Best Performing Aditya Birla Mutual Funds 2022

Table of Contents

What are Aditya Birla Mutual Funds?

Aditya Birla Sun Life AMC began operations in 1994. Aditya Birla Capital Limited and Sun Life AMC Investments (a Canadian financial services company) formed the company through a joint venture. In addition to mutual funds, it operates in numerous other markets, including portfolio management services, alternative investments, and real estate investments. The company’s AUM as of 31 May 2022 was Rs 2,79,026 crore, which represented 7.25 percent of the industry’s AUM. Aditya Birla Sun Life AMC offers 185 mutual fund schemes for investment. This comprises 126 debt, 36 equity, 5 hybrid, and 18 more schemes (including commodity schemes).

Aditya Birla Sun Life Liquid fund, Aditya Birla Sun Life Frontline Equity, and Aditya Birla Sun Life Corporate Bond Fund are the top Aditya Birla Sun Life Mutual Fund schemes by AUM. In addition, Aditya Birla Sun Life AMC is the primary investment manager for the Aditya Birla Sun Life Mutual Fund, a registered trust.

What are Equity Funds?

Equity funds are a subset of mutual funds that invest in the shares of various corporations. This subclass is also referred to as growth funds. According to SEBI, equity funds are required to invest at least 65 percent of their assets in equities and associated products. This proportion varies according to the type. There are a variety of equity funds based on the investment strategy and market capitalization of the underlying companies.

There are two sorts of funds based on their investment strategy: actively and passively managed funds. In the former scenario, a fund manager actively participates in market research and shortlists the best organizations in which to put one’s money. The portfolios of passively managed equity mutual funds resemble those of market indexes like Sensex and Nifty 50.

The best Aditya Birla Sunlife equities mutual fund includes three sub-types based on market capitalisation: small-cap, mid-cap, and large-cap. Small-cap schemes allocate assets to small-cap companies, mid-cap schemes to mid-cap enterprises, and so on.

Moreover, the finest Aditya Birla Sunlife equities mutual funds fall into two additional categories: diversified and sectoral or theme. Diversified funds invest in companies from numerous industries. In contrast, for thematic or sectoral funds, the situation is completely different. Here, the focus of the investment is on a specific industry or theme, such as pharmaceuticals, energy, metals, the financial sector, etc. High returns are one of the key advantages of investing in equities mutual funds. They can yield substantial returns if the equities underlying them perform well. However, investing directly in equities often generates a higher return than investing in equity-based mutual funds but they also require ardent expertise over the market. Mutual funds invested in equities are more subject to market changes than other types. Nevertheless, a diversified portfolio reduces the concentration of risk compared to direct stock investing. Equity mutual funds are popular due to their diversity, which allows investors to purchase a variety of stocks. Additionally, flexibility and liquidity are two important advantages of this form of investment.

Nonetheless, it is difficult to estimate the precise magnitude of these benefits and drawbacks. They differ according to specific schemes and, most significantly, market conditions.

Who Should Invest?

You Lack Knowledge Regarding Stock Investment.

Investing in stocks can be profitable provided you possess the necessary expertise. If you do not, though, mutual funds are a superior alternative. As said, they invest in a variety of companies under the direction of a professional fund manager. According to the fund’s investment objective, the portfolio manager decides which equities to purchase and sell.

You Lack Discipline Regarding Regular Savings.

Mutual funds might assist you if you find it difficult to save or engage in mindless spending. Mutual fund SIPs are a form of forced savings.

You Should Have a Diversified Equity Portfolio.

A diversified portfolio of stocks can mitigate volatility. As mutual funds invest in a variety of equities, they enable you to develop a cost-effectively diversified equity portfolio.

You Wish to Maximize Section 80C Benefits.

Under section 80C of the former tax code, you could claim a tax exemption of Rs. 1.5 lakhs. Mutual funds can be a good investment choice if you wish to optimize your benefits under this section. If you want to optimize the benefits of this section, you can invest in ELSS to the maximum extent permitted.

You Should Remain Invested Over the Long Term.

When investing in stocks, time in the market is more crucial than market timing. SIPs in mutual funds enable you to achieve this objective and maximize returns on equity investments. They let you remain invested across market cycles and profit from the power of compounding over time. For long-term goals such as children’s education and retirement, it is essential to remain invested in stocks over the long run in order to realize genuine returns.

