{"id":15825,"date":"2022-09-01T15:15:49","date_gmt":"2022-09-01T09:45:49","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=15825"},"modified":"2022-09-21T15:46:26","modified_gmt":"2022-09-21T10:16:26","slug":"paytm-share-price-analysis-history","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/","title":{"rendered":"Paytm Share Price \u2013 Analysis &#038; History"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d449b87a652\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d449b87a652\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#About_Paytm_-_One97_Communications_Ltd\" title=\"About Paytm &#8211; One97 Communications Ltd\">About Paytm &#8211; One97 Communications Ltd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Paytm_-_History\" title=\"Paytm &#8211; History\">Paytm &#8211; History<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Top_Shareholders_of_Paytms_Share_Stocks\" title=\"Top Shareholders of Paytm&#8217;s Share \/ Stocks\">Top Shareholders of Paytm&#8217;s Share \/ Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Top_Management_of_Paytms_Share_Stocks\" title=\"Top Management of Paytm&#8217;s Share \/ Stocks\">Top Management of Paytm&#8217;s Share \/ Stocks<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Key_Highlights_From_Paytms_Latest_Quarterly_Results_-_Q1_FY_23\" title=\"Key Highlights From Paytm\u2019s Latest Quarterly Results &#8211; Q1 FY 23\">Key Highlights From Paytm\u2019s Latest Quarterly Results &#8211; Q1 FY 23<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#The_Bottom_Line\" title=\"The Bottom Line\">The Bottom Line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#What_is_Paytms_share_price\" title=\"What is Paytm\u2019s share price ?\">What is Paytm\u2019s share price ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#What_are_the_52-week_highs_and_lows_of_Paytms_share\" title=\"What are the 52-week highs and lows of Paytm&#8217;s share?\">What are the 52-week highs and lows of Paytm&#8217;s share?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#What_are_the_key_metrics_to_analyze_Paytms_Share_Price\" title=\"What are the key metrics to analyze Paytm\u2019s Share Price?\">What are the key metrics to analyze Paytm\u2019s Share Price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Who_are_the_peers_of_Paytms_stocks\" title=\"Who are the peers of Paytm&#8217;s stocks?\">Who are the peers of Paytm&#8217;s stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#What_is_the_market_cap_of_Paytms_share\" title=\"What is the market cap of Paytm&#8217;s share?\">What is the market cap of Paytm&#8217;s share?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"About_Paytm_-_One97_Communications_Ltd\"><\/span>About Paytm &#8211; One97 Communications Ltd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/stocks\/one97-communications-ltd\">Paytm<\/a> is India&#8217;s payment Super App, providing the most comprehensive payment services to consumers and merchants. Paytm&#8217;s objective is to integrate 500 million Indians into the mainstream economy through technology-driven financial services. Paytm is the pioneer of the mobile QR payments revolution in India. In conjunction with financial institutions, Paytm offers a variety of financial services to its consumers and merchants.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"wp-image-14483 size-large aligncenter\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-1024x334.jpg\" alt=\"kuvera-fixed-deposit-online\" width=\"640\" height=\"209\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-1024x334.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-300x98.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-768x250.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-150x49.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1.jpg 1080w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Paytm_-_History\"><\/span>Paytm &#8211; History<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Paytm is a leading app for bill payments such as smartphone recharges, DTH recharge facilities, Utility bill payments, Movie ticket bookings, Travel Bookings (Train, Flight, Metro), and more that also provides financial solutions to its clients via its platform.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/stocks\/one97-communications-ltd\">One97 Communications<\/a> is the parent company of Paytm, and their slogan is &#8220;Paytm Karo.&#8221;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Vijay Shekhar Sharma founded Paytm in 2010 with its headquarters in Noida, Uttar Pradesh. This was originally intended to facilitate online money transfers between merchants and customers. The company expanded to incorporate wallet services, banking facilities, e-commerce facilities, and more to make the lives of Indians more convenient. Paytm Payments Bank reportedly has more than 58 million account holders, making it the largest digital bank in the country. Paytm Money is recognised as the largest investing platform and contributes to<a href=\"https:\/\/kuvera.in\/blog\/sip-is-the-beginning-not-an-end\/\"> Systematic Investment Plans (SIP)<\/a> in the Mutual Funds Industry. It was developed for the sale and acquisition of shares, <a href=\"https:\/\/kuvera.in\/mutual-funds\/all\">mutual funds<\/a>, and digital gold. In addition, it has been granted permission to begin its services in Stock Broking and <a href=\"https:\/\/kuvera.in\/blog\/sip-is-the-beginning-not-an-end\/\">National Pension System (NPS)<\/a>. Additionally, Paytm First Games and Paytm Insurance have attracted millions of users worldwide. In addition, Paytm established a miniature app store to assist Indian app developers and businesses. The digital payments market saw transactions totalling $5.44 trillion in 2020, and it is projected to reach $11.29 trillion by 2026 at a CAGR of 11.21% between 2021 and 2026. Paytm is the third-largest player in India&#8217;s digital payments market, following PhonePe and GooglePay.