Kuvera makes mutual fund investments simpler and faster. To invest in SBI Retirement Benefit Conservative Growth Direct Plan, login to Kuvera and search for SBI Retirement Benefit Conservative Growth Direct Plan. You can also go to "Invest", select "All Mutual Funds" and scroll to SBI Retirement Benefit Conservative Growth Direct Plan. Click on this to check details on the fund's performance and fundamentals. Depending on your risk appetite and investment objective, select either the Monthly SIP or One time (Lump sum investment) option and complete the investment process.

SBI Retirement Benefit Conservative Growth Direct Plan has given 6.3% over the last 1 year , 8.6% over the last 3 years, 8.1% over the last 5 years and 8.1% since its inception.

Minimum SIP amount required for SBI Retirement Benefit Conservative Growth Direct Plan is INR 500.

Minimum lump sum amount required for SBI Retirement Benefit Conservative Growth Direct Plan is INR 5000.

Create an account on Kuvera to invest in over 5000 direct mutual funds from the leading AMCs in India. To start an SIP for SBI Retirement Benefit Conservative Growth Direct Plan online, follow the steps given below:

Step 1: Login to Kuvera and click on Invest and then select Mutual Funds.

Step 2: Search by name, or scroll to SBI Retirement Benefit Conservative Growth Direct Plan and click on it.

Step 3: Choose Monthly SIP and enter the SIP amount and date for every month.

Step 4: Complete the fund transfer and you are done!

You can explore SIP, STP and SWP tabs in your cart to see all the funds that have existing SIPs.

Redeeming mutual funds on Kuvera is fast and hassle-free. To redeem SBI Retirement Benefit Conservative Growth Direct Plan, just go to your portfolio on the Kuvera app or website, click on the "Redeem" option under SBI Retirement Benefit Conservative Growth Direct Plan, enter your desired amount, or check the "Yes" next to Redeem all units if you want to redeem your entire holding.

Yes, you can invest in SBI Retirement Benefit Conservative Growth Direct Plan IDCW on Kuvera through SIP and Lump sum options. Follow these steps to get started :

On Kuvera app :

Step 1: Login and click on Invest and All Mutual Funds.

Step 2: Click on Filter, select "Plan" type as "Dividend". You will see the IDCW plans.

Step 3: Select SBI Retirement Benefit Conservative Growth Direct Plan and choose Monthly SIP or One Time investment options.

On Kuvera website

Step 1: Login and click on Invest on the home screen, select Mutual Funds.

Step 2:Turn the toggle from "Growth" to "Dividend" and you will see the results of all the IDCW plans.

Step 3: Select SBI Retirement Benefit Conservative Growth Direct Plan and choose Monthly SIP or One Time (Lump sum) investment options.

Create an account on Kuvera to invest in over 5000 direct mutual funds from the leading AMCs in India. To start an SIP for SBI Retirement Benefit Conservative Growth Direct Plan online, follow the steps given below:

Step 1: Login to Kuvera and click on Invest and then select Mutual Funds.

Step 2: Search by name, or scroll to SBI Retirement Benefit Conservative Growth Direct Plan and click on it.

Step 3: Choose Monthly SIP and enter the SIP amount and date for every month.

Step 4: Complete the fund transfer and you are done!

You can explore SIP, STP and SWP tabs in your cart to see all the funds that have existing SIPs.

Expense ratio is the amount (in percentage) which is charged by the mutual fund as a fee for managing your investment. Expense ratio of SBI Retirement Benefit Conservative Growth Direct Plan is 0.92% as on 19/02/2026.

NAV is the market value of the securities/assets held by the mutual fund divided by the total number of units issued by it. In simple terms, it is the price of a unit of the mutual fund. NAV of SBI Retirement Benefit Conservative Growth Direct Plan is INR 14.77 as on 18/02/2026.

SBI Retirement Benefit Conservative Growth Direct Plan has assets under management worth INR 172 Cr.

As per SEBI regulations, all mutual funds should indicate the level of risk involved with investing in the mutual fund. There are five levels of risk (a) Low: Principal at low risk, (b) Moderately Low: Principal at moderately low risk, (c) Moderate: Principal at moderate risk, (d) Moderately High: Principal at moderately high risk, (e) High: Principal at high risk. Risk category of SBI Retirement Benefit Conservative Growth Direct Plan is Moderately High Risk.

The top 10 holdings of the SBI Retirement Benefit Conservative Growth Direct Plan as on 19/02/2026 are 6.48% Gs 2035 at 17.17%, 6.90% Gs 2065 at 16.31%, Treps at 8.78%, Bharat Sanchar Nigam Limited - NCD & Bonds - NCD & Bonds at 5.90%, 7.43% Gs 2076 at 5.84%, Summit Digitel Infrastructure Limited - NCD & Bonds - NCD & Bonds at 4.38%, 6.33% Gs 2035 at 4.25%, Torrent Power Limited - NCD & Bonds - NCD & Bonds at 3.00%, TATA Power Renewable Energy Limited - NCD & Bonds - NCD & Bonds at 2.97%, Rural Electrification Corporation Limited - NCD & Bonds - NCD & Bonds at 2.96% .

SBI Retirement Benefit Conservative Growth Direct Plan is a debt mutual fund and the capital gains made from it are taxed at the rate of 20% for long term gains (if you hold your units for 3 years or more), along with indexation benefits and for short terms gains (if you hold your units for less than 3 year) as per your income tax slab.

Investment objective of the SBI Retirement Benefit Conservative Growth Direct Plan:

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

The category of the SBI Retirement Benefit Conservative Growth Direct Plan is Retirement Fund.

SBI Retirement Benefit Conservative Growth Direct Plan is managed by Rohit Shimpi and Ardhendu Bhattacharya as on 19/02/2026.

Exit load is the fee/penalty which some of the mutual funds charge in case an investor decides to sell his/her mutual fund units within the exit load window. Exit load for SBI Retirement Benefit Conservative Growth Direct Plan is