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Royal Bank of Canada and its subsidiaries (the Bank) is a diversified financial services company. Its segments include Personal & Commercial Banking, Wealth Management, Insurance, and Capital Markets. Personal & Commercial Banking segment provides a suite of financial products and services to individual and business clients for their day-to-day banking, investing and financing needs through two businesses: Canadian Banking and Caribbean and United States Banking.
Wealth Management segment provides a suite of advice-based solutions and strategies as well as personalized banking relationships. Insurance segment provides a range of advice and solutions for individual and business clients including life, health, wealth, property and casualty, travel, group benefits, annuities, and reinsurance. Capital Markets segment provides services in advisory and origination, lending and financing and transaction banking to corporations, institutional clients, asset managers, and private equity firms. .