{"id":24363,"date":"2023-06-08T13:20:23","date_gmt":"2023-06-08T07:50:23","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=24363"},"modified":"2023-10-16T22:23:52","modified_gmt":"2023-10-16T16:53:52","slug":"exploring-the-different-types-of-sbi-fixed-deposits-in-2023","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/","title":{"rendered":"Exploring the Different Types of SBI Fixed Deposits in 2023"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69e76b5ddd82c\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e76b5ddd82c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#1_Regular_Fixed_Deposit\" title=\"1) Regular Fixed Deposit\">1) Regular Fixed Deposit<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_SBI_fixed_deposit\" title=\"Features of SBI fixed deposit:\">Features of SBI fixed deposit:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#2_SBI_Tax_Saving_Fixed_Deposit\" title=\"2) SBI Tax Saving Fixed Deposit\">2) SBI Tax Saving Fixed Deposit<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_tax_saving_fixed_deposits\" title=\"Features of tax saving fixed deposits:\">Features of tax saving fixed deposits:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#3_SBI_Annuity_Deposit_Scheme\" title=\"3) SBI Annuity Deposit Scheme\">3) SBI Annuity Deposit Scheme<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_annuity_scheme\" title=\"Features of annuity scheme:\">Features of annuity scheme:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#4_SBI_Reinvestment_Plan\" title=\"4) SBI Reinvestment Plan\">4) SBI Reinvestment Plan<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_reinvestment_plan\" title=\"Features of reinvestment plan:\">Features of reinvestment plan:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#5_SBI_Flexi_Deposit_Scheme\" title=\"5) SBI Flexi Deposit Scheme\">5) SBI Flexi Deposit Scheme<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_SBI_flexi_deposit_scheme\" title=\"Features of SBI flexi deposit scheme:\">Features of SBI flexi deposit scheme:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#6_SBI_Multi_Option_Deposit_Scheme_MODS\" title=\"6) SBI Multi Option Deposit Scheme (MODS)\">6) SBI Multi Option Deposit Scheme (MODS)<\/a><ul class='ez-toc-list-level-5'><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Features_of_MODS\" title=\"Features of MODS\">Features of MODS<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p><a href=\"https:\/\/kuvera.in\/dl\/v2\/?redirect_to=fixed-deposit\/all\">Fixed deposits<\/a> (FDs) are a popular investment option known for their secure and predictable returns. State Bank of India (SBI), being one of the largest banks in India, offers a variety of fixed deposit options to meet the diverse needs of investors. In this blog, we will explore the different types of SBI fixed deposits available in 2023, helping you make an informed decision based on your financial goals.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"1_Regular_Fixed_Deposit\"><\/span><strong>1) Regular Fixed Deposit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>The regular fixed deposit from SBI is a traditional option where you deposit a fixed amount for a specific tenure. The interest rate is predetermined and remains fixed throughout the tenure.<\/p>\n<p>&nbsp;<\/p>\n<p>This type of FD offers stability and is suitable for conservative investors looking for assured returns.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_SBI_fixed_deposit\"><\/span><strong>Features of SBI fixed deposit:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Minimum period of deposit: 7 days<\/li>\n<li>Maximum period of deposit: 10 years<\/li>\n<li>Available at all branches<\/li>\n<li>Minimum deposit amount: Rs. 1,000\/-<\/li>\n<li>Maximum deposit amount: No upper limit<\/li>\n<li>Deposits of Rs. 2 crore and more classified as bulk deposits<\/li>\n<li>Interest payable quarterly, but can be paid monthly, half-yearly, or yearly upon request<\/li>\n<li>Nomination facility available for individuals<\/li>\n<li>Transferability allowed among branches<\/li>\n<li>TDS applicable as per Income Tax Rules; Form 15G\/15H for tax exemption<\/li>\n<li>Loan against deposit allowed with applicable margin based on residual tenor<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/blog\/all-about-sbi-fixed-deposit-interest-rates-2023\/\">Click here<\/a> to see the latest SBI FD interest rates.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"2_SBI_Tax_Saving_Fixed_Deposit\"><\/span><strong>2) SBI Tax Saving Fixed Deposit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>As the name suggests, this type of fixed deposit allows you to save on taxes under Section 80C of the Income Tax Act. The minimum lock-in period is 5 years, and you can invest up to Rs. 1.5 lakh per financial year. The interest earned on this FD is taxable, and premature withdrawal is not permitted.