{"id":22727,"date":"2023-04-07T14:57:36","date_gmt":"2023-04-07T09:27:36","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=22727"},"modified":"2023-04-07T14:57:36","modified_gmt":"2023-04-07T09:27:36","slug":"nps-tier-i-vs-nps-tier-ii","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/","title":{"rendered":"NPS tier I vs. NPS tier II"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d449c21177b\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d449c21177b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#What_is_NPS\" title=\"What is NPS?\">What is NPS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#NPS_tier_-I\" title=\"NPS tier -I\">NPS tier -I<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#NPS_tier-II\" title=\"NPS tier-II \">NPS tier-II <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#Who_should_invest_in_a_Tier_II_account\" title=\"Who should invest in a Tier II account? \">Who should invest in a Tier II account? <\/a><\/li><\/ul><\/nav><\/div>\n<p>&nbsp;<\/p>\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/VNZ5_RPgEUo\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<p>&nbsp;<\/p>\n<p>We hardly think about old age and life after retirement while we are young. But, sooner or later we have to think about it. A smart investor will always start it early. Today, we&#8217;ll learn about the two types of NPS for smarter retirement planning.<\/p>\n<\/div>\n<div><\/div>\n<div><\/div>\n<h4 class=\"embed-container\"><span class=\"ez-toc-section\" id=\"What_is_NPS\"><\/span><strong>What is NPS?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p class=\"embed-container\">National Pension System is a government-backed pension scheme that was launched in 2004 for government employees. And in 2009, it was opened for private employees. Under NPS, you can start periodic investments in your employment years and redeem some amount as lump sum in your retirement while the rest of it can go into generating a pension. We also call it annuities. There are two kinds of NPS accounts. NPS tier-I and NPS tier-II If you want to invest in NPS, opening an account in tier-I is mandatory while tier II is optional.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"aligncenter wp-image-22082\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg\" alt=\"\" width=\"600\" height=\"151\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-150x38.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03.jpg 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<div class=\"embed-container\">\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"NPS_tier_-I\"><\/span><strong>NPS tier -I<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>NPS tier-I is the basic retirement plan. You can start an NPS account with as low as Rs.500, and invest at least Rs.1000 to keep it active next year. Investing a good amount in your NPS account every year would eventually secure a large corpus for your retirement. So think long-term and invest wisely! You can avail of a tax rebate of up to Rs. 2 lakh against your NPS investment. You can check out more details here: <span class=\"yt-core-attributed-string--link-inherit-color\"><span class=\"yt-core-attributed-string--highlight-text-decorator\"><a class=\"yt-core-attributed-string__link yt-core-attributed-string__link--display-type yt-core-attributed-string__link--call-to-action-color\" tabindex=\"0\" href=\"https:\/\/www.youtube.com\/watch?v=3y_q_2h1YrY&amp;t=62s\" target=\"\" rel=\"nofollow noopener\"><span class=\"yt-core-attributed-string--inline-flex-mod\"><img class=\"yt-core-attributed-string__image-element yt-core-attributed-string__image-element--image-alignment-vertical-center yt-core-image yt-core-image--content-mode-scale-to-fill yt-core-image--loaded\" src=\"https:\/\/www.gstatic.com\/youtube\/img\/watch\/yt_favicon.png\" alt=\"\" \/><\/span>\u00a0\u2022\u00a0National\u00a0Pension\u00a0&#8230;\u00a0\u00a0<\/a><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>NPS tier-I has stringent withdrawal rules. If you withdraw your funds at any point in time before retirement, you receive 20% of it upfront while 80% gets converted into annuities which you receive on a quarterly or yearly basis. If you hold your funds till retirement, you can upfront avail of 60% at the age of 60 which is also tax-free. The 40% of it gets converted into annuities with the help of insurance companies which you can receive as a quarterly or yearly pension.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"NPS_tier-II\"><\/span><strong>NPS tier-II <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>NPS tier II works like a savings account and is more flexible than NPS tier I. However, you do require a tier-I account to be eligible for a tier II account. A minimum of Rs.1000 is required to open the account but you don&#8217;t need to invest some each year to keep it active. You can invest and withdraw as you wish. But you can only avail of tax benefits on tier II if you are a government employee.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Who_should_invest_in_a_Tier_II_account\"><\/span><strong>Who should invest in a Tier II account? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>NPS tier-II acts like an open-ended mutual fund scheme. By investing in NPS, your investment amount is diversified into 4 instruments\u2014 equity, bonds, government securities, and alternate investments. If your risk appetite is low and you do not wish to invest in equity mutual funds, you can consider SIPs in the tier-II account. It offers you equity exposure but in a safer mode.