{"id":17638,"date":"2022-10-18T18:01:04","date_gmt":"2022-10-18T12:31:04","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=17638"},"modified":"2022-12-02T19:14:20","modified_gmt":"2022-12-02T13:44:20","slug":"best-sbi-debt-mutual-funds","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/","title":{"rendered":"Best SBI Debt Mutual Funds to Invest in 2022"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d9de788884f\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d9de788884f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Mutual_Funds\" title=\"SBI Mutual Funds\">SBI Mutual Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#What_are_SBI_Debt_Funds\" title=\"What are SBI Debt Funds?\">What are SBI Debt Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Features_of_SBI_Debt_Mutual_Funds\" title=\"Features of SBI Debt Mutual Funds\">Features of SBI Debt Mutual Funds<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Who_Should_Invest_in_SBI_Debt_Funds\" title=\"Who Should Invest in SBI Debt Funds?\">Who Should Invest in SBI Debt Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Top_SBI_Mutual_Funds_in_India_as_per_5-year_return\" title=\"Top SBI Mutual Funds in India (as per 5-year return)\">Top SBI Mutual Funds in India (as per 5-year return)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Closer_Look_On_Top_SBI_Debt_Mutual_Funds\" title=\"Closer Look On Top SBI Debt Mutual Funds\">Closer Look On Top SBI Debt Mutual Funds<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Medium_Duration_Fund\" title=\"SBI Magnum Medium Duration Fund\">SBI Magnum Medium Duration Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Constant_Maturity_Fund\" title=\"SBI Magnum Constant Maturity Fund\">SBI Magnum Constant Maturity Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Gilt_Fund\" title=\"SBI Magnum Gilt Fund\">SBI Magnum Gilt Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Income_Fund\" title=\"SBI Magnum Income Fund\">SBI Magnum Income Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Banking_and_PSU_Fund\" title=\"SBI Banking and PSU Fund\">SBI Banking and PSU Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Credit_Risk_Fund\" title=\"SBI Credit Risk Fund\">SBI Credit Risk Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Low_Duration_Fund\" title=\"SBI Magnum Low Duration Fund\">SBI Magnum Low Duration Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Savings_Fund\" title=\"SBI Savings Fund\">SBI Savings Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Magnum_Ultra_Short_Duration_Fund\" title=\"SBI Magnum Ultra Short Duration Fund\">SBI Magnum Ultra Short Duration Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#SBI_Liquid_Fund\" title=\"SBI Liquid Fund\">SBI Liquid Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Are_SBI_mutual_funds_safe_to_invest_in\" title=\"Are SBI mutual funds safe to invest in?\">Are SBI mutual funds safe to invest in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/kuvera.in\/blog\/best-sbi-debt-mutual-funds\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"color: black; font-size: 20px;\"><span class=\"ez-toc-section\" id=\"SBI_Mutual_Funds\"><\/span>SBI Mutual Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The State Bank of India and the French asset management company Amundi founded the SBI Mutual Fund as a joint venture. SBI Mutual Fund , established in June 1987, was India&#8217;s first non-UTI mutual fund organization. In terms of asset size, it is also the largest Indian fund house. <a href=\"https:\/\/kuvera.in\/explore\/funds\/sbi\">SBI Mutual Funds<\/a>, which has an AUM of Rs 673,221 crores, offers 68 schemes across various categories, including 23 equity, 27 debt, and 5 hybrid mutual funds, etc.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Mutual fund type that invests primarily in fixed-income assets. The top <a href=\"https:\/\/kuvera.in\/mutual-funds\/all\/debt\">debt mutual funds<\/a> invest in debentures, commercial papers, treasury bills, corporate bonds, government securities, and other similar money market instruments.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">These instruments have a predetermined maturity date and interest rate. In addition, the returns that MF investors receive are determined by the interest they earn. Debt mutual funds are therefore also known as fixed-income funds. Depending on the type of program, investing in SBI debt mutual funds has its own set of perks and cons. The finest SBI debt mutual funds offer reliable returns, greater flexibility, and substantial liquidity. As debt funds invest their assets in a variety of fixed-income securities, they significantly mitigate the risk for investors. However, these funds often provide lower returns than more risky investment vehicles, such as their equity-based counterparts.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"aligncenter wp-image-18627 size-large\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01-1024x427.jpg\" sizes=\"(max-width: 640px) 100vw, 640px\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01-1024x427.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01-300x125.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01-768x320.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01-150x63.