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Lincoln National Corporation is a holding company, which operates multiple insurance and retirement businesses through subsidiary companies. Its segments include Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life Insurance segment provides life insurance products, including term insurance, universal life insurance, and variable universal life insurance products.
The Annuities segment provides tax-deferred investment growth and lifetime income opportunities for its clients by offering variable annuities, fixed annuities and indexed variable annuities. The Group Protection segment offers group non-medical insurance products and services, including short- and long-term disability, statutory disability, and paid family medical leave administration. The Retirement Plan Services segment provides employers with retirement plan products and services, such as LINCOLN DIRECTOR group variable annuity, LINCOLN ALLIANCE program, and Multi-Fund variable annuity. .