Are liquid funds safer than fixed deposits, and what are the risks?
fixed deposits and liquid funds both offer safety. but they achieve it differently. one guarantees...
Investing 101
What are practical steps to assess risk and set a plan when markets are down for mutual funds?
seeing the portfolio in the red is uncomfortable. that is normal. but reacting to discomfort with...
How can I optimize taxes on my debt mutual funds year over year?
debt mutual fund taxation changed significantly in recent years. the old advantages are mostly...
Is ELSS exempt from tax after three years, and how is it taxed on redemption?
a common question among investors. is elss tax-free after three years. the short answer is no. not...
Which is a better option for short-term savings: liquid funds or fixed deposits?
fixed deposits have been the default choice for spare money in india for generations. bonus...
Is it possible to change or increase SIP amounts every month, and what are the implications?
systematic investment plans are known for discipline. fixed amount. fixed date. regular...
How can I determine if now is a good time to invest in mutual funds given market conditions?
determining whether it is a good time to invest in mutual funds is never a simple yes or no....
how lump sum versus SIP compare over time?
lump sum and sip both build wealth. but they work differently. time changes the outcome. the market...
How do tax rules affect returns on liquid funds in India?
liquid funds are debt mutual funds. they invest in short-term instruments. treasury bills....
What does ‘top up SIP’ mean and when should I use it?
a top-up sip is a feature that allows the sip amount to increase automatically at set intervals....