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/11\/FD-Updated-banner-01.jpg 1250w\" alt=\"fixed-deposit-interest-rates\" width=\"640\" height=\"267\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"color: black; font-size: 20px;\"><span class=\"ez-toc-section\" id=\"What_are_SBI_Debt_Funds\"><\/span>What are SBI Debt Funds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Debt mutual funds invest primarily in fixed-income products such as Treasury bills and certificates of deposit, debentures etc. The primary objective of these funds is to build long-term wealth in the form of interest income and consistent capital appreciation. The fund&#8217;s underlying assets provide a fixed rate of interest throughout the duration of the investors&#8217; investment.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">A debt fund manager invests mostly in assets with respective credit ratings. A better credit rating suggests that a debt instrument has a greater likelihood of paying interest on time and returning the principal at the end of the investment period. In addition, the fund manager connects his investing plan with interest rate fluctuations.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"color: black; font-size: 20px;\"><span class=\"ez-toc-section\" id=\"Features_of_SBI_Debt_Mutual_Funds\"><\/span>Features of SBI Debt Mutual Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"color: #000000;\">Debt funds carry the least amount of risk.<\/span><\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Debt funds are not immediately affected by fluctuations in the stock market. The economic interest rate regime and its fluctuations have an effect on debt funds. However, interest rate fluctuations are rarely as dramatic as stock market fluctuations. Furthermore, debt funds invest in fixed-income instruments whose interest rate and maturity value are known. Therefore, debt funds are less risky than equity funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"color: #000000;\">Low Capital Appreciation for Debt Funds is Low.<\/span><\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The investment seeks to generate stable and secure profits. They invest in fixed-income securities that yield a consistent rate of return. The entity issuing the debt solely repays the loan amount. In addition, it grows through the reinvestment of interest income and the maturity amount.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"color: #000000;\">Debt Funds have a Fixed Timeframe.<\/span><\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The underlying bonds and debt instruments in the debt mutual fund have a predetermined maturity time. Every fixed-income investment has a duration. In common parlance, &#8220;duration&#8221; refers to the amount of time an investor must wait to recoup his whole bond investment through periodic interest and principal payments. Therefore, all debt mutual funds have a set length ranging from one day for overnight funds to ten years for &#8220;Gilt Funds with a ten-year fixed duration.&#8221;<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"color: #000000;\">Credit Ratings<\/span><\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In contrast to equities mutual funds, the majority of underlying fixed-income assets in debt funds are credit-rated. The rating agencies assign ratings to corporate bonds, debentures, and commercial papers, for instance. Government securities and T-bills are backed by the Indian government. Low-risk debt funds invest in fixed-income assets with the highest AAA rating. Corporate bond funds and Credit risk funds may invest in fixed-income securities with lower credit ratings.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"color: black; font-size: 20px;\"><span class=\"ez-toc-section\" id=\"Who_Should_Invest_in_SBI_Debt_Funds\"><\/span>Who Should Invest in SBI Debt Funds?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The SBI MF Debt funds are appropriate for investors seeking capital appreciation and steady income over at least a five-year period. As these funds are more reliable and stable than equity funds, they can provide stability and balance to an equities-focused portfolio. Those seeking great liquidity in their investments would find liquid funds to be an excellent choice. The dividend option provided by SBI MF Debt funds can be used to boost your income. For long-term investors in higher tax bands, debt funds may be the most tax-efficient investment option. Upon redemption of debt fund units, the long-term capital gains undergo indexation and are taxed at a rate of 20%.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"color: black; font-size: 18px;\"><span class=\"ez-toc-section\" id=\"Top_SBI_Mutual_Funds_in_India_as_per_5-year_return\"><\/span>Top SBI Mutual Funds in India (as per 5-year return)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<table style=\"width: 100%;\" border=\"1.5\">\n<tbody>\n<tr>\n<td><strong><span style=\"color: #000000;\">Scheme<\/span><\/strong><\/td>\n<td><strong><span style=\"color: #000000;\">5-Year Return<\/span><\/strong><\/td>\n<td><strong><span style=\"color: #000000;\">AUM (INR) (Cr)<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-medium-duration-growth--SBD069G-GR\"><span style=\"font-weight: 400;\">SBI Magnum Medium Duration Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">7.