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_tax_saving_fixed_deposits\"><\/span><strong>Features of tax saving fixed deposits:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Tenor: Minimum 5 years &#8211; Maximum 10 years<\/li>\n<li>Quarterly compounded interest<\/li>\n<li>Lock-in period of 5 years<\/li>\n<li>No loans or advances allowed during the lock-in period<\/li>\n<li>Term Deposit cannot be pledged or used as security for loans<\/li>\n<li>Premature payment not allowed before 5 years, except in case of the depositor&#8217;s death<\/li>\n<li>Available for resident individuals or as Karta of HUF with PAN<\/li>\n<li>Interest rate as applicable to Term Deposits<\/li>\n<li>Minimum deposit: Rs. 1,000\/- or multiples thereof<\/li>\n<li>Maximum deposit: Not exceeding Rs. 1,50,000\/- in a year<\/li>\n<li>Account types: Term Deposit (TD) account \/ Special Term Deposit (STD)<\/li>\n<li>Nomination facility available<\/li>\n<li>Joint account: In case of the death of the first account holder, the other holder can encash the deposit with proof of death<\/li>\n<li>Transfer of the deposit between branches within the bank is allowed upon application by the depositor<\/li>\n<li>Transfer to another bank is not permitted<\/li>\n<li>Deposit advice issued on A4 size paper, customer&#8217;s signature required<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/fixed-deposit\/all\"><img loading=\"lazy\" class=\"aligncenter wp-image-22082\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg\" alt=\"\" width=\"640\" height=\"161\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-300x76.jpg 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03-150x38.jpg 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/03\/FD-Banner-01-03.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"3_SBI_Annuity_Deposit_Scheme\"><\/span><strong>3) SBI Annuity Deposit Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>The SBI Annuity Deposit Scheme is ideal for individuals seeking a regular income stream during their retirement years. Under this scheme, you deposit a lump sum amount, and the bank pays you a fixed monthly instalment, which includes both interest and principal components. The tenure of this FD can range from 36 to 120 months.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_annuity_scheme\"><\/span><strong>Features of annuity scheme:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Lump sum deposit with monthly annuity repayment<\/li>\n<li>Deposit period options: 36, 60, 84, or 120 months<\/li>\n<li>Available at all branches<\/li>\n<li>Deposit amount based on minimum monthly annuity of Rs. 1000\/- for the chosen period<\/li>\n<li>Premature payment allowed for deposits up to Rs. 15,00,000\/- with applicable penalty<\/li>\n<li>No limit on premature payment in case of the depositor&#8217;s death<\/li>\n<li>No maximum deposit amount limit<\/li>\n<li>Interest rates as per Term Deposits for Public and Senior Citizens<\/li>\n<li>Annuity payment on the anniversary date of the following month<\/li>\n<li>Nomination facility available for individuals<\/li>\n<li>Overdraft\/loan up to 75% of the annuity balance may be granted in special cases<\/li>\n<li>Annually payment redirected to the loan account after disbursal<\/li>\n<li>Universal Passbook issued instead of Term Deposit receipt<\/li>\n<li>Transferability permitted among branches<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"4_SBI_Reinvestment_Plan\"><\/span><strong>4) SBI Reinvestment Plan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>The SBI Reinvestment Plan is designed for those looking to maximise their returns by reinvesting the interest earned. Instead of receiving the interest payouts periodically, the interest is reinvested and compounded quarterly, resulting in higher overall returns. The tenure options range from 6 months to 10 years.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_reinvestment_plan\"><\/span><strong>Features of reinvestment plan:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Minimum period of deposit: 6 months<\/li>\n<li>Maximum period of deposit: 10 years<\/li>\n<li>Available at all branches<\/li>\n<li>Minimum deposit: Rs. 1,000\/-<\/li>\n<li>Maximum deposit: No upper limit<\/li>\n<li>Deposits of Rs. 2 crore and more considered as bulk deposits<\/li>\n<li>Interest on deposit is compounded quarterly and paid at the end of the term<\/li>\n<li>Nomination available in favor of individuals only<\/li>\n<li>Term Deposit (together with interest) of Rs. 20,000\/- and above will not be paid in cash<\/li>\n<li>Transferability allowed among our branches<\/li>\n<li>TDS is applicable as per Income Tax Rules. Form 15G\/H can be submitted for tax exemption<\/li>\n<li>Loan against deposit allowed with applicable margin based on residual tenor of the deposit<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"5_SBI_Flexi_Deposit_Scheme\"><\/span><strong>5) SBI Flexi Deposit Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>The SBI Flexi Deposit Scheme also called as Sarvottam\u2019 (Non-Callable) Term Deposit offers flexibility in depositing variable amounts at different intervals. You can deposit any amount at any time, with no fixed installments or tenure. This FD is suitable for individuals with irregular income streams or those who want the flexibility to deposit varying amounts as per their convenience.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_SBI_flexi_deposit_scheme\"><\/span><strong>Features of SBI flexi deposit scheme:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Eligibility: Resident individuals and non-individual customers (minors and NRI customers not eligible)<\/li>\n<li>Minimum\/Maximum Amount:<\/li>\n<\/ul>\n<p>&#8211; Retail: Minimum of \u20b915.01 lacs, in multiples of \u20b91000 thereafter; Maximum of less than \u20b92 cr.