{"id":3305,"date":"2019-07-29T01:20:20","date_gmt":"2019-07-29T01:20:20","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=3305"},"modified":"2020-07-25T04:48:11","modified_gmt":"2020-07-25T04:48:11","slug":"how-to-bridge-the-behaviour-gap-for-higher-returns","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/","title":{"rendered":"How to bridge the &#8220;Behaviour Gap&#8221; for higher returns?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69e25e7575645\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e25e7575645\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#Index_Returns\" title=\"Index Returns\">Index Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#Top_5_best_performing_funds\" title=\"Top 5 best performing funds\">Top 5 best performing funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#Top_5_worst_performing_funds\" title=\"Top 5 worst performing funds\">Top 5 worst performing funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#What_investors_bought\" title=\"What\u00a0investors bought\">What\u00a0investors bought<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#What_investors_sold\" title=\"What investors sold\">What investors sold<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#Movers_Shakers\" title=\"Movers &amp; Shakers\">Movers &amp; Shakers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/#Quote_of_the_week\" title=\"Quote of the week:\">Quote of the week:<\/a><\/li><\/ul><\/nav><\/div>\n<h5><\/h5>\n<p><strong>Investors on Kuvera continue to invest with discipline<\/strong>. In line with time tested financial advice to stick to their plans and ignore short term market movements, about 90% of investors on Kuvera did nothing amongst the market moves last week.<\/p>\n<p>Kudos to investors to stay the path.\u00a0So much of social media is about what you are doing wrong. It should be more about what you are doing right &#8211; and it is a lot!<\/p>\n<h5><img loading=\"lazy\" class=\"aligncenter wp-image-3306 size-full\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/wtsia.png\" alt=\"\" width=\"709\" height=\"387\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/wtsia.png 709w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/wtsia-300x164.png 300w\" sizes=\"(max-width: 709px) 100vw, 709px\" \/><\/h5>\n<p>The behaviour gap is the difference between:<\/p>\n<p><em><strong>&#8220;.. the rate of return an investment would earn in a fixed period, and the return an investor, in reality, earns from that very investment.&#8221; &#8211; Morningstar<\/strong><\/em><\/p>\n<p>This is caused by the inability of the investor to time the market. Simply put, investors buy after good returns and sell after bad returns.<\/p>\n<p>If the chart below looks familiar, then you know what we are talking about.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-3314\" src=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/InvestorBehaviorGap.png\" alt=\"\" width=\"907\" height=\"515\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/InvestorBehaviorGap.png 907w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/InvestorBehaviorGap-300x170.png 300w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2019\/07\/InvestorBehaviorGap-768x436.png 768w\" sizes=\"(max-width: 907px) 100vw, 907px\" \/><\/p>\n<p>Research shows that the behaviour gap leads to a 1 &#8211; 2% reduction in annual returns achieved by an investor.<\/p>\n<p>From the US,<\/p>\n<blockquote><p><em><strong>Over 1991 &#8211; 2004, equity fund investor\u00a0timing decisions reduce fund investor average returns by 1.56% annually. Underperformance due to poor timing is greater in load funds and funds with relatively large risk-adjusted returns.<\/strong><\/em><\/p>\n<p>Friesen and Sapp, 2007, Journal of Banking &amp; Finance<\/p><\/blockquote>\n<p>And Norway,<\/p>\n<blockquote><p><em><strong>We find evidence that equity fund investors between1996 &#8211; 2007 reduced their returns by 1.32% annually due to investor timing decisions. Investors in actively managed funds displayed the poorest performance, while investors in index funds actually showed the ability to time the market.