{"id":14469,"date":"2022-08-04T20:32:09","date_gmt":"2022-08-04T15:02:09","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=14469"},"modified":"2022-08-11T16:00:53","modified_gmt":"2022-08-11T10:30:53","slug":"insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/","title":{"rendered":"Insta rich Vs. financial stability: How social media misrepresent wealth"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d6acc0cbb6f\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d6acc0cbb6f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#1_Fancy_restaurants_in_swanky_outfits\" title=\"1. Fancy restaurants in swanky outfits\">1. Fancy restaurants in swanky outfits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#2_Frequent_vacations_at_Insta-worthy_resorts\" title=\"2. Frequent vacations at Insta-worthy resorts\u00a0\">2. Frequent vacations at Insta-worthy resorts\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#3_All_about_aesthetics\" title=\"3. All about aesthetics\">3. All about aesthetics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#4_Perpetually_put_together_positive\" title=\"4. Perpetually put together &amp; positive\">4. Perpetually put together &amp; positive<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#5_Financially_accommodating_friends\" title=\"5. Financially accommodating friends\">5. Financially accommodating friends<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#6_Full_proof_financial_hacks_shortcuts\" title=\"6. Full proof financial hacks &amp; shortcuts\u00a0\">6. Full proof financial hacks &amp; shortcuts\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#1_Doing_activities_for_pleasure_not_for_aesthetics\" title=\"1. Doing activities, for pleasure not for aesthetics\">1. Doing activities, for pleasure not for aesthetics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#2_A_solid_retirement_plan_health_insurance_in_place\" title=\"2. A solid retirement plan &amp; health insurance in place\">2. A solid retirement plan &amp; health insurance in place<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#3_Affordable_and_functional_home\" title=\"3. Affordable and functional home\">3. Affordable and functional home<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#4_Working_towards_your_financial_goals\" title=\"4. Working towards your financial goals\u00a0\">4. Working towards your financial goals\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#5_Accepting_the_financial_boundaries_of_others\" title=\"5. Accepting the financial boundaries of others\">5. Accepting the financial boundaries of others<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">It\u2019s 2022 and all of us have pretty much come to terms with the fact that social media is harmful to us in many ways. From unrealistic standards, a plethora of self-image issues, the constant FOMO, and a steady supply of fake news, social media is known to be destructive to your mental stability.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">But, perhaps one of the most lucrative ways in which social media impacts us, is the misrepresentation of wealth. With influencers constantly showing us how picture-perfect their life is, we as their audience have started seeing wealth in a distorted way.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s see some of the common ways wealth is portrayed on Instagram and compare it with what real financial stability looks like;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Things that are Insta rich<\/b><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Fancy_restaurants_in_swanky_outfits\"><\/span><strong>1. Fancy restaurants in swanky outfits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">A typical wealthy person on Instagram is regularly seen at fancy restaurants, cafes &amp; bars with stylish and fashion-forward outfits. These are not your typical cafes &amp; bars, these are places that serve drinks with clouds of foam, seafood that is captured and prepared in front of you, food presented in the most bizarre fashion, etc. Then they take aesthetic photos and videos of this and post them to their curated Instagram feed and stories.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">And how can we forget about the outfit, always on point, often matching the theme of the location?\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-14473\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/sex-and-the-city-samantha.gif\" alt=\"fancy weekends \" width=\"400\" height=\"225\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Frequent_vacations_at_Insta-worthy_resorts\"><\/span><strong>2. Frequent vacations at Insta-worthy resorts\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">They frequently visit fancy resorts with pools, and spas to unwind from their hectic schedules. These luxury resorts come with all amenities, breathtaking views and can cost tens of thousands per night.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_All_about_aesthetics\"><\/span><strong>3. All about aesthetics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Everything has to be aesthetically pleasing. Their homes are perfectly decorated in the themes of white, gray, and beige. There is nothing that disturbs the perfectly balanced color scheme of the place. You will never see a speck of dirt or clutter in their place. Even the kitchen seems brand new all the time.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Perpetually_put_together_positive\"><\/span><strong>4. Perpetually put together &amp; positive<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">They are always put together. Hair perfectly in place, makeup is always done and even their pajamas are cute.\u00a0<\/span><span style=\"font-weight: 400;\">They manage to keep themselves positive and happy at all times. You will never see them disheveled or having a bad day.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Financially_accommodating_friends\"><\/span><strong>5. Financially accommodating friends<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">All their friends, family, and partner are always ready to go on expensive vacations and parties with them. Their friends and family are always ready to indulge them with expensive gifts and surprise parties on every occasion. There is never any financial barrier in their relationships.