{"id":26354,"date":"2023-09-21T16:12:13","date_gmt":"2023-09-21T10:42:13","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=26354"},"modified":"2023-10-26T17:00:47","modified_gmt":"2023-10-26T11:30:47","slug":"bonds-all-newbies-need-to-know","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/","title":{"rendered":"Bonds: All Newbies Need to Know"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d998284b656\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d998284b656\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Bonds_101_The_Basics\" title=\"Bonds 101: The Basics\">Bonds 101: The Basics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Government_Bonds\" title=\"Government Bonds\">Government Bonds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Why_Consider_Government_Bonds\" title=\"Why Consider Government Bonds?\">Why Consider Government Bonds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Corporate_and_Other_Bonds\" title=\"Corporate and Other Bonds\">Corporate and Other Bonds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Residual_Maturity_is_key\" title=\"Residual Maturity is key\">Residual Maturity is key<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Bonds_with_Benefits\" title=\"Bonds with Benefits\">Bonds with Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#Interested_in_how_we_think_about_the_markets\" title=\"Interested in how we think about the markets?\">Interested in how we think about the markets?<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape. They offer stability, predictable returns, and form an essential part of a well-diversified portfolio. But with numerous types and terminologies, they can seem daunting. Let&#8217;s break it down.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Bonds_101_The_Basics\"><\/span><b>Bonds 101: The Basics<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Bonds are essentially IOUs where the borrower, typically a government or corporation, promises to pay back the amount borrowed at the end of a specified period, along with regular interest payments. This interest, termed as a coupon, is the primary way investors earn returns on their bond investments.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">When you invest in a bond, the total amount you put in is called the bond price. The returns you earn from a bond, expressed as a percentage of this bond price, is known as the bond yield.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Government_Bonds\"><\/span><b>Government Bonds<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">One of the most secure investment avenues, government bonds are issued by both Central and State Governments. These bonds or Government securities (G-Secs) are primarily long-term investment instruments, with tenures ranging from 5 to 40 years.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Types of Government Bonds Include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Fixed-rate bonds:<\/strong> Offer a constant interest rate throughout their tenure, ensuring predictable returns.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Floating Rate Bonds (FRBs):<\/strong> Their interest rates vary periodically based on predefined intervals.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Sovereign Gold Bonds (SGBs):<\/strong> A smart alternative to physical gold, allowing investment in gold without the hassles of storage. The bonus? Tax-free interest.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Inflation-Indexed Bonds:<\/strong> These bonds adjust both the principal and interest earned against inflation, ensuring your returns aren\u2019t eaten away by rising prices.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Zero-Coupon Bonds:<\/strong> These don&#8217;t offer regular interest. Instead, they&#8217;re issued at a discount to their face value and redeemed at face value.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Why_Consider_Government_Bonds\"><\/span><b>Why Consider Government Bonds?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Sovereign Guarantee:<\/strong> A promise of assured returns and principal repayment.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Protection Against Inflation:<\/strong> Certain bonds like Inflation-Indexed Bonds safeguard your investment against rising prices.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Steady Income:<\/strong> Regular semi-annual interest payments.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">However, remember, the interest rate might be relatively lower than some other investment instruments, and long-term bonds can lose relevance with high inflation.<\/span><\/p>\n<p>&nbsp;<\/p>\n<blockquote><p><a href=\"https:\/\/kuvera.in\/dl\/v2\/?redirect_to=explore-invest\"><span style=\"font-weight: 400;\">Start investing<\/span><\/a><span style=\"font-weight: 400;\"> in equity and debt mutual funds with zero commission on Kuvera to grow your wealth while working your day job.<\/span><\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Corporate_and_Other_Bonds\"><\/span><b>Corporate and Other Bonds<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Apart from the government, many private and public sector companies issue bonds, known as corporate bonds, to meet their capital needs. They often offer better returns than traditional savings accounts.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Some Other Notable Bonds Include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Convertible Bonds:<\/strong> Can be converted into equity shares of the issuing company.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>RBI Bonds:<\/strong> A safe offering with an attractive 7.75% interest rate, open for individual investors.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>T-Bills vs Bonds:<\/strong> Government securities with less than a year maturity are termed T-bills, while those over a year are called bonds.