<\/strong><\/em><\/p>\n<p>Erik Braenden and Hans Theodorsen<\/p><\/blockquote>\n<p>We have written more extensively on this <strong><a href=\"https:\/\/kuvera.in\/blog\/in-investing-the-simplest-things-are-the-hardest\/\">here.<\/a><\/strong><\/p>\n<p>The bottom line is this\u00a0<strong>if a SIP at 12,000 Nifty made sense to you, and you are thinking of stopping it now, you are falling into the behaviour gap.<\/strong><\/p>\n<p>Similarly, <strong>if a SIP at 20k BSE SmallCap made sense to you, and you are thinking of stopping now that BSE SmallCap is at ~13k, you are falling into the behaviour gap.<\/strong><\/p>\n<p>Avoid the gap, like the majority of investors on Kuvera!<\/p>\n<p>In other news of interest, <strong>credit rating agency &#8211; ICRA has downgraded Yes Bank&#8217;s bonds<\/strong> worth Rs 32,911 crore, citing an increase in stressed assets and lack of debt resolutions. Bonds worth Rs 10,800 crore received a rating cut by two notches, and bonds worth Rs 22,112 crore received a single point downgrade.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"Index_Returns\"><\/span><strong>Index Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<table style=\"height: 152px;\" width=\"595\">\n<tbody>\n<tr>\n<td width=\"145\"><strong>Index<\/strong><\/td>\n<td width=\"91\"><strong>Weekly open<\/strong><\/td>\n<td width=\"96\"><strong>Weekly close<\/strong><\/td>\n<td width=\"60\"><strong>Change<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">BSE Sensex<\/td>\n<td style=\"font-weight: 400;\">38,337.01<\/td>\n<td style=\"font-weight: 400;\">37,882.79<\/td>\n<td style=\"font-weight: 400;\">-1.18%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">Nifty<\/td>\n<td style=\"font-weight: 400;\">11,419.25<\/td>\n<td style=\"font-weight: 400;\">11,284.30<\/td>\n<td style=\"font-weight: 400;\">-1.18%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">S&amp;P BSE SmallCap<\/td>\n<td style=\"font-weight: 400;\">13,310.35<\/td>\n<td style=\"font-weight: 400;\">13,060.34<\/td>\n<td style=\"font-weight: 400;\">-1.88%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-weight: 400;\">S&amp;P BSE MidCap<\/td>\n<td style=\"font-weight: 400;\">14,078.34<\/td>\n<td style=\"font-weight: 400;\">13,856.19<\/td>\n<td style=\"font-weight: 400;\">-1.58%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>Source- BSE\/NSE<\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Top_5_best_performing_funds\"><\/span><strong>Top 5 best performing funds<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<table style=\"height: 180px;\" width=\"603\">\n<tbody>\n<tr>\n<td width=\"249\"><strong>Name<\/strong><\/td>\n<td width=\"64\"><strong>Week<\/strong><\/td>\n<td width=\"64\"><strong>3Y<\/strong><\/td>\n<td width=\"170\"><strong>Category<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/tata-india-pharma-healthcare-growth--TAIPHGZ-GR\">Tata India Pharma &amp; Healthcare<\/a><\/td>\n<td>2.3%<\/td>\n<td>-1.8%<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/icici-prudential-pharma-healthcare-diagnostics-growth--IC9333-GR\">IPRU Pharma Healthcare &amp; &#8230;<\/a><\/td>\n<td>2.2%<\/td>\n<td>NA<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/uti-healthcare-growth--UTGPD2-GR\">UTI Healthcare<\/a><\/td>\n<td>2.1%<\/td>\n<td>-4.8%<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/aditya-birla-sunlife-life-pharma-healthcare-growth--BS60Y-GR\">ABSL Pharma &amp; Healthcare<\/a><\/td>\n<td>2.0%<\/td>\n<td>NA<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/dsp-healthcare-growth--DS860-GR\">DSP Healthcare<\/a><\/td>\n<td>1.9%<\/td>\n<td>NA<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><span lang=\"EN-US\">Source \u2013 Kuvera.in<\/span><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Top_5_worst_performing_funds\"><\/span><strong>Top 5 worst performing