Please tell us about yourself, where did you grow up and your story?
I am a technology driven person currently working as a Data Engineer in one of the top banks in India. I was born and brought up in a small town of Odisha named Berhampur. Currently am in the city of dreams, Mumbai, trying to solve problems using Data.
What is your approach to financial planning?
As I come from a middle-class family we do a lot of things to save money. A few months back, I came to know about the Stock market and I am still learning and exploring that part. Meanwhile investing a huge part of my savings in Mutual fund. Also, have some emergency fund in form of FD.
How did you learn about Kuvera?
While doing research on Mutual fund investment, I got to know the difference between the regular and direct MF and for obvious reason I prefer direct MF. I usually bought MF from direct AMC website, but after some time I felt some difficulty to manage and track the investment. I wrote a python script to get that information for me, but due to captcha validation, it also needed some manual activities. Then I searched some on Quora and got to know about the platform like Zerodha coin and Kuvera.
How were you investing in Mutual Funds before? Did you know about Direct Plans before Kuvera?
As mentioned in the previous question, yes I was aware of the direct plan before but failed to organize and track them. The import portfolio tab in Kuvera helped me a lot to track them.
Why do you invest and why Mutual Funds?
As I am a working professional, I don’t have ample time to do the required research and invest in stocks. I do it on a very small scale. I don’t want to take the risk on my hard earned capital. That’s the reason I usually invest in MFs. I am thankful that I got to know about MFs early in my life.
What were the biggest problems that you have faced with investing and financial planning in India?
Of course, there wasn’t a proper platform like Kuvera to invest in the Direct Mutual fund.
Reason:
As I mentioned earlier we didn’t have a consolidated portfolio to organize.
There is no option for STP and SWP in Zerodha coin which I am using simultaneously.
Can you describe your experience with Kuvera?
I am truly impressed by the import portfolio and STP/ SWP option in Kuvera. Am still exploring it, will keep you updated.
What goals have you planned for?
Goals should be secret. 😛
How did you choose which schemes to invest in? Will you recommend Kuvera to your friends and colleagues?
I do some research on money control and value research then come to a conclusion. Planning to write a blog about it when I feel like I have enough knowledge to share. I already recommended that to my manager, will spread the words further as the most deserving candidate should get the spotlight.
Become a #HappyKuverian today
Start investing through a platform that brings goal planning and investing to your fingertips. Visit Kuvera to discover Direct Plans and start investing today.
#MutualFundSahiHai, #KuveraSabseSahiHai!