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/kuvera.in\/dl\/v2\/?redirect_to=fixed-deposit\/all\"><img loading=\"lazy\" class=\"alignnone wp-image-26868\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/10\/400X100-Size-300x75.png\" alt=\"FD Rates October 2023\" width=\"400\" height=\"100\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/10\/400X100-Size-300x75.png 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/10\/400X100-Size-150x38.png 150w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/10\/400X100-Size.png 400w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Residual_Maturity_is_key\"><\/span><b>Residual Maturity is key<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">While the tenure of a bond might seem like the most crucial factor, residual maturity \u2013 the remaining time for a bond&#8217;s maturity \u2013 is often more pertinent. For instance, a bond issued for 10 years will have a residual maturity of 8 years after two years from its issuance.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Focusing on residual maturity, rather than just the bond&#8217;s overall tenure, helps investors make informed decisions, especially when considering long-term instruments like Public Provident Fund (PPF) PPF or Sukanya Samriddhi Yojana (SSY), the two tax-efficient government savings schemes that offer good interest rates.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Bonds_with_Benefits\"><\/span><b>Bonds with Benefits<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">With a myriad of options available, bonds can cater to various investment needs, from risk-averse individuals to those seeking regular income or protection against inflation. However, as with any investment, it\u2019s crucial to understand your financial goals, risk appetite, and ensure a diversified portfolio.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Interested_in_how_we_think_about_the_markets\"><\/span><strong>Interested in how we think about the markets?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p>Read more:\u00a0<a href=\"https:\/\/kuvera.in\/blog\/category\/zen-and-the-art-of-investing\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Zen And The Art Of Investing<\/strong><\/a><\/p>\n<p>Watch\/hear on YouTube:<\/p>\n<div class=\"embed-container\"><iframe src=\"https:\/\/www.youtube.com\/embed\/LpT36NlFLgk\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"http:\/\/www.kuvera.in\/\">Kuvera.in<\/a>\u00a0to discover Direct Plans and Fixed Deposits and start investing today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape. They offer stability, predictable returns, and form an essential part of a well-diversified portfolio. But with numerous types and terminologies, they can seem daunting. Let&#8217;s break it down. &nbsp; Bonds 101: The Basics &nbsp; Bonds are essentially [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":11,"featured_media":26356,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[99],"tags":[2011,650,1017,1015],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bonds: All Newbies Need to Know<\/title>\n<meta name=\"description\" content=\"Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bonds: All Newbies Need to Know\" \/>\n<meta property=\"og:description\" content=\"Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-21T10:42:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-26T11:30:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/09\/Blog-banner.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2240\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kuvera\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kuvera\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bonds: All Newbies Need to Know","description":"Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/","og_locale":"en_US","og_type":"article","og_title":"Bonds: All Newbies Need to Know","og_description":"Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape.","og_url":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2023-09-21T10:42:13+00:00","article_modified_time":"2023-10-26T11:30:47+00:00","og_image":[{"width":2240,"height":1260,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2023\/09\/Blog-banner.png","type":"image\/png"}],"author":"Kuvera","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Kuvera","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/"},"author":{"name":"Kuvera","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307"},"headline":"Bonds: All Newbies Need to Know","datePublished":"2023-09-21T10:42:13+00:00","dateModified":"2023-10-26T11:30:47+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/"},"wordCount":662,"commentCount":1,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"keywords":["benefits of corporate bond funds","best mutual funds","Bonds","corporate bonds"],"articleSection":["Investing 101"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/","url":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/","name":"Bonds: All Newbies Need to Know","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2023-09-21T10:42:13+00:00","dateModified":"2023-10-26T11:30:47+00:00","description":"Bonds, though not as flashy as stocks, have steadily carved a niche for themselves in the investment landscape.","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/bonds-all-newbies-need-to-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Bonds: All Newbies Need to Know"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/6b774e7d3516942b9e0242c93d7cb307","name":"Kuvera","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/social-media-logo-02-alt-v3-150x150.jpg","caption":"Kuvera"},"description":"Kuvera is India's first free Direct Mutual Fund investing platform. We bring you goal-based investing and innovative features like Tax Harvesting, TradeSmart, Family Account and more!","sameAs":["http:\/\/kuvera.in"],"url":"https:\/\/kuvera.in\/blog\/author\/kuvera-research\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/26354"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=26354"}],"version-history":[{"count":12,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/26354\/revisions"}],"predecessor-version":[{"id":26909,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/26354\/revisions\/26909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media\/26356"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=26354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=26354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=26354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}