List of Top Aditya Birla Mutual Funds (as per 5-Year return)

Scheme	3-Year Return	5-Year Return
Aditya Birla Sun Life Digital India Fund	28.05%	25.04%
Aditya Birla Sun Life India GenNext Fund	19.79%	14.04%
Aditya Birla Sun Life Frontline Equity Fund	16.6%	10.05%
Aditya Birla Sun Life Focused Equity Fund	16.03%	9.95%
Aditya Birla Sun Life Flexi Cap Fund	17.13%	9.93%
Aditya Birla Sun Life Commodities Equity Fund- Global Agri Plan	15.31%	8.85%
Aditya Birla Sun Life Midcap Fund	21.71%	8.71%
Aditya Birla Sun Life International Equity Fund – Plan A	7.12%	8.51%
Aditya Birla Sun Life Dividend Yield Fund	18.91%	7.76%
Aditya Birla Sun Life Manufacturing Equity Fund	16.41%	7.45%

Source: adityabirlacapital.com

Closer Look On Top Aditya Birla Mutual Funds (as per 5-Year return)

Aditya Birla Sun Life Digital India Fund

- Aditya Birla Sun Life Digital India Fund Direct-Growth is a Sectoral-Technology mutual fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of September 30, 2022, Aditya Birla Sun Life Digital India Fund Direct-Growth has INR 3,135 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.85% is comparable to that of the majority of other Sectoral-technology funds.

- The returns of the Aditya Birla Sun Life Digital India Fund Direct-Growth during the past year were -15.65%. Since its inception, it has generated average yearly returns of 21,62 %. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Technology, Communication, Services, Capital Goods, and Consumer Discretionary sectors. It has less exposure to the Technology and Communications industries than other funds in the same category.

Aditya Birla Sun Life India GenNext Fund

- The Thematic-Consumption fund scheme is offered by Aditya Birla Sun Life Mutual Fund. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life India GenNext Direct Fund-Growth has 3,076 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of the fund is 1.01%, which is comparable to that of the majority of Thematic-consumption funds.

- The one-year returns for the Aditya Birla Sun Life India GenNext Direct Fund Growth were 6.05 per cent. Since its inception, it has generated average yearly returns of 17.85%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Financial, Consumer Staples, Services, Automobile, and Consumer Discretionary sectors. It has less exposure to the Financial and Consumer Staples sectors than other funds in its category.

Aditya Birla Sun Life Frontline Equity Fund

- This Large Cap mutual fund scheme has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life Frontline Equity Direct Fund-Growth has 22,210 Crores in assets under management (AUM) and is a medium-sized fund within its category. The fund’s expense ratio of 1.04% is greater than that of the majority of other Large Cap funds.

- The returns of the Aditya Birla Sun Life Frontline Equity Direct Fund Growth during the past year were -0.83%. Since its inception, it has generated average annual returns of 14.20%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Financial, Technology, Energy, Consumer Staples, and Automobile sectors. It has less exposure to the Financial and Technology sectors than other funds in the same category.

Aditya Birla Sun Life Focused Equity Fund

- This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life Focused Equity Fund Direct-Growth has 5,989 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 0.79 percent is comparable to that of the majority of other Focused funds.

- The one-year returns for the Aditya Birla Sun Life Focused Equity Fund Direct-Growth were -2.68 percent. Since its inception, it has generated average annual returns of 14.45%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are invested in the Financial, Technology, Energy, Construction, and Consumer Staples industries. It has less exposure to the Financial and Technology sectors than other funds in the same category.

Aditya Birla Sun Life Flexi Cap Fund

- This Multi-cap fund has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life Flexi Cap Fund Direct-Growth has INR 16,103 Crores in assets under management (AUM) and is a medium-sized fund within its category. The fund has a higher expense ratio than the majority of other Multi Cap funds, at 0.91 percent.

- The one-year returns for the Aditya Birla Sun Life Flexi Cap Fund Direct-Growth were -4.92 percent. Since its inception, it has generated average yearly returns of 16.17%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are invested in the Financial, Technology, Healthcare, Consumer Staples, and Communication industries. It has less exposure to the Financial and Technology sectors than other funds in the same category.