funds<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<table style=\"height: 168px;\" width=\"603\">\n<tbody>\n<tr>\n<td width=\"249\"><strong>Name<\/strong><\/td>\n<td width=\"64\"><strong>Week<\/strong><\/td>\n<td width=\"64\"><strong>3Y<\/strong><\/td>\n<td width=\"170\"><strong>Category<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/edelweiss-small-cap-growth--EDSCD1-GR\">Edelweiss Small Cap<\/a><\/td>\n<td>-3.0%<\/td>\n<td>NA<\/td>\n<td>Small Cap<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/dsp-small-cap-growth--DS788-GR\">DSP Small Cap<\/a><\/td>\n<td>-2.8%<\/td>\n<td>1.2%<\/td>\n<td>Small Cap<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/hdfc-small-cap-growth--HDACG1G-GR\">HDFC Small Cap<\/a><\/td>\n<td>-2.7%<\/td>\n<td>11.6%<\/td>\n<td>Small Cap<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/franklin-india-smaller-companies-growth--478-GR\">Franklin India Smaller Comp..<\/a><\/td>\n<td>-2.6%<\/td>\n<td>3.7%<\/td>\n<td>Small Cap<\/td>\n<\/tr>\n<tr>\n<td width=\"249\"><a href=\"https:\/\/kuvera.in\/explore\/reliance-banking-growth--BFAG-GR\">Reliance Banking<\/a><\/td>\n<td>-2.5%<\/td>\n<td>13.4%<\/td>\n<td>Sectoral<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><span lang=\"EN-US\">Source \u2013 Kuvera.in<\/span><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_investors_bought\"><\/span><strong>What\u00a0<\/strong><strong>investors bought<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>We saw the most inflows in these 5 Funds \u2013<\/p>\n<table style=\"height: 202px;\" width=\"598\">\n<tbody>\n<tr>\n<td width=\"238\"><strong>Name<\/strong><\/td>\n<td width=\"64\"><strong>1Y<\/strong><\/td>\n<td width=\"64\"><strong>3Y<\/strong><\/td>\n<td width=\"152\"><strong>Category<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/parag-parikh-long-term-equity-growth--PP001ZG-GR\"><b>Parag Parikh Long Term Equity<\/b><\/a><\/td>\n<td>-0.4%<\/td>\n<td>12.2%<\/td>\n<td>Multi Cap<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/mirae-asset-large-cap-growth--MAFIOD1-GR\"><b>Mirae Asset Large Cap<\/b><\/a><\/td>\n<td>5.6%<\/td>\n<td>12.8%<\/td>\n<td>Large Cap<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/uti-nifty-index-growth--UTNID2-GR\"><b>UTI Nifty Index<\/b><\/a><\/td>\n<td>2.2%<\/td>\n<td>10.2%<\/td>\n<td>Index Fund<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/kotak-standard-multicap-growth--KO168D-GR\"><b>Kotak Standard Multicap<\/b><\/a><\/td>\n<td>1.6%<\/td>\n<td>12.0%<\/td>\n<td>Multi Cap<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/hdfc-small-cap-growth--HDACG1G-GR\"><b>HDFC Small Cap<\/b><\/a><\/td>\n<td>-9.4%<\/td>\n<td>11.6%<\/td>\n<td>Small Cap<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><span lang=\"EN-US\">Source \u2013 Kuvera.in<\/span><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"What_investors_sold\"><\/span><strong>What investors sold<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p>We saw the most outflows in these 5 Funds \u2013<\/p>\n<table style=\"height: 176px;\" width=\"602\">\n<tbody>\n<tr>\n<td width=\"238\"><strong>Name<\/strong><\/td>\n<td width=\"64\"><strong>1Y<\/strong><\/td>\n<td width=\"64\"><strong>3Y<\/strong><\/td>\n<td width=\"152\"><strong>Category<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/aditya-birla-sun-life-frontline-equity-growth--BS92Z-GR\"><b>ABSL Frontline Equity<\/b><\/a><\/td>\n<td>0.0%<\/td>\n<td>8.2%<\/td>\n<td>Large Cap<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/invesco-india-equity-saving-growth--RGESD1-GR\"><b>Invesco India Equity Saving<\/b><\/a><\/td>\n<td>NA<\/td>\n<td>NA<\/td>\n<td>Hybrid<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/hdfc-hybrid-equity-growth--PREGT-GR\"><b>HDFC Hybrid Equity<\/b><\/a><\/td>\n<td>4.1%<\/td>\n<td>7.0%<\/td>\n<td>Hybrid<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/dsp-equity-opportunities-growth--DS770-GR\"><b>DSP Equity Opp<\/b><\/a><\/td>\n<td>-0.8%<\/td>\n<td>9.1%<\/td>\n<td>Large &amp; Mid