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Paytm is a digital payments company. Paytm&#8217;s IPO is one of the largest seen on the <a href=\"https:\/\/kuvera.in\/stocks\/listing\/all\">Indian stock market<\/a>. However, the stock debuted on the NSE at a discount of 9%, and since then, it has declined by approximately 68%. Currently, Paytm provides UPI, mobile recharge, DTH recharge, <a href=\"https:\/\/kuvera.in\/blog\/top-10-reasons-to-invest-in-gold\/\">gold investment<\/a>, and other financial services. The company&#8217;s primary source of revenue (almost 70%) comes from its payment division &#8211; payments to merchants.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Although the company is one of the market leaders in payment services, its finances are shaky. In Q4FY22, the company&#8217;s net loss increased to Rs 441.8 crore. And according to the company&#8217;s report, high processing fees, labour expenses, and marketing expenses diminished the profit. Paytm is well-known for its payment industry, but it has been growing into other industries, including consumer loans, co-branded credit cards, and wealth management. In addition, the business recently announced intentions to spend Rs 950 crore in Paytm General Insurance over the next decade as part of its efforts to build its financial services division.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">According to Vijay Shekhar Sharma, who was reappointed MD &amp; CEO till December 18, 2027, Paytm aims to be operationally profitable by September 2023.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Top_Shareholders_of_Paytms_Share_Stocks\"><\/span>Top Shareholders of Paytm&#8217;s Share \/ Stocks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Below is a list of the top shareholders of Paytm as of 30 August 2022.<\/span><\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 100%;\" border=\"1.5\">\n<tbody>\n<tr>\n<td><strong>Name of the Paytm Shareholders<\/strong><\/td>\n<td><strong>No. of Shares<\/strong><\/td>\n<td><strong>Shares (%)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Antfin (Netherlands) Holding B.V<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16,14,20,141<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24.88<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">SVF India Holding (Cayman) Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11,32,62,230<\/span><\/td>\n<td><span style=\"font-weight: 400;\">17.46<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Saif III Mauritius Company Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6,87,35,489<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.59<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vijay Shekhar Sharma<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,78,45,053<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.92<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Alibaba.com Singapore E-Commerce Private Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4,06,331,822<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.26<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Saif Partner India IV Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,91,80,478<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4.50<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">BH International Holdings<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,56,23,529<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.41<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Corporate Bodies<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.28,44,985<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.06<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Axis Trustee Service Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,09,70,406<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4.77<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Top_Management_of_Paytms_Share_Stocks\"><\/span>Top Management of Paytm&#8217;s Share \/ Stocks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Below is a list of top management of Paytm as on 30 August 2022<\/span><\/p>\n<table style=\"width: 100%;\" border=\"1.5\">\n<tbody>\n<tr>\n<td><strong>Name<\/strong><\/td>\n<td><strong>Designation<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Vijay Shekhar Sharma<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Founder and CEO<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Madhur Deora<\/span><\/td>\n<td><span style=\"font-weight: 400;\">President and Group CFO<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chase Petrey<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Chief Operating Officer, Paytm North America<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Harinder Takhar<\/span><\/td>\n<td><span style=\"font-weight: 400;\">CEO of Paytm North America and Paytm Labs, Canada<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sam Fang<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Senior Vice President, Engineering, Paytm North America<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Srinivas Mothey<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Senior Vice President, Partnerships, Paytm North America<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Key_Highlights_From_Paytms_Latest_Quarterly_Results_-_Q1_FY_23\"><\/span>Key Highlights From Paytm\u2019s Latest Quarterly Results &#8211; Q1 FY 23<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paytm&#8217;s revenue for the first quarter of the fiscal year 2023 was 1,680 crore, an increase of 89% year-over-year. New device subscriptions, utility bill payments, ticketing, and loan disbursements contributed to a 9 per cent increase in revenue quarter-over-quarter. Paytm conducted account-level optimization among online retailers in order to prioritize profitable GMV (revenue impact of 29 Cr). It is also important to note that there were several offsetting variables during the quarter: a) Paytm did not record any government incentives on UPI transactions, and b) advertising revenues were under pressure owing to macroeconomic concerns.