{"id":41490,"date":"2026-07-10T16:00:23","date_gmt":"2026-07-10T10:30:23","guid":{"rendered":"https:\/\/kuvera.in\/blog\/?p=41490"},"modified":"2026-07-10T15:20:41","modified_gmt":"2026-07-10T09:50:41","slug":"what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/","title":{"rendered":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-6a51d6c8c617e\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a51d6c8c617e\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#how_the_lock-in_period_works_for_sip_investments\" title=\"how the lock-in period works for sip investments\">how the lock-in period works for sip investments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#liquidity_during_the_lock-in_period\" title=\"liquidity during the lock-in period \n\">liquidity during the lock-in period \n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#tax_treatment_at_redemption\" title=\"tax treatment at redemption\">tax treatment at redemption<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#what_happens_if_the_sip_is_stopped\" title=\"what happens if the sip is stopped\">what happens if the sip is stopped<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#elss_under_the_new_tax_regime\" title=\"elss under the new tax regime \n\">elss under the new tax regime \n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#side_by_side_comparison\" title=\"side by side comparison\">side by side comparison<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">elss is equity linked savings scheme. a type of mutual fund. invests at least 80% in equity and equity-related instruments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">tax benefit under section 80c. deduction up <\/span> <span style=\"font-weight: 400;\">to \u20b91.5 lakh per year. only under the old tax regime.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">mandatory lock-in of three years. from the date of investment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">shortest lock-in among 80c options. ppf has 15 years. nsc has 5 years. tax-saving fd has 5 years.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"how_the_lock-in_period_works_for_sip_investments\"><\/span><b>how the lock-in period works for sip investments<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">lock-in calculation depends on investment mode.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">lump sum investment. three years from the date of investment. the entire amount becomes redeemable after three years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">sip investment. different rule. each instalment has its own separate three-year lock-in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">example. a sip instalment made on january 1, 2025, becomes redeemable on january 1, 2028. a sip instalment made on february 1, 2025, becomes redeemable on february 1, 2028.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">this catches many investors off guard. an elss sip does not unlock all at once. units become redeemable month by month as each instalment completes three years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">starting an elss sip in april 2025 and expecting to redeem the full amount in april 2028 will not work. only the april 2025 instalment will have completed its lock-in by then. the march 2028 instalment will unlock only in march 2031.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"liquidity_during_the_lock-in_period\"><\/span><b>liquidity during the lock-in period<\/b><b><br \/>\n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">during the three-year lock-in, no withdrawal is allowed. units cannot be redeemed. even partially.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">no emergency exit provision. that is the trade-off for the tax benefit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">after the lock-in period ends, the fund becomes open-ended. investors can redeem anytime. no exit load on elss units after the lock-in period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">partial or full redemption is allowed. investors can also continue holding indefinitely.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"tax_treatment_at_redemption\"><\/span><b>tax treatment at redemption<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">elss has a three-year lock-in. so all units are held for more than 12 months by the time they become redeemable. every elss redemption automatically qualifies as long-term capital gains (ltcg).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ltcg above \u20b91.25 lakh per financial year is taxed at 12.5%. gains within this limit are exempt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">section 80c deduction at investment and ltcg tax at redemption are separate events. the deduction is immediate. the tax comes later.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"what_happens_if_the_sip_is_stopped\"><\/span><b>what happens if the sip is stopped<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">stopping an elss sip does not unlock the money already invested. each instalment already contributed follows its own three-year lock-in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">stopping the sip just means no new instalments are added.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">cancelling the sip and accessing the invested money are two separate decisions. instalments made more than three years ago can be partially redeemed without affecting newer, still-locked units.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"elss_under_the_new_tax_regime\"><\/span><b>elss under the new tax regime<\/b><b><br \/>\n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">under the new tax regime, section 80c deductions are not available. the upfront tax saving does not apply.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">but elss still works as an equity investment with a three-year lock-in. that can help investors stay invested through short-term volatility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">whether the lock-in is a constraint or a helpful guardrail depends on individual preference.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"side_by_side_comparison\"><\/span><b>side by side comparison<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>feature<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>elss<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>ppf<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>nsc<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>tax-saving fd<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">lock-in period<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3 years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15 years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5 years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5 years<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">return type<\/span><\/td>\n<td><span style=\"font-weight: 400;\">market-linked<\/span><\/td>\n<td><span style=\"font-weight: 400;\">fixed<\/span><\/td>\n<td><span style=\"font-weight: 400;\">fixed<\/span><\/td>\n<td><span style=\"font-weight: 400;\">fixed<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">risk<\/span><\/td>\n<td><span style=\"font-weight: 400;\">equity risk<\/span><\/td>\n<td><span style=\"font-weight: 400;\">no market risk<\/span><\/td>\n<td><span style=\"font-weight: 400;\">no market risk<\/span><\/td>\n<td><span style=\"font-weight: 400;\">no market risk<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">tax on gains<\/span><\/td>\n<td><span style=\"font-weight: 400;\">ltcg at 12.5% above \u20b91.25 lakh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">tax-free (eee)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">interest taxable at slab<\/span><\/td>\n<td><span style=\"font-weight: 400;\">interest taxable at slab<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">section 80c benefit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">up to \u20b91.5 lakh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">up to \u20b91.5 lakh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">up to \u20b91.5 lakh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">up to \u20b91.5 lakh<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>FAQs<\/b><b><br \/>\n<\/b><\/p>\n<p><b>1. can elss sip be redeemed before three years ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A. no. elss has a strict three-year lock-in. each sip instalment has its own separate lock-in from its investment date. no partial redemption or emergency exit is allowed before three years.