com\/watch?v=R7g03UwJAT8&amp;utm_source=Blog&amp;utm_medium=Weekly+wrap+22nd+July\" target=\"_blank\" rel=\"noopener\">kuvera.in<\/a> to discover Direct Plans and <a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a> and start investing today. #MutualFundSahiHai #KuveraSabseSahiHai<\/p>","protected":false},"excerpt":{"rendered":"<p>Starting anything can be hard. But starting financial planning can be especially harder because of the risk involved. We can all agree that the lack of financial education in schools and colleges did not make the matter any easier. On top of that, all the financial terms &amp; jargon can be overwhelming for beginners.\u00a0 &nbsp; [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/14-financial-terms-for-beginners\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":23750,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[593],"tags":[1017,23,777,1235,1233,248,96,361,1234],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>14 financial terms everyone should know<\/title>\n<meta name=\"description\" content=\"Financial education can be overwhelming for beginners, here are 14 most important financial term everyone should know.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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