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Full_proof_financial_hacks_shortcuts\"><\/span><strong>6. Full proof financial hacks &amp; shortcuts\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Insta wealthy people are always full of advice, hacks &amp; shortcuts that help them earn quick money. They seem to have all their finances in order and never need to figure out their anything.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"alignnone wp-image-14478\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-02-02-300x113.jpg\" alt=\"\" width=\"768\" height=\"288\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-02-02-300x113.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-02-02-150x56.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-02-02.jpg 400w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>What real financial stability looks like:<\/b><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Doing_activities_for_pleasure_not_for_aesthetics\"><\/span><strong>1. Doing activities, for pleasure not for aesthetics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Real financial stability gives you the freedom to do fun activities that you genuinely enjoy. It allows you to travel without having to worry about taking aesthetic pictures or taking up hobbies &amp; sports that might not be glamorous for social media but make you happy &amp; content.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_A_solid_retirement_plan_health_insurance_in_place\"><\/span><strong>2. A solid retirement plan &amp; health insurance in place<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">One of the fundamental signs of financial stability is to have your retirement plan sorted. This may include knowing when and how you want to retire. Is your current retirement plan going to be enough to accommodate the rising healthcare costs, inflation, and any emergency expenses that might come up?\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Proper health insurance that considers all your medical needs is the best way to make sure that you don&#8217;t dip into your savings or break your investments during medical emergencies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is the very basic step to ensuring a financially secure future.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-14490\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/retirement-retire-300x192.gif\" alt=\"\" width=\"300\" height=\"192\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/retirement-retire-300x192.gif 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/retirement-retire-150x96.gif 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Affordable_and_functional_home\"><\/span><strong>3. Affordable and functional home<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Owning a home is generally seen as a big sign of wealth &amp; financial stability. But buying a home at the wrong time just to achieve this \u201cgoal\u201d can put you in long-term debt and create financial instability.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Having a home that is suitable for your needs and is within your budget is much more financially sound than owning a home that is impossible to maintain &amp; difficult to afford for the sake of aesthetics. This might mean sharing a rented apartment or staying with your parents until you are financially secure enough to move out.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Working_towards_your_financial_goals\"><\/span><strong>4. Working towards your financial goals\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the biggest signs of true wealth &amp; financial stability is actively working towards your financial goals in a patient and consistent manner. Understanding that true wealth building needs proper planning, patience, and consistency. No amount of financial hacks and shortcuts can give you long-term results.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the easiest ways for you to achieve your financial goals is through Kuvera\u2019s goal-based investment planning. Learn how to plan your investment according to your goal to get the best results <a href=\"https:\/\/kuvera.in\/blog\/what-is-goal-based-financial-planning\/\">here.<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Accepting_the_financial_boundaries_of_others\"><\/span><strong>5. Accepting the financial boundaries of others<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Unlike social media, in real life people around us will have different financial capabilities, goals, and priorities. Not everyone can spend money on things that they want to do. What is affordable and important to you might not be affordable to others. Planning activities considering that people have different budgets and priorities show true signs of financial maturity and wealth.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In a world full of curated content, aesthetic feeds, and brand promotion, it is very easy to forget that wealth display is not the same as wealth creation. And the true purpose of wealth building is to create a financially secure and safe future that allows you to live your life without financial constraints. Spending money to show the world that you are happy, fulfilled, and wealthy can only deepen our insecurities.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube:<\/p>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/m4Kbd4462pI\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/www.kuvera.in\/\"><strong>kuvera.in<\/strong><\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a>\u00a0and\u00a0<strong><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a> <\/strong>and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai! #IPO<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s 2022 and all of us have pretty much come to terms with the fact that social media is harmful to us in many ways. From unrealistic standards, a plethora of self-image issues, the constant FOMO, and a steady supply of fake news, social media is known to be destructive to your mental stability.\u00a0 &nbsp; [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/insta-rich-vs-financial-stability-how-social-media-misrepresent-wealth\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":14492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[1235,1306,1307,1304,1305],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How social media distorts the way we see financial stability<\/title>\n<meta name=\"description\" content=\"Social media has replaced wealth building with wealth display and this has long term adverse effect on our 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