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<p>&nbsp;<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-urzjj-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-urzjj-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-urzjj-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-urzjj-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\"><\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><em>Interested in how we think about the markets?<\/em><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><strong>Read more: <a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\">Zen And The Art Of Investing<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Watch here:<\/strong> How to invest during a bear market?<\/p>\n<div class=\"embed-container\">\n<div class=\"embed-container\">\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/PTJ_lQXIAQ4\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.youtube.com\/watch?v=R7g03UwJAT8&amp;utm_source=Blog&amp;utm_medium=Weekly+wrap+22nd+July\" target=\"_blank\" rel=\"noopener\">kuvera.in<\/a> to discover Direct Plans and <a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a> and start investing today. #MutualFundSahiHai #KuveraSabseSahiHai<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; We hardly think about old age and life after retirement while we are young. But, sooner or later we have to think about it. A smart investor will always start it early. Today, we&#8217;ll learn about the two types of NPS for smarter retirement planning. What is NPS? &nbsp; National Pension System is [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":22728,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99],"tags":[616,619,1080,2218,2219,143,1502],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NPS tier I vs. NPS tier II | Kuvera<\/title>\n<meta name=\"description\" content=\"Let&#039;s understand the difference between NPS tier I and NPS tier II and what are the details to invest in each of them,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NPS tier I vs. NPS tier II | Kuvera\" \/>\n<meta property=\"og:description\" content=\"Let&#039;s understand the difference between NPS tier I and NPS tier II and what are the details to invest in each of them,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-07T09:27:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/04\/Blue-White-Simple-Financial-Tips-Blog-Banner-3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2240\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kuvera\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kuvera\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NPS tier I vs. NPS tier II | Kuvera","description":"Let's understand the difference between NPS tier I and NPS tier II and what are the details to invest in each of them,","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/","og_locale":"en_US","og_type":"article","og_title":"NPS tier I vs. NPS tier II | Kuvera","og_description":"Let's understand the difference between NPS tier I and NPS tier II and what are the details to invest in each of them,","og_url":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2023-04-07T09:27:36+00:00","og_image":[{"width":2240,"height":1260,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/04\/Blue-White-Simple-Financial-Tips-Blog-Banner-3.png","type":"image\/png"}],"author":"Kuvera","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Kuvera","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/"},"author":{"name":"Kuvera","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307"},"headline":"NPS tier I vs. NPS tier II","datePublished":"2023-04-07T09:27:36+00:00","dateModified":"2023-04-07T09:27:36+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/"},"wordCount":527,"commentCount":0,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"keywords":["NPS","NPS account","NPS investments","nps tier 1","nps tier 2","retirement","retirement planning"],"articleSection":["Investing 101"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/","url":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/","name":"NPS tier I vs. NPS tier II | Kuvera","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2023-04-07T09:27:36+00:00","dateModified":"2023-04-07T09:27:36+00:00","description":"Let's understand the difference between NPS tier I and NPS tier II and what are the details to invest in each of them,","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/nps-tier-i-vs-nps-tier-ii\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"NPS tier I vs. NPS tier II"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307","name":"Kuvera","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","caption":"Kuvera"},"description":"Kuvera is India's first free Direct Mutual Fund investing platform. We bring you goal-based investing and innovative features like Tax Harvesting, TradeSmart, Family Account and more!","sameAs":["http:\/\/kuvera.in"],"url":"https:\/\/kuvera.in\/blog\/author\/kuvera-research\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/22727"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=22727"}],"version-history":[{"count":1,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/22727\/revisions"}],"predecessor-version":[{"id":22729,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/22727\/revisions\/22729"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media\/22728"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=22727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=22727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=22727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}