how to Calculate Retirement Date ?
calculating the retirement date is not complicated. it depends on the retirement age rule that...
Posts by KuveraDesk
What Should You Check When a Mutual Fund Underperforms Its Benchmark ?
a single year of underperformance is rarely enough reason to exit a mutual fund. even two years...
Why Most Investors Buy High and Sell Low ?
it is one of the most puzzling patterns in investing. people buy stocks when prices are rising....
Can you explain how double taxation treaties work and why they matter?
double taxation treaties are agreements between two countries. they determine which country gets...
What is the difference between STCG and LTCG tax on debt mutual funds in India?
debt mutual fund taxation changed significantly in 2023 and 2024. the old distinction between...
How Much Does a Higher Expense Ratio Actually Cost Your Mutual Fund Returns ?
the expense ratio is the annual fee charged by a mutual fund. it covers fund management,...
How Dividend Tax Affects Investors Today?
dividend income is no longer tax-free. it became taxable in the hands of investors from april 1,...
How does an NFO differ from existing mutual funds, and what are the main risks to watch out for?
a new fund offer is the first time a mutual fund scheme opens for subscription. investors can buy...
how to buy mutual fund direct plan ?
direct plans are the same mutual fund schemes as regular plans. the fund manager, portfolio, and...
how to buy index funds in india ?
index funds are one of the simplest ways to start investing in the stock market. they track an...
XIRR vs CAGR in Mutual Funds: What Is the Difference and When Should You Use Each ?
two numbers often appear on mutual fund statements. cagr. xirr. they look similar. they are...
What Happens If You Redeem Mutual Funds Before One Year ?
redeeming mutual funds before one year triggers two things. higher taxes. and possibly an exit...
what is nifty index fund ?
a nifty index fund tracks the nifty 50 index. it holds the same 50 companies in the same...
How do LIC term plans compare when using premium calculators and riders like term rider?
LIC term plans have a strong claim settlement record. decades of brand trust. often the first...
What Is Zero Depreciation Car Insurance and Who Should Consider It ?
a comprehensive car insurance policy may not be as comprehensive as it sounds. when a claim is...
What Is Rolling Return in Mutual Funds and Why Does It Matter ?
most investors look at a mutual fund's past returns and assume the number tells the whole story. a...
Tax Saving Mistakes Investors Make Every Year ?
every march, the same pattern repeats. investors rush to buy anything that helps claim deductions...
How to Track the Performance of a Mutual Fund After an NFO Launch
an nfo does not have a track record at launch. the performance history starts after the fund...
How Mutual Fund Taxes Are Calculated Step by Step ?
tax on mutual funds is not a single number. it depends on the type of fund, how long it was held,...
what are equity savings funds: how they work and who should invest
equity savings funds are a type of hybrid mutual fund. they invest across three categories within...
