What makes a great investor?

Great investors are made in volatile markets.

Nifty is down ~7% from peak while Small Cap Index and Mid Cap Index have fared worse and are down a lot more. More than the market action, the doomsayers are out in full force on media. The recent events – rating downgrades, Rupee fall, credit markets volatility etc – have spooked the markets. Imaginations are out in full force on the worst that can happen.

Everyone has a plan till they get punched in the face

– Mike Tyson

What to do now?

First, don’t do anything in a rush. Don’t second guess your investment plan. Don’t do something just to seem more action-oriented. If you are itching badly to do something, buy Rs 100 of IDFC Nifty fund and call it a day. As in life, so in investing – make decisions in a calm state of mind.

Never cut a tree down in the wintertime.

Never make a negative decision in the low time.
Never make your most important decisions when you are in your worst moods.
Wait.
Be patient.
The storm will pass.
The spring will come.

-Robert H. Schuller

Second, realize that such corrections happen in the market quite often. Anyone who has lived through the tech bust of 2001 or the global financial crisis of 2008 will tell you such corrections are quite common. Just to make the point, below is the drawdown chart for NIFTY since 2008. It plots how much below the all-time peak Nifty was at that time. NIFTY 50 was 7% or more below its all-time peak 58.1% of all trading days since Jan-2008. So, drawdowns are common. Markets don’t go up in a straight line.

Third, media and financial journalists cannot predict future returns. They amplify what is happening – good or bad – and make it newsworthy. Neither can bloggers, research analysts, wealth managers or even fund managers. So don’t get overwhelmed by the noise.

Finally,  stick to your plan. Keep it simple. If your plan was to buy on dips, do that. If it wasn’t, don’t. Don’t buy on dips just because your friends are.

So, what differentiates a great investor from the rest? They stick to the plan even after being punched in the face.

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#MutualFundSahiHai, #KuveraSabseSahiHai!

20 Responses

  • Visheahwar Kumar

    October 1, 2018 AT 14:58

    Kuvera is best


  • Visheahwar Kumar

    October 1, 2018 AT 14:58

    Super


  • RAJ KUMAR BACHAR

    October 12, 2018 AT 13:03

    Yes it is right and very realistic.I continuing my investment in this market.


  • a s dhakar

    October 31, 2018 AT 07:14

    sip must be continue in down market otherwise its basic purpose will go in vain.


  • Anil shinde

    November 6, 2018 AT 09:15

    Yes everyone should have long term view of at least 10 years . Once your investments grows 12 to 15 % CAGR over 10 years , such corrections wont affect your returns over long term . Correction are very much needed to correct value of overbought equity and you can get bluechips in fair price .
    Those who will wait in volatile markets will get good return in 5 to 7 years . You can book partial profits when market is at peak and invest in low risk funds .


  • Nitin Kumar

    November 21, 2018 AT 05:43

    I am a bignner in mutual funds.
    But Kuvera is so far so good for me.
    Very helpful and supportive.
    Thanks Kuvera!


    • Gaurav Rastogi

      November 22, 2018 AT 04:48

      Many thanks Nitin for your kind words.


  • Shubhajit

    November 27, 2018 AT 07:03

    I am new to this app and website and also a rookie in mutual funds. But kuvera makes it quite simple and easy to understand. Good work.


    • Gaurav Rastogi

      December 1, 2018 AT 03:24

      Thanks Shubhajit.


  • Meldrin

    November 30, 2018 AT 11:38

    What funds should I buy at this point in time?


  • Wali Ahemad

    December 7, 2018 AT 19:18

    I have worked with different platforms & found Kuvera as one of the best platform


  • Kapil Dhiman

    December 9, 2018 AT 16:53

    Thanks Gaurav bro for making it clear….


  • Devendra patel

    January 1, 2019 AT 05:38

    Can u tell me kuvera unit is demat mode ??


    • Gaurav Rastogi

      January 2, 2019 AT 07:47

      Schemes bought on Kuvera are in non-demat mode.


  • Asib

    January 6, 2019 AT 18:09

    Hi
    Gourav sir what is password CAS statement
    Thanks


    • Gaurav Rastogi

      January 9, 2019 AT 06:08

      If you have generated your CAS through us please use password “kuvera12”


  • Alok Kumar

    January 17, 2019 AT 04:50

    Hi, can we add my HUF account in my kuvera account as family account. Please advise and if possible please call back on 8284811775


    • Gaurav Rastogi

      January 18, 2019 AT 08:44

      We do no support HUF accounts yet. We will announce once we start supporting them.


  • sunil

    March 22, 2019 AT 07:03

    kuvera is good.


  • Rishabh

    May 6, 2019 AT 18:52

    I love kuvera so much. I hope you’ll never break our trust.