<br \/>\n&#8211; Bulk: Minimum of \u20b92 cr., no limit on maximum amount<\/p>\n<ul>\n<li>Tenor: 1 year and 2 years only<\/li>\n<li>Rate of Interests:<\/li>\n<\/ul>\n<p>&#8211; Retail and Bulk: 30 bps over Card Rate for 1-year tenor, 40 bps over Card Rate for 2-year tenor<\/p>\n<ul>\n<li>Special Categories: Senior Citizens\/Staff\/Staff Senior Citizens eligible for additional interest rate (NRI Senior Citizens\/NRI Staff not eligible)<\/li>\n<li>Pre-mature withdrawal: Not allowed<\/li>\n<li>Renewal of Deposit: Not allowed (Maturity amount credited to customer&#8217;s SB\/CA\/CC\/OD Account)<\/li>\n<li>Loan Facility: Only demand loan against deposit allowed with applicable margin<\/li>\n<li>TDS: Applicable as per Income Tax Rules<\/li>\n<li>Others:<br \/>\n&#8211; Not to be used as security\/margin money or for credit facilities<br \/>\n&#8211; Conversion between TDR and Non-Callable not allowed<br \/>\n&#8211; Scheme available through branch only<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"6_SBI_Multi_Option_Deposit_Scheme_MODS\"><\/span><strong>6) SBI Multi Option Deposit Scheme (MODS)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>The SBI Multi Option Deposit Scheme allows you to link your fixed deposit account to a savings or current account. It provides liquidity by automatically sweeping out surplus funds from the linked account to create fixed deposits in multiples of a pre-determined amount. You can withdraw funds from MODS in units of Rs. 1,000 as and when required.<\/p>\n<p>&nbsp;<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Features_of_MODS\"><\/span><strong>Features of MODS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>&nbsp;<\/p>\n<ul>\n<li>Combination of Term Deposits\/Special Term Deposits with linked Savings Bank\/Current Accounts<\/li>\n<li>Deposits can be withdrawn in multiples of Rs. 1000, any number of times through cheque\/ATMs\/INB<\/li>\n<li>Tenor of deposits for 1 to 5 years<\/li>\n<li>TDS (Tax Deducted at Source) is applicable at the prevailing rate<\/li>\n<li>Nomination facility available<\/li>\n<li>Provision of MODs (Multi Option Deposits) through auto sweep facility in Savings Plus accounts<\/li>\n<li>Minimum Threshold Balance for auto sweep facility: Rs. 35,000\/-<\/li>\n<li>Minimum Resultant Balance for auto sweep facility: Rs. 25,000\/-<\/li>\n<li>Minimum sweep amount: Rs. 10,000\/- in multiples of Rs. 1000\/-<\/li>\n<li>Threshold limit restriction applies only to auto sweep facility, not individual Stand-Alone MODs<\/li>\n<li>Additional rate of interest applicable to Senior Citizens<\/li>\n<li>Average Monthly Balance (AMB) requirement applicable on linked Savings Bank\/Current Account<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>State Bank of India offers a wide range of fixed deposit options tailored to different investment preferences and goals. Whether you prefer a traditional fixed deposit, tax-saving benefits, regular income, reinvestment of interest, flexibility in deposits, or liquidity with linked accounts, SBI has you covered. It&#8217;s crucial to carefully consider your financial objectives, risk appetite, and investment horizon before selecting the most suitable type of SBI fixed deposit.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div>\n<p>Interested in how we think about the markets?<\/p>\n<\/div>\n<p>Read more: <a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube: Investing with legends series<\/p>\n<div class=\"embed-container\">\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/tY33RbqMxmI\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/div>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\/\"><strong>kuvera.in<\/strong><\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a> and <strong><a href=\"https:\/\/kuvera.in\/explore\/fixed-deposit\/c\/all\">Fixed Deposits<\/a><\/strong> and <a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><\/p>\n<p>#MutualFundSahiHai #KuveraSabseSahiHai! #PersonalFinance<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fixed deposits (FDs) are a popular investment option known for their secure and predictable returns. State Bank of India (SBI), being one of the largest banks in India, offers a variety of fixed deposit options to meet the diverse needs of investors. In this blog, we will explore the different types of SBI fixed deposits [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":24364,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[543],"tags":[2338,2339,2269,2268,812,2340,2337,2336],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Exploring the Different Types of SBI Fixed Deposits in 2023 - Kuvera<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/exploring-the-different-types-of-sbi-fixed-deposits-in-2023\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Exploring the Different Types of SBI Fixed Deposits in 2023 - Kuvera\" \/>\n<meta property=\"og:description\" content=\"Fixed deposits (FDs) are a popular investment option known for their secure and predictable returns. 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State Bank of India (SBI), being one of the largest banks in India, offers a variety of fixed deposit options to meet the diverse needs of investors. 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