Sonal Biyani: Happy Kuverian

Sonal Biyani Happy Kuverian
Happy Kuverian Sonal Biyani

Sonal Biyani is a Happy Kuverian from Surat. An entrepreneur who runs her own investment banking practice, a part time stand up artist and a full time mother, Sonal has limited time on her hands. Read about her experience of investing with Kuvera, India’s friendliest Direct Plan Investment Platform.

How did you learn about Kuvera?

I heard about Kuvera through my ex-colleagues who use this service.

How were you investing in Mutual Funds before?

I have been investing through a broker who has helped our family for very long.

Did you know about Direct Plans before Kuvera?

Well, yes and no. I knew that there is an option to buy Direct but i didn’t know that I would save on commissions when i invest in Direct Plans.

It was even more surprising for me to find this out because I have been part of the financial services industry for a long time.

Why do you invest and why Mutual Funds?

Financial independence is very important for me as it should be for any working girl. I’m well educated, earning well and investing is an obvious way to channelize whatever I can save. Mutual funds are the right investment option for me as I know my money is managed by experts leaving me free to do what I love doing.

What goals have you planned for?

I have planned for a Grow my Money goal. Now I plan to add more goals.

How did you choose which schemes to invest in?

Kuvera recommended some schemes to me based on my profile and goals. I selected some schemes from their recommendations and some of my own choice.

Will you recommend Kuvera to your friends and colleagues?


Can you describe your experience with Kuvera?

  • Before I connected to kuvera, I was worried about being mis-sold insurance as an investment option. But the friendly and professional team that helped me realize how large is the impact of investing in Direct Plans
  • The account set up was a breeze and I have never seen a simpler process to start investing.
  • I loved the fact that nobody threw any intimidating financial jargon or painful paperwork at me
  • Overall, the experience made me feel in control and leave the operational aspects to them

What about the fee?

There is no fee for financial planning and investing through Kuvera. I don’t know of any other platform that is so user friendly and yet is truly free. They only offer Mutual Fund Direct Plans so there are no indirect commissions, And there is no monthly fee, no annual fee, no AUM linked fee and no transaction linked fee either.

Any message for us?

Good job team Kuvera. Waiting to see what you guys do next!

Thank you Sonal for your kind words and Happy Investing!

Become a Happy Kuverian today

Start investing through a platform that brings goal planning and investing to your fingertips. Visit to discover Direct Plans and start investing today.

#MutualFundSahiHai, Kuvera aur bhi sahi hai.

10 Responses


    April 5, 2018 AT 12:15

    Kuvera is the right app for investment in mutual funds.

  • Vipul Shah

    April 5, 2018 AT 17:53

    If you don’t charge from customer and no commission from fund houses where from your profit comes from

    • Gaurav Rastogi

      April 17, 2018 AT 08:34

      From our FAQ – “We thank you for your concern about our financial well being. We generate revenues through B2B services and market data analytics. We will add value added investment products like PMS and AIF strategies in time and for this, we will charge users who wish to avail of these services. Financial goal planning and Mutual Fund investing, though, will always remain free for you to use. ” Read more here –

  • Sanjay garg

    April 12, 2018 AT 15:16

    Is it govt. Funded or else , for all services to us. May confirm pls

    • Gaurav Rastogi

      April 17, 2018 AT 08:32

      Not govt funded.

  • Dr R R Dutta

    April 13, 2018 AT 15:45

    Will like to know more about Kuvera

  • Aryan

    April 22, 2018 AT 02:42

    Will u guys have customers services to deal with all doubt arises with customer..I want to talk to your representative 7051440623. My no I m interested in investing through you..

    • Gaurav Rastogi

      April 23, 2018 AT 03:20

      Hello Aryan, we are email first. Please email your queries to us at so we can help you better.

  • Nishant

    August 14, 2018 AT 03:09

    When it comes to Direct Mutual Funds, Kuvera is the best. Have been using it for a few months & totally impressed by the way the app is designed with smart features and no clutter at all. Happy Kuverian. ?