{"id":16292,"date":"2022-09-14T15:53:45","date_gmt":"2022-09-14T10:23:45","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=16292"},"modified":"2022-09-20T15:26:14","modified_gmt":"2022-09-20T09:56:14","slug":"5-funds-that-are-mandatory-for-long-term-financial-stability","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/","title":{"rendered":"5 funds that are mandatory for long term financial stability"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d029102b7b6\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d029102b7b6\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#Emergency_fund\" title=\"Emergency fund\">Emergency fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#Retirement_fund\" title=\"Retirement fund\">Retirement fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#Investment_fund\" title=\"Investment fund\">Investment fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#Insurance_fund\" title=\"Insurance fund\">Insurance fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">When it comes to financial planning, most youngsters focus on budgeting and saving their money. But a proper financial planning requires much more than just budgeting and saving.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">While everyone has different financial goals the larger purpose of financial planning is to ensure that you have a financially secure future and you can tackle any financial emergencies.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">It is also to ensure that you have the financial freedom and resources to make decisions more freely.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">To achieve this it is very important to start some basic financial funds as soon as you start earning. These funds will ensure that all your future financial needs are met.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Emergency_fund\"><\/span><b>Emergency fund<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-16295\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-300x150.jpg\" alt=\"\" width=\"400\" height=\"200\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-300x150.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-1024x512.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-768x384.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-1536x768.jpg 1536w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-2048x1024.jpg 2048w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-min-150x75.jpg 150w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">As the name suggests, emergency funds are created to tackle any financial emergencies and unexpected expenses. Emergency funds act as a safety net when there is any sudden financial need. This could include any need such as health, travel, unexpected loss of income etc.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">This is one of the most important funds to start as soon as you earn your own money. Especially during Covid, people who had emergency funds were able to handle loss of income, increase in health expenses and other unexpected expenses better than those who did not have an emergency fund.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The amount of funds you should have in emergency funds can differ from person to person, depending on the nature of earning you have. A general rule of thumb is to have 6 months of your income set aside as your emergency fund.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">This amount should be higher up to one year or more, if you are self-employed or don&#8217;t have a fixed income every month.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"alignleft wp-image-14483\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-1024x334.jpg\" sizes=\"(max-width: 640px) 100vw, 640px\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-1024x334.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-300x98.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-768x250.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1-150x49.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/08\/fd-blog-01-1.jpg 1080w\" alt=\"kuvera-fixed-deposit-online\" width=\"400\" height=\"130\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><\/h4>\n<h4><span class=\"ez-toc-section\" id=\"Retirement_fund\"><\/span><b>Retirement fund<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-16294\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-300x150.jpg\" alt=\"\" width=\"400\" height=\"200\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-300x150.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-1024x512.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-768x384.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-1536x768.jpg 1536w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-2048x1024.jpg 2048w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-1-150x75.jpg 150w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In India most youngsters don\u2019t start a retirement fund till their mid to late 30s and rely only on the EPF for their retirement corpus.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">But most of us don\u2019t even know how much money our EPF will collect at our retirement or how much retirement corpus we would need.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Retirement is an inevitable part of life and not planning it from an early age can create a considerable fund for your retirement.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In your 20s, you have more spendable income and less responsibility. This is the time to start investing in a retirement fund. You will also be far ahead of your peers as studies have shown that <\/span><a href=\"https:\/\/kuvera.in\/blog\/why-young-indians-are-severely-unprepared-for-retirement\/\"><span style=\"font-weight: 400;\">young Indians are severely unprepared for retirement<\/span><\/a><span style=\"font-weight: 400;\">. You will also enjoy the <\/span><a href=\"https:\/\/kuvera.in\/blog\/the-power-of-compounding\/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=the-power-of-compounding\"><span style=\"font-weight: 400;\">benefit of compounding<\/span><\/a><span style=\"font-weight: 400;\"> if you start early.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">To check your retirement corpus through EPF, you can use the <\/span><a href=\"https:\/\/kuvera.in\/calculators\/epf-calculator\"><span style=\"font-weight: 400;\">EPF calculator.\u00a0<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><b>Liquid savings fund<\/b><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Liquid saving funds are also a type of emergency fund, the main purpose of this fund is to meet day to day unpredictable miscellaneous expenses. Like emergency funds these are also meant to tackle unexpected expenses but the scale is much smaller here.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">This is the highly liquid savings that you would need in cases like going over budget, or encountering any unexpected expenses.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Most people prefer to have a liquid savings fund in their savings account or fixed deposit.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">But the problem here is that while savings accounts give you the desired liquidity, they offer very low returns and fixed deposits give you more returns but are not liquid as they have a fixed tenure.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The best option here is to use, <\/span><a href=\"https:\/\/kuvera.in\/blog\/savesmart-the-best-deposit-account-in-india\/\"><span style=\"font-weight: 400;\">Kuvera\u2019s Savesmart<\/span><\/a><span style=\"font-weight: 400;\">, here, you get the best of both worlds. The liquidity of a savings account and the returns of an FD. The returns here are linked to liquid mutual funds and offer you instant <\/span><span style=\"font-weight: 400;\">\u20b9<\/span><span style=\"font-weight: 400;\">2 lakh a day liquidity.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Investment_fund\"><\/span><b>Investment fund<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/blog\/why-are-people-scared-to-start-investment-in-india-kuvera\/\"><span style=\"font-weight: 400;\">Most people in India don\u2019t start investing<\/span><\/a><span style=\"font-weight: 400;\"> as soon as they earn their own money. They are intimidated by investments and delay it till they have more money or more financial awareness.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">But having an investment fund where you allocate a specific amount of money each month to be invested in various instruments will ensure that your money is increasing in value and you don\u2019t become a victim of inflation.