{"id":16663,"date":"2022-09-22T17:45:23","date_gmt":"2022-09-22T12:15:23","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=16663"},"modified":"2022-09-22T17:46:48","modified_gmt":"2022-09-22T12:16:48","slug":"folk-tales-jackal-and-the-drum","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/","title":{"rendered":"Folk Tales: Jackal and the Drum"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d78a4f1b436\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d78a4f1b436\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#What_is_the_moral_of_the_story\" title=\"What is the moral of the story?\">What is the moral of the story?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Do_you_have_similar_experiences_with_mutual_funds\" title=\"Do you have similar experiences with mutual funds?\">Do you have similar experiences with mutual funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Why_should_one_not_fear_investing_in_Mutual_Fund\" title=\"Why should one not fear investing in Mutual Fund?\">Why should one not fear investing in Mutual Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#There_are_two_ways_to_determine_the_safety_of_a_mutual_investment\" title=\"There are two ways to determine the safety of a mutual investment: &#8211;\">There are two ways to determine the safety of a mutual investment: &#8211;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Continue_to_invest_in_mutual_fund_schemes\" title=\"Continue to invest in mutual fund schemes: &#8211;\">Continue to invest in mutual fund schemes: &#8211;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Mutual_funds_created_to_provide_higher_tax-efficient_returns\" title=\"Mutual funds created to provide higher, tax-efficient returns\">Mutual funds created to provide higher, tax-efficient returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Investing_in_Mutual_Funds_has_always_been_easy\" title=\"Investing in Mutual Funds has always been easy\">Investing in Mutual Funds has always been easy<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/Brwt-UaJesA\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Once upon a time, in the jungle, there lived a jackal. The jungle was vast, and there was once a battlefield nearby. The jackal became hungry one day. He was wandering around looking for food. He came across the old battlefield while doing so. A sudden drum fall alerted him. He felt fearful, thinking &#8211; have the army not left; are the humans still around? He mistook it for a human and hid behind a tree, observing silently from a safe distance.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\"><img loading=\"lazy\" class=\"size-large wp-image-13417 aligncenter\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg\" sizes=\"(max-width: 640px) 100vw, 640px\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-1024x334.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-300x98.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022-768x250.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/FD-Banner_14-July-2022.jpg 1080w\" alt=\"Online Fixed Deposits on Kuvera\" width=\"640\" height=\"209\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Behind the tree, the jackal noticed a drum hanging from a tree branch. The drum swayed in the breeze, bumping against a branch and making startling noises. He noticed a half-eaten lunch packet at the base of the tree. He was so excited that he pounced on it and ate it.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_moral_of_the_story\"><\/span>What is the moral of the story?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The moral of the story is to look before you leap. Don&#8217;t allow panic to keep you from making rash decisions.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_you_have_similar_experiences_with_mutual_funds\"><\/span>Do you have similar experiences with mutual funds?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You may have to deal with such situations occasionally with mutual fund. But this is certainly not a big deal!<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_should_one_not_fear_investing_in_Mutual_Fund\"><\/span>Why should one not fear investing in Mutual Fund?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">New investors experiencing the <\/span>bear market<span style=\"font-weight: 400;\"> for the first time typically feel more pain than investors who have seen one market cycle. Are you among one those who have reservations about investing in mutual fund? Do you still wonder if mutual funds are safe?\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">We usually prioritise recent events over earlier ones. In a panic, you may either stop investing or withdraw funds from the schemes. Other reasons for being afraid of not investing might be risk factors, records, high expense ratios, lack of knowledge or tax inefficiency.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Be assured that mutual funds are completely safe. The <\/span>low-risk mutual fund <span style=\"font-weight: 400;\">can provide inflation-beating returns if you understand the investment and invest based on your financial goals and risk tolerance. You will not wake up one day to discover that the mutual fund you invested in has vanished along with your money.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"There_are_two_ways_to_determine_the_safety_of_a_mutual_investment\"><\/span>There are two ways to determine the safety of a mutual investment: &#8211;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Security in terms of the company where you have invested stealing your money.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Safety in terms of capital preservation and fixed returns.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Continue_to_invest_in_mutual_fund_schemes\"><\/span>Continue to invest in mutual fund schemes: &#8211;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">&#8211; More of a test of endurance than of reactive responsiveness\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; Consistently growing wealth while ignoring market noise<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Mutual_funds_created_to_provide_higher_tax-efficient_returns\"><\/span>Mutual funds created to provide higher, tax-efficient returns<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The goal of investing in mutual fund is to generate higher returns than traditional investment options. The <\/span>best-performing mutual funds in India <span style=\"font-weight: 400;\">are also less expensive to tax than conventional investments. Mutual fund gains, both short and long-term, are taxed in a way that does not reduce returns. These funds make perfect sense as long-term investments because the longer you invest, the higher your returns will be.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">It is due to the power of compounding, where your returns generate more returns. Over longer periods, mutual fund have provided superior returns that have outperformed traditional investments while also outperforming inflation.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The risk associated with mutual fund investments can be mitigated by diversifying your investments and investing following your financial objectives, time horizon, and risk tolerance.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Investing_in_Mutual_Funds_has_always_been_easy\"><\/span>Investing in Mutual Funds has always been easy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Mutual funds are a safe investment if you understand them better. Investors should not be concerned about short-term return fluctuations when investing in equity funds. You should select the best mutual fund for your investment objectives and invest for the long term. The <\/span>high-return mutual funds<span style=\"font-weight: 400;\"> are productive to select for the long run.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You should conduct research and learn more about mutual funds before investing. Several mutual funds suit different investors, including aggressive, moderate, and conservative investors. To make things easier, you can invest through <\/span><a href=\"https:\/\/kuvera.in\/explore\/funds\/tata\">Tata Mutual Fund<\/a><span style=\"font-weight: 400;\">, one of the <\/span>best mutual fund to invest <span style=\"font-weight: 400;\">in,<\/span> <span style=\"font-weight: 400;\">and it offers excellent mutual fund schemes based on your financial objectives.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Read more: <a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<style>.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }<\/style>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/N1li1d9X0jw\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <strong><a href=\"http:\/\/app.kuvera.in\">kuvera<\/a><\/strong>.in to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a> and <strong><a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a><\/strong> and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><br \/>\n#MutualFundSahiHai #KuveraSabseSahiHai #PersonalFinance #InvestorEducation<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Once upon a time, in the jungle, there lived a jackal. The jungle was vast, and there was once a battlefield nearby. The jackal became hungry one day. He was wandering around looking for food. He came across the old battlefield while doing so. A sudden drum fall alerted him. He felt fearful, thinking [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/folk-tales-jackal-and-the-drum\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":16675,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99,593],"tags":[771,67],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mutual Funds- Why you should invest?<\/title>\n<meta name=\"description\" content=\"What are Mutual Funds? 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