{"id":1902,"date":"2018-09-11T01:37:09","date_gmt":"2018-09-11T01:37:09","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=1902"},"modified":"2024-08-28T18:41:07","modified_gmt":"2024-08-28T13:11:07","slug":"harshil-happy-kuverian","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/","title":{"rendered":"Harshil : Happy Kuverian!"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69f078c0c7acb\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69f078c0c7acb\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\" title=\"Please tell us about yourself, where did you grow up and your story?\">Please tell us about yourself, where did you grow up and your story?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#What_is_your_approach_to_financial_planning\" title=\"What is your approach to financial planning?\">What is your approach to financial planning?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#How_did_you_learn_about_Kuvera\" title=\"How did you learn about Kuvera?\">How did you learn about Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\" title=\"How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?\">How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#Why_do_you_invest_and_why_Mutual_Funds\" title=\"Why do you invest and why Mutual Funds?\">Why do you invest and why Mutual Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\" title=\"What were the biggest problems that you have faced with investing and financial planning in India?\">What were the biggest problems that you have faced with investing and financial planning in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#Can_you_describe_your_experience_with_Kuvera\" title=\"Can you describe your experience with Kuvera?\">Can you describe your experience with Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#What_goals_have_you_planned_for\" title=\"What goals have you planned for?\">What goals have you planned for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\" title=\"How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?\">How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/#Become_a_HappyKuverian_today\" title=\"Become a #HappyKuverian today\">Become a #HappyKuverian today<\/a><\/li><\/ul><\/nav><\/div>\n<p><em><img loading=\"lazy\" class=\"wp-image-1905 size-medium alignleft\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2018\/09\/Harshil2-272x300.png\" alt=\"\" width=\"272\" height=\"300\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/09\/Harshil2-272x300.png 272w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/09\/Harshil2.png 481w\" sizes=\"(max-width: 272px) 100vw, 272px\" \/>Harshil is a Happy Kuverian. He is a 31-year-old PSU banker with Oriental Bank of Commerce. We spoke to Harshil about his experience with Kuvera, <a href=\"https:\/\/kuvera.in\/\" rel=\"noopener\"><strong>India\u2019s friendliest Direct Plan Investment Platform.\u00a0<\/strong><\/a><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Please_tell_us_about_yourself_where_did_you_grow_up_and_your_story\"><\/span>Please tell us about yourself, where did you grow up and your story?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I have completed my Mcom, MBA, CAIIB from Ahmedabad and am employed with Oriental Bank of Commerce for the last 9 years.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_is_your_approach_to_financial_planning\"><\/span>What is your approach to financial planning?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I invest in a mutual fund as lumpsum whenever the market goes down. I do not believe in SIP and track the market daily.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_learn_about_Kuvera\"><\/span>How did you learn about Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I came to know about Kuvera when I searched &#8220;Best online Platform to invest in mutual fund&#8221; on google.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_were_you_investing_in_Mutual_Funds_before_Did_you_know_about_Direct_Plans_before_Kuvera\"><\/span>How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Since I work in a bank, I knew about direct plans in mutual funds. This is my first time investing in mutual funds and I chose Kuvera after reading all about them online.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Why_do_you_invest_and_why_Mutual_Funds\"><\/span>Why do you invest and why Mutual Funds?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I expect more returns in a mutual fund than bank deposits over a period of time, which is why I have started investing in them. I also prefer to invest in ELSS as it has less lock-in period than any other tax savings instrument.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_were_the_biggest_problems_that_you_have_faced_with_investing_and_financial_planning_in_India\"><\/span>What were the biggest problems that you have faced with investing and financial planning in India?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I always wanted to invest in mutual funds but because of the paperwork, the commission of agents and the conflict of interest\u00a0 I avoided to invest in MF.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Can_you_describe_your_experience_with_Kuvera\"><\/span>Can you describe your experience with Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I am really happy with Kuvera because I can invest very easily through your mobile app.<\/p>\n<p>I can order at\u00a0 2:59 pm by judging the market to take the same day NAV. I am fully satisfied with Kuvera after introducing the same day NAV Updation. And as they are offering only direct plans, I will get benefit in the longer period.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_goals_have_you_planned_for\"><\/span>What goals have you planned for?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>I am investing in mutual funds for Buying an electric car after 4-5 years, for a Singapore trip, for my child&#8217;s education and his marriage and most importantly for my retirement.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"How_did_you_choose_which_schemes_to_invest_in_Will_you_recommend_Kuvera_to_your_friends_and_colleagues\"><\/span><strong>How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Before investing in any mutual fund, I track the portfolio of the particular fund. I look for schemes that are invested in beaten-down quality stocks and then I invest in that scheme. I have already recommended to a few friends and will continue to do so in the future.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Become_a_HappyKuverian_today\"><\/span>Become a <a href=\"https:\/\/blog.kuvera.in\/shobhini-mukerji-happy-kuverian\/https:\/\/blog.kuvera.in\/category\/happy-kuverian\/\" rel=\"noopener noreferrer\">#HappyKuverian<\/a> today<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\"><strong>Kuvera<\/strong><\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a> and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Harshil is a Happy Kuverian. He is a 31-year-old PSU banker with Oriental Bank of Commerce. We spoke to Harshil about his experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform.\u00a0 Please tell us about yourself, where did you grow up and your story? I have completed my Mcom, MBA, CAIIB from Ahmedabad and am [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[104],"tags":[157,97,168],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Harshil : Happy Kuverian! - Kuvera<\/title>\n<meta name=\"description\" content=\"Harshil is a Happy Kuverian.He is a 31-year-old PSU banker with Oriental Bank of Commerce. Read why Harshil invests with Kuvera.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/harshil-happy-kuverian\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Harshil : Happy Kuverian! - Kuvera\" \/>\n<meta property=\"og:description\" content=\"Harshil is a Happy Kuverian.He is a 31-year-old PSU banker with Oriental Bank of Commerce. 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