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,987.80<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-constant-maturity-growth--SBD038-GR\"><span style=\"font-weight: 400;\">SBI Magnum Constant Maturity Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">7.27%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">821.96<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-gilt-growth--SBD040A-GR\"><span style=\"font-weight: 400;\">SBI Magnum Gilt Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">7.22%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,825.74<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-income-growth--SBD028G-GR\"><span style=\"font-weight: 400;\">SBI Magnum Income Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">7.16%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,530.12<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-banking-psu-growth--SBD348G-GR\"><span style=\"font-weight: 400;\">SBI Banking and PSU Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">6.93%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5,263.36<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-credit-risk-growth--SBD080B-GR\"><span style=\"font-weight: 400;\">SBI Credit Risk Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">6.79%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,899.33<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-low-duration-growth--SBD47RG-GR\"><span style=\"font-weight: 400;\">SBI Magnum Low Duration Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">6.28%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7,744.37<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-saving-growth--SBD079B-GR\"><span style=\"font-weight: 400;\">SBI Savings Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">6.14%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,027.53<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-low-duration-growth--SBD47RG-GR\"><span style=\"font-weight: 400;\">SBI Magnum Ultra Short Duration Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">6.05%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11,775.96<\/span><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-liquid-growth--SBD72SG-GR\"><span style=\"font-weight: 400;\">SBI Liquid Fund<\/span><\/a><\/td>\n<td><span style=\"font-weight: 400;\">5.28%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60,620.06<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Source: AMFI (data as of 14\/10\/2022)<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"color: black; font-size: 20px;\"><span class=\"ez-toc-section\" id=\"Closer_Look_On_Top_SBI_Debt_Mutual_Funds\"><\/span>Closer Look On Top SBI Debt Mutual Funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Medium_Duration_Fund\"><\/span>SBI Magnum Medium Duration Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Sbi Mutual Fund&#8217;s <a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-medium-duration-growth--SBD069G-GR\">SBI Magnum Medium Duration Fund<\/a> Direct-Growth is a Medium Duration mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Magnum Medium Duration Fund Direct-Growth has INR 8,987.80 Crores in assets under management (AUM) and is a medium-sized fund within its category. The fund&#8217;s expense ratio of 0.69 percent is greater than that of the majority of other Medium Duration funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The one-year returns for SBI Magnum Medium Duration Fund Direct-Growth are 2.67 percent. Since its inception, it has generated average yearly returns of 9.11 percent. Every nine years, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is average, meaning that it has made loans to borrowers of high quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GOI, Mahindra Rural Housing Finance Ltd., State Bank of India, Torrent Power Ltd., and Muthoot Finance Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Constant_Maturity_Fund\"><\/span>SBI Magnum Constant Maturity Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-constant-maturity-growth--SBD038-GR\">SBI Magnum Constant Maturity Fund<\/a> Direct-Growth is a 10-year Constant Duration Gilt mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Magnum Constant Maturity Fund Direct-Growth has INR 821.96 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.33% is comparable to that of the majority of other Gilt With 10 Year Constant Duration funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The returns of the SBI Magnum Constant Maturity Fund Direct-Growth during the past year were -0.15%. Since its introduction, the average yearly return has been 8.84%. Every nine years, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is extremely good, indicating that it has made loans to borrowers of superior quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The largest holding of the fund is in GOI.