{"id":2357,"date":"2018-12-26T01:23:23","date_gmt":"2018-12-26T01:23:23","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=2357"},"modified":"2019-06-14T07:31:21","modified_gmt":"2019-06-14T07:31:21","slug":"4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/","title":{"rendered":"4 scenarios when it doesn\u2019t make sense to invest in ELSS"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69defb768729f\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69defb768729f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#1_When_you_cant_stomach_actual_or_notional_loss_of_capital\" title=\"#1 When you can\u2019t stomach actual or notional loss of capital\">#1 When you can\u2019t stomach actual or notional loss of capital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#2_When_your_investment_horizon_is_for_less_than_5_years\" title=\"#2 When your investment horizon is for less than 5 years\">#2 When your investment horizon is for less than 5 years<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#3_When_you_are_already_exposed_sufficiently_to_equities_but_not_debt\" title=\"#3 When you are already exposed sufficiently to equities but not debt\">#3 When you are already exposed sufficiently to equities but not debt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#4_When_your_sec_80C_limit_is_already_exhausted\" title=\"#4 When your sec 80C limit is already exhausted\">#4 When your sec 80C limit is already exhausted<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#Do_you_have_a_scenario_to_add\" title=\"Do you have a scenario to add?\">Do you have a scenario to add?<\/a><ul class='ez-toc-list-level-6'><li class='ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#Find_Top_Rated_Tax_Saving_Mutual_Fund_schemes\" title=\"Find\u00a0Top Rated Tax Saving Mutual Fund schemes.\">Find\u00a0Top Rated Tax Saving Mutual Fund schemes.<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><em><img loading=\"lazy\" class=\"alignleft wp-image-1318\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2018\/05\/Tushar-Jain-300x300.jpg\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-300x300.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-150x150.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-768x766.jpg 768w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-1024x1021.jpg 1024w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-160x160.jpg 160w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain-320x320.jpg 320w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/05\/Tushar-Jain.jpg 1050w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/em><\/p>\n<p><em>Tushar is a personal finance enthusiast who loves to write on money, savings, investments and spending. Through his writings on <a href=\"http:\/\/www.jaintushar.com\" target=\"_blank\" rel=\"noopener\">www.jaintushar.com<\/a>, his vision is to make personal finance easy and comprehensible for his audience. <\/em><em>Subscribe to his <a href=\"https:\/\/jaintushar.us19.list-manage.com\/subscribe\/post?u=eb03880645ff0c5d23605593f&amp;id=61b4434321\">blog<\/a>.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>In my <a href=\"https:\/\/blog.kuvera.in\/5-things-you-shouldnt-be-doing-elss\/\">last article<\/a>, I talked about ELSS being a great tax saving option and also mentioned few caveats you should keep in mind when opting for an ELSS.<\/p>\n<p>While ELSS is a great vehicle to invest your money in, it may not be the best option always.<\/p>\n<p>Before you invest in an ELSS, you need to understand few aspects of your investment behavior, your financial needs and the returns you expect.<\/p>\n<p>Based on that, there may be scenarios when it makes sense to skip ELSS and opt for alternate tax saving vehicles.<\/p>\n<p>Below I have covered 4 such scenarios where it doesn\u2019t make sense for you to invest in an ELSS.<\/p>\n<p>[If none of these scenarios apply to you, I would strongly suggest to consider ELSS as part of your financial plan.]<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"1_When_you_cant_stomach_actual_or_notional_loss_of_capital\"><\/span>#1 When you can\u2019t stomach actual or notional loss of capital<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Returns from ELSS are subject to market volatility and risks.<\/p>\n<p>That means you will see fluctuations, sometime big enough to erode a part of your invested capital.<\/p>\n<p>If you are a conservative investor and want your principal to always stay safe, stay away from ELSS.<\/p>\n<p>Remember, it\u2019s not worthy to lose a night\u2019s sleep in return for some extra gains.<\/p>\n<p>But if you can handle this risk gracefully, ELSS is definitely a great tax saving option for you.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"2_When_your_investment_horizon_is_for_less_than_5_years\"><\/span>#2 When your investment horizon is for less than 5 years<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>While the lock in period of funds in an ELSS is for 3 years, it doesn\u2019t mean you should withdraw the funds immediately after the completion of this period.<\/p>\n<p>Since the underlying asset class in ELSS is equities (with significant exposure to midcaps), it\u2019s suggested to stay invested in an ELSS for atleast 5 years, provided the fund is performing well.<\/p>\n<p>Give your ELSS the time it needs to grow.<\/p>\n<p>If you think you would need the funds in the next 5 years, it\u2019s better to choose large cap\/hybrid funds as the asset class and ELSS may not be the best option for you due to their riskier nature.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"3_When_you_are_already_exposed_sufficiently_to_equities_but_not_debt\"><\/span>#3 When you are already exposed sufficiently to equities but not debt<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>If you are already sufficiently invested in equities but not debt, probably it makes sense to skip ELSS as part of your section 80 C investments.<\/p>\n<p>The concept of ELSS is to promote investments in equities for the larger population.<\/p>\n<p>That\u2019s why there is a tax incentive.<\/p>\n<p>If you are already investing sufficiently in equities, you should skip ELSS and probably use the 80C limit to invest in debt class (PPF, NSC etc.)<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"4_When_your_sec_80C_limit_is_already_exhausted\"><\/span>#4 When your sec 80C limit is already exhausted<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>When you invest in ELSS, you get a tax benefit under section 80C which can be to a tune of maximum INR. 1,50,000.