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Investment funds can be of various types. You can have a standard investment fund to transfer money to your <\/span><a href=\"https:\/\/kuvera.in\/mutual-funds\/all\"><span style=\"font-weight: 400;\">mutual funds<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><span style=\"font-weight: 400;\">FDs<\/span><\/a><span style=\"font-weight: 400;\"> and other instruments every month.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You can also plan your investments for a specific goal, like a vacation, or a home with Kuvera <\/span><a href=\"https:\/\/kuvera.in\/goals\"><span style=\"font-weight: 400;\">goal based investments.\u00a0<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Insurance_fund\"><\/span><b>Insurance fund<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-16293\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-300x232.jpg\" alt=\"\" width=\"400\" height=\"309\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-300x232.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-1024x791.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-768x593.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-1536x1187.jpg 1536w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card-150x116.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/Happy-Republic-Day-India-Banner-Landscape-Note-Card.jpg 1650w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Insurance fund is another fund which is beneficial if you start as early as possible. There are broadly two types of insurance which you should consider; term insurance and health insurance.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">If you have people who are financially dependent on you, then term insurance is a must as it gives them financial security in case of your unfortunate demise. On the other hand, health insurance is advisable for everyone.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The reason you should start early here is because in your 20s, you are relatively healthy and the premium amount will be quite low. But if you start in your 30s or 40s, you will have to pay a higher premium amount as your health will likely decline.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span><b>Bottom line<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Having a certain percentage of your income allocated to each of these funds also means that you will have less spendable money in your account and will not be tempted to make impulsive spending decisions.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You can auto debit your money to each of these to remove the hassle of transferring it from your main account.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Another important thing to remember here is that, only creating these funds is not enough. You also have to update it according to income. When your income increases, your contribution to these funds should also increase proportionately.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Maintaining all these funds might sound too much initially but starting early will not only give an advantage over your peers but also create a habit of living within your means and prioritizing future financial security over instant gratification.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Watch\/hear on YouTube: SIP, the right start to your dreams<\/p>\n<style>.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }<\/style>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/8uwn1YpSsFU\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/app.kuvera.in\/\">Kuvera.in<\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a>\u00a0and\u00a0<a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a>\u00a0and\u00a0<a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai!<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to financial planning, most youngsters focus on budgeting and saving their money. But a proper financial planning requires much more than just budgeting and saving.\u00a0\u00a0 &nbsp; While everyone has different financial goals the larger purpose of financial planning is to ensure that you have a financially secure future and you can tackle [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":16296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[593,594],"tags":[1528,403,1527,1308,1306,1526,221,1189],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 funds that are mandatory for long term financial stability<\/title>\n<meta name=\"description\" content=\"5 funds you should consider starting from your first salary to ensure financial stability and get ahead of your peers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 funds that are mandatory for long term financial stability\" \/>\n<meta property=\"og:description\" content=\"5 funds you should consider starting from your first salary to ensure financial stability and get ahead of your peers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-14T10:23:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-20T09:56:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/pexels-rodnae-productions-7821487-min.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"6720\" \/>\n\t<meta property=\"og:image:height\" content=\"4480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kuvera\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kuvera\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 funds that are mandatory for long term financial stability","description":"5 funds you should consider starting from your first salary to ensure financial stability and get ahead of your peers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/","og_locale":"en_US","og_type":"article","og_title":"5 funds that are mandatory for long term financial stability","og_description":"5 funds you should consider starting from your first salary to ensure financial stability and get ahead of your peers.","og_url":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2022-09-14T10:23:45+00:00","article_modified_time":"2022-09-20T09:56:14+00:00","og_image":[{"width":6720,"height":4480,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/09\/pexels-rodnae-productions-7821487-min.jpg","type":"image\/jpeg"}],"author":"Kuvera","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Kuvera","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/"},"author":{"name":"Kuvera","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307"},"headline":"5 funds that are mandatory for long term financial stability","datePublished":"2022-09-14T10:23:45+00:00","dateModified":"2022-09-20T09:56:14+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/"},"wordCount":1057,"commentCount":0,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"keywords":["basics of personal finance","emergency fund","financial basics","financial security","financial stability","funds","insurance","retirement fund"],"articleSection":["personal finance","Young earners"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/","url":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/","name":"5 funds that are mandatory for long term financial stability","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2022-09-14T10:23:45+00:00","dateModified":"2022-09-20T09:56:14+00:00","description":"5 funds you should consider starting from your first salary to ensure financial stability and get ahead of your peers.","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/5-funds-that-are-mandatory-for-long-term-financial-stability\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"5 funds that are mandatory for long term financial stability"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307","name":"Kuvera","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","caption":"Kuvera"},"description":"Kuvera is India's first free Direct Mutual Fund investing platform. We bring you goal-based investing and innovative features like Tax Harvesting, TradeSmart, Family Account and more!","sameAs":["http:\/\/kuvera.in"],"url":"https:\/\/kuvera.in\/blog\/author\/kuvera-research\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/16292"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=16292"}],"version-history":[{"count":4,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/16292\/revisions"}],"predecessor-version":[{"id":16547,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/16292\/revisions\/16547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media\/16296"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=16292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=16292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=16292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}