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Payment Services:<\/strong> In Q1 FY 2023, Paytm\u2019s GMV at Rs. 3.0 Lakh Cr grew by 101% YoY as it sustained growth in monthly transacting users (MTU), which at 74.8 mn grew by 49% YoY, driven by customer acquisition through UPI and expansion of registered merchant base, which at 28.3 mn (an increase of 6.5 mn compared to 21.8 mn in Q1 FY 2022). GMV from MDR-bearing instruments has Government incentives that have made UPI P2M GMV commercially viable. Therefore, Paytm is able to monetise transactions across all payment methods. In certain use scenarios, Paytm also collects platform fees and convenience fees from customers; merchant discount rates on cards, net banking, and wallet transactions, and subscription income from payment devices.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Payment Services to Consumers:<\/strong> consists of earnings from use cases such as bill payments and app top-ups. For specified use scenarios, the consumer pays the platform cost, while merchants pay the MDR. In the first quarter of the fiscal year 2023, revenue increased by 73% year-over-year and 11% quarter-over-quarter to 519 Cr as Paytm continued to add users to its app for bill payments and other use cases.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Payment Services to Merchants:<\/strong> this consists of income generated by comprehensive online and in-store payment acceptance services. Merchants pay MDR for cards, wallets, net banking transactions, and device subscriptions. The government provides a bonus for UPI P2M payments. Paytm\u2019s revenue from payment services to merchants grew by 67% year-over-year to 557 Cr in Q1 FY 2023, driven by the strong growth of MDR-bearing instruments GMV and subscription revenues from its payments devices, with over 2.8 million devices added in the last 12 months, bringing its total deployed base to 3.8 million by the end of Q1 FY 2023. Primarily as a result of account level rationalization among online merchants to prioritize successful GMV (revenue impact of 29 Cr), Paytm\u2019s revenue decreased marginally by 3% on a sequential basis. Although government incentives are outlined in the annual budget, Paytm will not register revenues until MEITY issues its final notification. This quarter Paytm recorded no UPI revenues. In terms of profitability, the decline in revenues was more than offset by the expansion of Paytm\u2019s subscription income from payment devices and the substantial reductions in payment processing fees. This has increased its net payments margin as a percentage of payment services revenue from 17% to 35% year over year. Net payments margin is calculated as net payments revenue (i.e. payments revenue minus payment processing fees) as a percentage of total payments revenue.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Financial Services and Others:<\/strong> consists of revenues generated by financial services partners or consumers as a result of Paytm financial services products, mainly loan distribution. In the first quarter of the fiscal year 2023, revenue from financial services and others increased 393% year-over-year to 271 crores, or 16% of total revenue, up from 6% in the first quarter of the fiscal year 2022. The income growth was primarily driven by a 779 per cent year-over-year increase in the value of loans disbursed. Revenue increased by 61% quarter-over-quarter due to an increase in postpaid and personal loan disbursements.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Loan Distribution:<\/strong> In the first quarter of the fiscal year 2023, the number of loans given through its platform increased by 492% year-over-year and 30% quarter-over-quarter. The value of loans disbursed increased to 5,554 Cr, an increase of 779% year-over-year and 56% quarter-over-quarter, indicating an increase in the average value of loans dispensed. All of Paytm&#8217;s offerings, including Paytm Postpaid (BNPL), Personal loans, and Merchant loans, have experienced robust growth. The annualized run rate of disbursements in loan distribution business is over 24,000 Cr, and Paytm believes there is considerable room for upselling in this business while remaining cautious about the quality of the book (particularly given the risk of macro headwinds).<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Paytm Postpaid:<\/strong> In the first quarter of the fiscal year 2023, the number of postpaid loans disbursed increased by 486% YoY, while the value of postpaid loans increased by 656% YoY from Rs 447 crore in June 2021 to Rs 3,383 Crore in June 2022. Paytm has seen a significant increase in new user registrations, and the number of registered users has already surpassed 5.3 million. Paytm Postpaid is currently accepted by more than 11 million online and offline retailers. Postpaid continues to present considerable prospects for cross-selling personal loans and credit cards.