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Gilt_Fund\"><\/span>SBI Magnum Gilt Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-gilt-growth--SBD040A-GR\">SBI Magnum Gilt Fund<\/a> Direct-Growth is a Gilt mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Magnum Gilt Fund Direct-Growth has 3,825.74 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.46 percent is comparable to that of the majority of other Gilt funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The returns for the SBI Magnum Gilt Fund Direct-Growth over the past year were 3.59%. Since its introduction, the average yearly return has been 9.34%. Every eight years, the fund has quadrupled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is strong, indicating that it has made loans to customers of excellent quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The largest holdings of the fund are in the Reserve Bank of India, Government of India etc.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Income_Fund\"><\/span>SBI Magnum Income Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-income-growth--SBD028G-GR\">SBI Magnum Income Direct Plan<\/a>-Growth is a mutual fund with a medium to long duration. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Magnum Income Direct Plan-Growth has INR 1,530.12 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of the fund is 0.8%, which is greater than the expense ratios of most other Medium to Long Duration funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The last year&#8217;s SBI Magnum Income Direct Plan-Growth returns were 2.23 percent. Since its inception, it has generated average yearly returns of 8.09 percent. Every nine years, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is average, meaning that it has made loans to borrowers of high quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Government of India, Larsen &amp; Toubro Ltd., Canara Bank, Tata Realty and Infrastructure Ltd., and Mahindra Rural Housing Finance Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Banking_and_PSU_Fund\"><\/span>SBI Banking and PSU Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-banking-psu-growth--SBD348G-GR\">SBI Banking and PSU Fund Direct Growth<\/a> is a Banking and PSU mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Banking and PSU Fund Direct-Growth has 5,263.36 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.34 percent is comparable to that of the majority of other Banking And PSU funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">One year ago, SBI Banking and PSU Fund Direct-Growth returns were 2.11 percent. Since its inception, it has generated average annual returns of 7.97%. Every decade, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is strong, indicating that it has made loans to customers of excellent quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air India Assets Holdings Ltd., GOI, Oil &amp; Natural Gas Corpn. Ltd., National Housing Bank, and Rural Electrification Corpn. Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Credit_Risk_Fund\"><\/span>SBI Credit Risk Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-credit-risk-growth--SBD080B-GR\">SBI Credit Risk Fund Direct Growth<\/a> is a Credit Risk mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Credit Risk Fund Direct-Growth has INR 2,899.33 Crores in assets under management (AUM) and is a medium-sized fund within its category. The fund has a higher expense ratio than the majority of other Credit Risk funds, at 0.92 percent.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The returns of the SBI Credit Risk Fund Direct-Growth for the past year were 4.02%. Since its inception, it has generated average yearly returns of 8.58 percent. Every nine years, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is low, meaning that it has made loans to borrowers with subpar credit quality. As the majority of funds in this category lend to similar borrowers, this fund&#8217;s default risk is comparable to that of the category.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Government of India, Tata International Ltd., L&amp;T Metro Rail (Hyderabad) Ltd., IndInfravit Trust, and Flometallic India Pvt. Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Low_Duration_Fund\"><\/span>SBI Magnum Low Duration Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-low-duration-growth--SBD47RG-GR\">SBI Magnum Low Duration Fund Direct Plan<\/a>-Growth is a Low Duration mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14 October 2022, SBI Magnum Low Duration Fund Direct Plan-Growth has INR 7,744.37 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.4% is comparable to that of the majority of other Low Duration funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The one-year returns on the SBI Magnum Low Duration Fund Direct Plan-Growth were 3.68 percent. Since its inception, it has generated average yearly returns of 7.39 percent. Every decade, the fund has doubled the money invested in it.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is strong, indicating that it has made loans to customers of excellent quality. Since the majority of funds in this category lend to stronger borrowers, the default risk associated with this fund is higher than the category average.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air India Assets Holdings Ltd., Reserve Bank of India, Cholamandalam Investment &amp; Finance Co. Ltd., Sheba Properties Ltd., and Indian Railway Finance Corpn. Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Savings_Fund\"><\/span>SBI Savings Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-saving-growth--SBD079B-GR\">SBI Savings Fund Direct<\/a>-Growth is a Money Market mutual fund. Since its inception on 01\/01\/2013, this fund has existed for 9 years and 9 months. As of 14th October 2022, the SBI Savings Fund Direct-Growth has an AUM of INR 20,027.53 Crores and is a medium-sized fund within its category. The expense ratio of the fund, at 0.23 percent, is comparable to that of the vast majority of money market funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The last year&#8217;s returns for the SBI Savings Fund Direct-Growth were 4.10 percent. It has provided average yearly returns of 7.52 percent since its inception. Every ten years, the fund has doubled the capital invested.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is very strong, meaning that it has made loans to borrowers with good credit quality. This fund&#8217;s default risk is greater than the category average since the majority of funds in this category lend to stronger borrowers.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The top holdings of the fund include the Reserve Bank of India, Bank Of Baroda, HDFC Bank Ltd., and Small Industries Devp. Bank of India Ltd., and Axis Bank Ltd.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Magnum_Ultra_Short_Duration_Fund\"><\/span>SBI Magnum Ultra Short Duration Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-magnum-low-duration-growth--SBD47RG-GR\">SBI Magnum Ultra Short Duration Fund<\/a> Direct-Growth is an Ultra Short Duration mutual fund plan. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Magnum Ultra Short Duration Fund Direct-Growth has 11,775.96 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.29 percent is comparable to that of the majority of Ultra Short Duration funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The one-year returns for the SBI Magnum Ultra Short Duration Fund Direct-Growth were 3.87 percent. Since its inception, it has generated average annual returns of 7.16 percent.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The fund&#8217;s credit profile is extremely good, indicating that it has made loans to borrowers of superior quality. As the majority of funds in this category lend to similar borrowers, this fund&#8217;s default risk is comparable to that of the category.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reserve Bank of India, HDFC Bank Ltd., Housing Development Finance Corpn. Ltd., Bank Of Baroda, and Small Industries Devp. Bank of India Ltd. are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 17px;\"><span class=\"ez-toc-section\" id=\"SBI_Liquid_Fund\"><\/span>SBI Liquid Fund<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/kuvera.in\/mutual-funds\/fund\/sbi-liquid-growth--SBD72SG-GR\">SBI Liquid Fund Direct Plan<\/a>-Growth is a Liquid mutual fund program. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 14th October 2022, SBI Liquid Fund Direct Plan-Growth has INR 60,620.06 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.18 percent is comparable to that of the majority of other liquid funds.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The returns on the SBI Liquid Fund Direct Plan-Growth during the past year were 4.20 percent. Since its inception, it has generated average yearly returns of 6.73 percent.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reserve Bank of India, Reliance Retail Ventures Ltd., Small Industries Devp. Bank of India Ltd., Indian Bank, and Canara Bank are the largest holdings of the fund.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"FAQ\"><\/span><span style=\"color: #000000;\"><b>FAQ<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4 style=\"color: black; font-size: 16px;\"><span class=\"ez-toc-section\" id=\"Are_SBI_mutual_funds_safe_to_invest_in\"><\/span>Are SBI mutual funds safe to invest in?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Every investment in a mutual fund entails some degree of risk, and no AMC can guarantee the safety of capital because returns are tied to market conditions. However, SBI Mutual Fund is a well-known AMC in the country with about 30 years of experience.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4 style=\"color: black; font-size: 18px;\"><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span>Interested in how we think about the markets?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube:<\/p>\n<p>&nbsp;<\/p>\n<p style=\"padding-left: 40px;\">\n<style>.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }<\/style>\n<\/p>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/f7yfzUhQDiM\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/app.kuvera.in\/\">Kuvera.in<\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a>\u00a0and\u00a0<a href=\"https:\/\/app.kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a>\u00a0and\u00a0<a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SBI Mutual Funds &nbsp; The State Bank of India and the French asset management company Amundi founded the SBI Mutual Fund as a joint venture. SBI Mutual Fund , established in June 1987, was India&#8217;s first non-UTI mutual fund organization. In terms of asset size, it is also the largest Indian fund house. 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