{"id":885,"date":"2017-05-25T10:23:44","date_gmt":"2017-05-25T10:23:44","guid":{"rendered":"http:\/\/blog.kuvera.in\/?p=885"},"modified":"2019-07-11T16:32:47","modified_gmt":"2019-07-11T16:32:47","slug":"marshniel-singh-happy-kuverian","status":"publish","type":"post","link":"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/","title":{"rendered":"Marshniel Singh: Happy Kuverian"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69d428477f3ed\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d428477f3ed\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Where_have_you_usually_saved_invested_your_money\" title=\"Where have you usually saved \/ invested your money?\">Where have you usually saved \/ invested your money?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Did_you_know_about_Direct_Plans_before\" title=\"Did you know about Direct Plans before?\">Did you know about Direct Plans before?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#What_goals_have_you_planned_for\" title=\"What goals have you planned for?\">What goals have you planned for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Will_you_recommend_Kuvera\" title=\"Will you recommend Kuvera?\">Will you recommend Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Can_you_share_your_experience_with_Kuvera\" title=\"Can you share your experience with Kuvera?\">Can you share your experience with Kuvera?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Any_message_for_us\" title=\"Any message for us?\">Any message for us?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/#Become_a_HappyKuverian_today\" title=\"Become a #HappyKuverian today\">Become a #HappyKuverian today<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><img loading=\"lazy\" class=\"alignnone size-medium wp-image-886 alignleft\" src=\"https:\/\/blog.kuvera.in\/wp-content\/uploads\/2017\/05\/Marshniel-Singh-Portrait-214x300.png\" alt=\"\" width=\"214\" height=\"300\" srcset=\"https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2017\/05\/Marshniel-Singh-Portrait-214x300.png 214w, https:\/\/kuvera.in\/blog\/wp-content\/uploads\/2017\/05\/Marshniel-Singh-Portrait.png 300w\" sizes=\"(max-width: 214px) 100vw, 214px\" \/><\/strong><\/p>\n<p>Marshniel is a Happy Kuverian. She has had a fruitful career in financial services in the US and India. She is currently based out of Bengaluru, where she works for a multi-national bank. We spoke to Marshniel about her experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform.<\/p>\n<p><em>Emphasis and links are ours.<\/em><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Where_have_you_usually_saved_invested_your_money\"><\/span>Where have you usually saved \/ invested your money?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>In the past, for the longest period, it was just my savings account, then Recurring Deposits and Fixed Deposits (NSCs etc.) \u2013 based on what my mom taught me. After hiring a financial planner, last few years have graduated to Mutual Funds and some stocks. I have also invested in property.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Did_you_know_about_Direct_Plans_before\"><\/span>Did you know about Direct Plans before?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Most certainly did not. Being very old school when it comes to savings, I did not try to find out any more than what I already knew about, until Gaurav from Kuvera explained about the existence of <a href=\"http:\/\/blog.kuvera.in\/direct-plans-better\/\" target=\"_blank\" rel=\"noopener noreferrer\">Direct Mutual Funds<\/a> and how they can save me money in the long run. Some of my investments are in Regular Mutual Fund plans but now I am in the process of moving all my Mutual Fund investments into direct plans (through Kuvera).<\/p>\n<h4><span class=\"ez-toc-section\" id=\"What_goals_have_you_planned_for\"><\/span>What goals have you planned for?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>I am planning for my child\u2019s education, unforeseen future expenses and travel. I will add more <a href=\"https:\/\/blog.kuvera.in\/category\/goal-based-planning\/\" target=\"_blank\" rel=\"noopener noreferrer\">financial goals<\/a> as and when they come up.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Will_you_recommend_Kuvera\"><\/span>Will you recommend Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Yes, I have recommended Kuvera to a few friends and fresher\u2019s joining my team and would continue to do so. Some of my colleagues have tried and have commented on how easy and smooth the process is. &nbsp;The same process that took us a few hours to go through with a financial planner, we have completed in minutes. And I can go back and change it when required, no appointments needed. Works very well for me.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Can_you_share_your_experience_with_Kuvera\"><\/span>Can you share your experience with Kuvera?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>What caught my attention was the User Interface &#8211; it is way easy to understand and quick to setup. Flows are clear, and at no point were the steps confusing. I like how they do not use financial terminology and keep the entire process focused on the user and investing. I already had a KYC so I could start investing immediately. I had looked at a couple of other investing option and they were either too simplistic or so complex that it would take a long time just figuring it out. For me, Kuvera, has been the perfect mix. A comprehensive solution, provided simply.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Any_message_for_us\"><\/span>Any message for us?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>I think you are doing a great job spreading financial planning. I wish I had something like this at my disposal when I started my career.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Become_a_HappyKuverian_today\"><\/span>Become a <a href=\"https:\/\/blog.kuvera.in\/shobhini-mukerji-happy-kuverian\/https:\/\/blog.kuvera.in\/category\/happy-kuverian\/\" target=\"_blank\" rel=\"noopener noreferrer\">#HappyKuverian<\/a> today<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Start investing through a platform that brings goal planning and investing to your fingertips. Visit <a href=\"https:\/\/www.kuvera.in\">kuvera.in<\/a> to discover <a href=\"https:\/\/kuvera.in\/blog\/direct-plans-better\/\">Direct Plans<\/a> and <a href=\"https:\/\/kuvera.in\/user\/login\">start investing today.<\/a><\/p>\n<p>#MutualFundSahiHai, #KuveraSabseSahiHai!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Marshniel is a Happy Kuverian. She has had a fruitful career in financial services in the US and India. She is currently based out of Bengaluru, where she works for a multi-national bank. We spoke to Marshniel about her experience with Kuvera, India\u2019s friendliest Direct Plan Investment Platform. Emphasis and links are ours. Where have [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/kuvera.in\/blog\/marshniel-singh-happy-kuverian\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[104],"tags":[92,89,11,93,43],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Marshniel Singh: Happy Kuverian - Kuvera<\/title>\n<meta name=\"description\" content=\"Marshniel Singh is a Happy Kuverian. As a busy professional she finds it hard to give time to plan her investments. 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