1. Repay Your Loans On Time

[{"selector":"#anim-6f33aac6-b107-4713-99fd-07c38eace8c2","keyframes":{"transform":["translate3d(-104.97382%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01303198-713d-436a-b9f9-e7038b654653","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-906d2199-38e1-4298-a012-e885837b5cdd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

2. Do Not Close Old Credit Cards

[{"selector":"#anim-635550f8-a234-40e7-ac3e-3f11cf6f903c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be34a66d-2592-48eb-9666-3feff1d351f4","keyframes":{"transform":["translate3d(131.32530%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

3. Do Not Overshoot Credit Limit

[{"selector":"#anim-58003b7d-eb4b-40d5-8c12-83c3814ee0cb","keyframes":{"transform":["translate3d(-95.6621%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-287700b8-ef93-425d-b393-df01f0bd945f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-26873c24-4753-445b-ae23-4bcbd4d27d8b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

4. Avoid Multiple Loan Applications

[{"selector":"#anim-48366c13-b9b9-4d25-8459-95e6ca9012db","keyframes":{"transform":["translate3d(110.71428%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a7f7fdee-55d9-43f9-a4f8-1b6c1c49a9f7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-17fd5efc-7fec-4ba6-80b9-12159e34394f","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

5. Check Your Credit Score Regularly

[{"selector":"#anim-c7117db3-5d73-4d5d-a7ff-27b342906d27","keyframes":{"transform":["translate3d(-113.52201%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01e0b015-df4b-44ce-8c68-da4ba7100b4b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9271c7f2-3c28-4b4b-8483-41c5f3071bad","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

Get updates about personal finance at Kuvera.

1. Repay Your Loans On Time

Avoid delaying loan payments. Pay your loans on time to see a jump in credit score.

2. Do Not Close Old Credit Cards

It is simpler to improve an existing credit history than to build credit score from scratch.

3. Do Not Overshoot Credit Limit

Reduce your credit card usage percentage by keeping your expenditures under the credit card limit.

4. Avoid Multiple Loan Applications

Multiple loan applications can have a negative impact on your credit card score.

5. Check Your Credit Score Regularly

Pay attention to any mistakes in your credit card score and take quick action to fix them.

Get updates about personal finance at Kuvera.