Cap<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/kuvera.in\/explore\/icici-prudential-balanced-advantage-growth--8180-GR\"><b>IPRU Balanced Advantage<\/b><\/a><\/td>\n<td>6.2%<\/td>\n<td>9.1%<\/td>\n<td>Hybrid<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><span lang=\"EN-US\">Source \u2013 Kuvera.in<\/span><\/em><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Movers_Shakers\"><\/span><b>Movers &amp; Shakers<\/b><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p><span style=\"font-weight: 400;\"><strong>1\/ <a href=\"https:\/\/kuvera.in\/explore\/amc\/principal\" target=\"_blank\" rel=\"noopener noreferrer\">Principal Mutual Fund<\/a><\/strong> has announced that P V K Mohan has resigned from his role as Head \u2013 Equity and Key personnel of the AMC. Ravi Gopalakrishnan has been appointed as Head \u2013 Equity of the Company. Gopalakrishnan will be the designated fund manager for all schemes previously managed by P.V.K. Mohan<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>2\/ <a href=\"https:\/\/kuvera.in\/explore\/amc\/union\" target=\"_blank\" rel=\"noopener noreferrer\">Union Mutual Fund<\/a><\/strong> has announced the change in scheme name of <a href=\"https:\/\/kuvera.in\/explore\/union-tax-saver-growth--UNTSGD-GR\" target=\"_blank\" rel=\"noopener noreferrer\">Union Tax Saver Fund<\/a> to Union Long Term Equity Fund, with effect from 29 July 2019.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>3\/ <a href=\"https:\/\/kuvera.in\/explore\/amc\/dsp\" target=\"_blank\" rel=\"noopener noreferrer\">DSP Mutual Fund<\/a><\/strong> has announced that the Funds categorized under Passive funds managed by Gauri Sekaria will henceforth be managed by Anil Ghelani, viz. DSP Equal Nifty 50 Fund, DSP Nifty 50 Index Fund, DSP Nifty Next 50 Index Fund and DSP Liquid ETF.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>4\/ <a href=\"https:\/\/kuvera.in\/explore\/amc\/idfc\" target=\"_blank\" rel=\"noopener noreferrer\">IDFC Mutual Fund<\/a><\/strong> has announced that Pradeep Kumar and Jaimini Bhagwati have been appointed as Independent Directors on the board of IDFC AMC Trustee Company Limited.<\/span><\/p>\n<h5><span class=\"ez-toc-section\" id=\"Quote_of_the_week\"><\/span><strong>Quote of the week:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<blockquote><p><strong>You don&#8217;t have to choose the perfect investment or save exactly the right amount or predict your rate of return or spend hours watching television shows about the stock market or surfing the Internet for stock picks. You don&#8217;t need a plan for every contingency.<\/strong><\/p>\n<p><strong>: Carl Richards, The Behavior Gap<\/strong><\/p><\/blockquote>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit\u00a0<a href=\"https:\/\/www.kuvera.in\/\"><strong>kuvera.in<\/strong><\/a>\u00a0to discover\u00a0<a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\"><strong>Direct Plans<\/strong><\/a>\u00a0and\u00a0<a href=\"https:\/\/kuvera.in\/user\/login\"><strong>start investing today.<\/strong><\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investors on Kuvera continue to invest with discipline. In line with time tested financial advice to stick to their plans and ignore short term market movements, about 90% of investors on Kuvera did nothing amongst the market moves last week. Kudos to investors to stay the path.\u00a0So much of social media is about what you [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/how-to-bridge-the-behaviour-gap-for-higher-returns\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":3320,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[173],"tags":[209,83,36,225,11,66,212,249,229,213],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to bridge the &quot;Behaviour Gap&quot; for higher returns?<\/title>\n<meta name=\"description\" content=\"Behaviour gap is the difference between the rate of return an investment would earn and the return an investor earns from that very investment. 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