<\/p>\n<p>So if you have consumed ,say INR. 1,00,000 of your section 80C limit towards PPF, it\u2019s better to invest only the remaining 50,000 in ELSS.<\/p>\n<p>Even if you invest more than INR. 50,000, your tax exemption still stays at INR. 50,000.<\/p>\n<p>In that case, it\u2019s better to find a non ELSS mutual funds for investing your money and avoid the 3 year lock-in.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Personally, I am a big fan of ELSS and I ensure I benefit from tax saving mutual funds by investing through SIPs right from April itself.<\/p>\n<p>That ensures I don\u2019t need fret at the year end on tax saving measures.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Do_you_have_a_scenario_to_add\"><\/span>Do you have a scenario to add?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>Comment below and let the audience know the caveats you follow when investing in ELSS.<\/p>\n<p>&nbsp;<\/p>\n<h6><span class=\"ez-toc-section\" id=\"Find_Top_Rated_Tax_Saving_Mutual_Fund_schemes\"><\/span><strong>Find\u00a0<a href=\"https:\/\/kuvera.in\/explore\/top-rated\/equity\/elss\" target=\"_blank\" rel=\"noopener\">Top Rated Tax Saving Mutual Fund schemes<\/a>.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\"><strong>kuvera.in<\/strong><\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a> and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tushar is a personal finance enthusiast who loves to write on money, savings, investments and spending. Through his writings on www.jaintushar.com, his vision is to make personal finance easy and comprehensible for his audience. Subscribe to his blog. &nbsp; &nbsp; In my last article, I talked about ELSS being a great tax saving option and [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":7,"featured_media":2361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[236],"tags":[92,78,71,93,67,70,73],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4 scenarios when it doesn\u2019t make sense to invest in ELSS - Kuvera<\/title>\n<meta name=\"description\" content=\"ELSS Mutual Fund are the best option to save tax under Section 80C. Here are 4 scenarios where they may not be the right tax saving instrument for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 scenarios when it doesn\u2019t make sense to invest in ELSS - Kuvera\" \/>\n<meta property=\"og:description\" content=\"ELSS Mutual Fund are the best option to save tax under Section 80C. Here are 4 scenarios where they may not be the right tax saving instrument for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2018-12-26T01:23:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-14T07:31:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/12\/Capture-17.png\" \/>\n\t<meta property=\"og:image:width\" content=\"984\" \/>\n\t<meta property=\"og:image:height\" content=\"387\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Guest Blogger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Guest Blogger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 scenarios when it doesn\u2019t make sense to invest in ELSS - Kuvera","description":"ELSS Mutual Fund are the best option to save tax under Section 80C. Here are 4 scenarios where they may not be the right tax saving instrument for you.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/","og_locale":"en_US","og_type":"article","og_title":"4 scenarios when it doesn\u2019t make sense to invest in ELSS - Kuvera","og_description":"ELSS Mutual Fund are the best option to save tax under Section 80C. Here are 4 scenarios where they may not be the right tax saving instrument for you.","og_url":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2018-12-26T01:23:23+00:00","article_modified_time":"2019-06-14T07:31:21+00:00","og_image":[{"width":984,"height":387,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2018\/12\/Capture-17.png","type":"image\/png"}],"author":"Guest Blogger","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Guest Blogger","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/"},"author":{"name":"Guest Blogger","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/3b7368367bae36c89b81169ff2e15f65"},"headline":"4 scenarios when it doesn\u2019t make sense to invest in ELSS","datePublished":"2018-12-26T01:23:23+00:00","dateModified":"2019-06-14T07:31:21+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/"},"wordCount":677,"commentCount":0,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"keywords":["Direct Plans","ELSS Tax Saver","Income Tax","Investment Advisor","Mutual Funds","Section 80C","Tax Planning"],"articleSection":["Tax"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/","url":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/","name":"4 scenarios when it doesn\u2019t make sense to invest in ELSS - Kuvera","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2018-12-26T01:23:23+00:00","dateModified":"2019-06-14T07:31:21+00:00","description":"ELSS Mutual Fund are the best option to save tax under Section 80C. Here are 4 scenarios where they may not be the right tax saving instrument for you.","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/4-scenarios-when-it-doesnt-make-sense-to-invest-in-elss\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"4 scenarios when it doesn\u2019t make sense to invest in ELSS"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/3b7368367bae36c89b81169ff2e15f65","name":"Guest Blogger","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/guest-author-150x150.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/guest-author-150x150.png","caption":"Guest Blogger"},"description":"At Kuvera, we invite the best industry experts, personal finance bloggers and thinkers to share their views with our investors. The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official stand of Kuvera.","url":"https:\/\/kuvera.in\/blog\/author\/guest-blogger\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/2357"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=2357"}],"version-history":[{"count":6,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/2357\/revisions"}],"predecessor-version":[{"id":2365,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/2357\/revisions\/2365"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media\/2361"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=2357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=2357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=2357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}