Aditya Birla Sun Life Commodity Equity- Global Agri Fund

- Aditya Birla Sun Life Mutual Fund’s Aditya Birla Sun Life Commodity Equities Fund-Global Agri Plan-Growth is an international mutual fund scheme. This fund has existed for fourteen years, having been established on September 15, 2008. As of 30 September 2022, Aditya Birla Sun Life Commodity Equities Fund-Global Agri Plan-Growth has INR 18 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expenditure ratio of 1.75 percent is higher than that of the majority of other International funds.

- The one-year returns for the Aditya Birla Sun Life Commodity Equities Fund-Global Agri Plan-Growth were 11.21 percent. Since its inception, it has generated average yearly returns of 9.58 percent. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are invested in the Chemicals, Consumer Staples, Automobile, and Capital Goods industries. It has less exposure to the Chemicals and Consumer Staples sectors than other funds in its category.

Aditya Birla Sun Life Mid Cap Fund

- Aditya Birla Sun Life Mid Cap Direct Fund-Growth is a mid-cap mutual fund scheme. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life Mid Cap Direct Fund-Growth has 3,601 Crores in assets under management (AUM) and is a medium-sized fund within its category. The fund’s expense ratio of 1.07% is greater than that of the majority of other Mid Cap funds.

- One-year returns for the Aditya Birla Sun Life Mid Cap Direct Fund-Growth are 1.11 percent. Since its inception, it has generated average yearly returns of 15.86%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Financial, Chemicals, Capital Goods, Healthcare, and Consumer Discretionary sectors. It has less exposure to the Financial and Chemicals sectors than other funds in the same category.

Aditya Birla Sun Life International Equity Plan A

- Aditya Birla Sun Life International Equity Fund Plan A Direct-Growth is a mutual fund plan from Aditya Birla Sun Life Mutual Fund that invests in international stocks. This fund has existed for nine years and nine months, having been established on January 1, 2013. As of 30 September 2022, Aditya Birla Sun Life International Equity Fund Plan A Direct-Growth has INR 104 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expenditure ratio of 1.75 percent is higher than that of the majority of other International funds.

- The returns for the Aditya Birla Sun Life International Equity Fund Plan A Direct-Growth during the past year were -10.43 percent. Since its inception, it has generated average yearly returns of 9.16%. Every decade, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Financial, Capital Goods, Consumer Staples, Services, and Technology sectors. It has less exposure to the Financial and Capital Goods sectors than other funds in the same category.

Aditya Birla Sun Life Dividend Yield Fund

- This fund has existed for nine years and nine months, having been established on January 1, 2013. Aditya Birla Sun Life Dividend Yield Vehicle Direct-Growth has 836 Crores in AUM as of 30 September 2022 and is a medium-sized fund within its category. The expense ratio of 1.72 percent is greater than that of the majority of other Thematic-dividend Yield funds.

- The returns for the Aditya Birla Sun Life Dividend Yield Fund Direct-Growth during the past year were -0.40%. Since inception, it has generated average yearly returns of 11.23 percent. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are allocated to the Technology, Consumer Staples, Energy, Capital Goods, and Financial sectors. It has invested less in the Technology and Consumer Staples sectors than other funds in its category.

Aditya Birla Sun Life Manufacturing Equity Fund

- This Thematic fund has existed for seven years and eight months, having been established on January 13, 2015. As of 30 September 2022, Aditya Birla Sun Life Manufacturing Equity Fund Direct-Growth has INR 707 Crores in assets under management (AUM) and is a medium-sized fund within its category. The expense ratio of 1.51 percent is greater than the expense ratios of most other Thematic funds.

- The returns of the Aditya Birla Sun Life Manufacturing Equity Fund Direct-Growth during the past year were -4.94 percent. Since its inception, it has generated average annual returns of 8.77%. Every three years, the fund has doubled the money invested in it.

- The majority of the fund’s assets are invested in the sectors of Consumer Staples, Metals & Mining, Materials, Healthcare, and Capital Goods. It has less exposure to the Metals & Mining and Consumer Staples sectors than other funds in its category.

FAQ

Are Aditya Birla mutual fund schemes safe to invest in?

Aditya Birla Sun Life is one of the largest AMCs in the country and is regulated by SEBI to protect investors. However, no asset management company can guarantee the protection of capital for market-linked assets such as mutual funds. You may assess and select a fund that meets your needs, risk appetite and investment objectives.

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