<\/span><\/p>\n<p><b>2. when can the entire elss sip be fully redeemed ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A. full redemption is only possible after every sip instalment completes its three-year lock-in. if the sip continued for 36 months, the last instalment&#8217;s maturity date determines when full exit is possible.<\/span><\/p>\n<p><b>3. what happens if elss units are not redeemed after the lock-in ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A. the investment remains unaffected. it continues to be subject to market fluctuations. investors can stay invested for any duration and redeem later when needed. no exit load applies after the lock-in.<\/span><\/p>\n<p><b>4. can elss be switched to another fund without resetting the lock-in ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A. switching between elss funds is treated as a redemption of the first fund and a fresh investment in the second. the lock-in clock resets to zero on the new fund&#8217;s investment date.<\/span><\/p>\n<p><b>5. does elss offer tax benefits under the new tax regime ?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A. no. under the new tax regime, section 80c deductions are not available. elss functions as a standard equity mutual fund with a three-year lock-in. the tax benefit at entry does not apply.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>elss is equity linked savings scheme. a type of mutual fund. invests at least 80% in equity and equity-related instruments. tax benefit under section 80c. deduction up to \u20b91.5 lakh per year. only under the old tax regime. mandatory lock-in of three years. from the date of investment. shortest lock-in among 80c options. ppf has [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":41,"featured_media":41492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1919,72,768],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity? - Kuvera<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity? - Kuvera\" \/>\n<meta property=\"og:description\" content=\"elss is equity linked savings scheme. a type of mutual fund. invests at least 80% in equity and equity-related instruments. tax benefit under section 80c. deduction up to \u20b91.5 lakh per year. only under the old tax regime. mandatory lock-in of three years. from the date of investment. shortest lock-in among 80c options. ppf has [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/\" \/>\n<meta property=\"og:site_name\" content=\"Kuvera\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kuvera.in\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-10T10:30:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-10T09:50:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-03_20_02-PM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kuvera Desk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:site\" content=\"@Kuvera_In\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kuvera Desk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity? - Kuvera","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/","og_locale":"en_US","og_type":"article","og_title":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity? - Kuvera","og_description":"elss is equity linked savings scheme. a type of mutual fund. invests at least 80% in equity and equity-related instruments. tax benefit under section 80c. deduction up to \u20b91.5 lakh per year. only under the old tax regime. mandatory lock-in of three years. from the date of investment. shortest lock-in among 80c options. ppf has [...]Read More...","og_url":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/","og_site_name":"Kuvera","article_publisher":"https:\/\/www.facebook.com\/kuvera.in","article_published_time":"2026-07-10T10:30:23+00:00","article_modified_time":"2026-07-10T09:50:41+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-10-2026-03_20_02-PM.png","type":"image\/png"}],"author":"Kuvera Desk","twitter_card":"summary_large_image","twitter_creator":"@Kuvera_In","twitter_site":"@Kuvera_In","twitter_misc":{"Written by":"Kuvera Desk","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#article","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/"},"author":{"name":"Kuvera Desk","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/5f6f28482f886bf4493352e26c69ea7e"},"headline":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity?","datePublished":"2026-07-10T10:30:23+00:00","dateModified":"2026-07-10T09:50:41+00:00","mainEntityOfPage":{"@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/"},"wordCount":742,"commentCount":0,"publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"articleSection":["ELSS","ELSS: Save Tax with Mutual Funds","SIP"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/","url":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/","name":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity? - Kuvera","isPartOf":{"@id":"https:\/\/kuvera.in\/blog\/#website"},"datePublished":"2026-07-10T10:30:23+00:00","dateModified":"2026-07-10T09:50:41+00:00","breadcrumb":{"@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kuvera.in\/blog\/what-exactly-is-the-lock-in-period-for-elss-and-how-does-it-impact-sips-and-liquidity\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kuvera.in\/blog\/"},{"@type":"ListItem","position":2,"name":"What exactly is the lock-in period for ELSS, and how does it impact SIPs and liquidity?"}]},{"@type":"WebSite","@id":"https:\/\/kuvera.in\/blog\/#website","url":"https:\/\/kuvera.in\/blog\/","name":"Kuvera","description":"Wealth Management, Simplified","publisher":{"@id":"https:\/\/kuvera.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kuvera.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kuvera.in\/blog\/#organization","name":"Kuvera","url":"https:\/\/kuvera.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","contentUrl":"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2022\/07\/cropped-cropped-kuvera-logo-dark-3.png","width":83,"height":13,"caption":"Kuvera"},"image":{"@id":"https:\/\/kuvera.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kuvera.in","https:\/\/twitter.com\/Kuvera_In","https:\/\/www.instagram.com\/kuvera.in","https:\/\/www.linkedin.com\/company-beta\/10456535\/"]},{"@type":"Person","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/5f6f28482f886bf4493352e26c69ea7e","name":"Kuvera Desk","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kuvera.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1027a6ea604d4476034a622d47bafcdc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1027a6ea604d4476034a622d47bafcdc?s=96&d=mm&r=g","caption":"Kuvera Desk"},"url":"https:\/\/kuvera.in\/blog\/author\/rudrakasturi\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/41490"}],"collection":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/comments?post=41490"}],"version-history":[{"count":1,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/41490\/revisions"}],"predecessor-version":[{"id":41493,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/posts\/41490\/revisions\/41493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media\/41492"}],"wp:attachment":[{"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/media?parent=41490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/categories?post=41490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kuvera.in\/blog\/wp-json\/wp\/v2\/tags?post=41490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}