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Personal Loans:<\/strong> In the first quarter of the fiscal year 2023, the number of Personal Loans disbursed increased by 887 per cent, while the value of Personal Loans increased by 1,106%. The average ticket size climbed by 16% quarter-over-quarter and is now over 100,000 with a duration of 14 months. Cross-selling from Postpaid continues to gain pace, with over fifty per cent of personal loans disbursed in the first quarter of the fiscal year 2023 going to existing Paytm Postpaid consumers.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Merchant loans:<\/strong> In the first quarter of the fiscal year 2023, the number of merchant loans disbursed increased by 907%, while the value of merchant loans increased by 1,031%. The average ticket size is around 140,000, and the typical ticket tenure is twelve months. Over 45% of merchants have taken out multiple loans. More than seventy-five per cent of the value disbursed throughout the quarter was to retailers with a deployed Paytm payment device.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Commerce and Cloud Services:<\/strong> For the first quarter of the fiscal year 2023, revenue from commerce and cloud services increased by 64% year-over-year and 3% quarter-over-quarter to Rs 331 crore.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>EBITDA:<\/strong> EBITDA (before ESOP costs) in Q1 FY 2023 was (Rs 275 Cr) compared to (Rs 368 Cr) in Q4 FY 2022, a 25% sequential improvement. These consecutive improvements in\u00a0 EBITDA (before ESOP expenses) ESOP charges for the first quarter of the fiscal year 2023 were Rs 359 crore, a little decrease from the previous quarter. As of June 22nd, Paytm is adequately capitalized with net cash, cash equivalent, and investable balance of 9,411 Cr.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Net Profit for the quarter ending 30 June 2022 is minus INR &#8211; 628 crore.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"The_Bottom_Line\"><\/span>The Bottom Line<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">It is difficult to assign value to a business that is continuously changing and expanding, and the process of monetising the company is still in its infancy. The industry in which Paytm works is likewise characterized by a high level of competition and a cheap switching cost for customers, creating a tough environment. Competitors with substantial pockets, such as Jio and Amazon Pay, are able to aggressively penetrate the market. This, coupled with regulatory uncertainty, makes the company&#8217;s near-term prospects difficult to asses for anyone.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"What_is_Paytms_share_price\"><\/span>What is Paytm\u2019s share price ?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/stocks\/one97-communications-ltd\">Paytm\u2019s share price<\/a> is INR 683 as of 21 September 2022. <\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"What_are_the_52-week_highs_and_lows_of_Paytms_share\"><\/span>What are the 52-week highs and lows of Paytm&#8217;s share?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As on 21 September 2022:\u00a0<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\">52-wk high<\/span> <span style=\"font-weight: 400;\">Rs 1,961.05<\/span><\/li>\n<li><span style=\"font-weight: 400;\">52-wk low<\/span> <span style=\"font-weight: 400;\">Rs 511<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"What_are_the_key_metrics_to_analyze_Paytms_Share_Price\"><\/span>What are the key metrics to analyze Paytm\u2019s Share Price?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Key metrics to analyze Paytm&#8217;s share price &amp; any share price are: 52-week high, a 52-week low, 1-year return, 5-year return, etc.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"Who_are_the_peers_of_Paytms_stocks\"><\/span>Who are the peers of Paytm&#8217;s stocks?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Peers of Paytm include Freecharge, Phonepe, MobiKwik, Google pay, etc.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"What_is_the_market_cap_of_Paytms_share\"><\/span>What is the market cap of Paytm&#8217;s share?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The market cap of Paytm&#8217;s stocks is 44,370.0 Crore as on 21 September 2022<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube:<\/p>\n<p>&nbsp;<\/p>\n<style>.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }<\/style>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/N1li1d9X0jw\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/app.kuvera.in\/\">Kuvera.in<\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a>\u00a0and\u00a0<a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a>\u00a0and\u00a0<a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>About Paytm &#8211; One97 Communications Ltd &nbsp; Paytm is India&#8217;s payment Super App, providing the most comprehensive payment services to consumers and merchants. Paytm&#8217;s objective is to integrate 500 million Indians into the mainstream economy through technology-driven financial services. Paytm is the pioneer of the mobile QR payments revolution in India. In conjunction with financial [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/paytm-share-price-analysis-history\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":15830,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99,1464,679],"tags":[1468,1466,1465,1469,1467,1470],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Paytm&#039;s Share Price Today - One97 Communications Ltd - Kuvera<\/title>\n<meta name=\"description\" content=\"Paytm&#039;s Share Price Today, Live NSE\/BSE Stock price along with Futures and Options Quote at Kuvera. 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